Welcome to my website. Congratulations on making the move to your first home or taking the time to view your options as an existing homeowner. Here you will find tools you can use or info that will assist you in what you require for all your home financing needs. Whether you are buying or need to refinance. I can help you with any decisions. I specialize in 1st & 2nd mortgages, with plenty of expertise in structuring difficult deals. Call or email me!