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My Rates

1 Year 2.64%
2 Years 2.79%
3 Years 2.89%
4 Years 2.99%
5 Years 2.99%
7 Years 3.54%
10 Years 3.94%
*Rates subject to change and OAC
AGENT LICENSE ID
10317
BROKERAGE LICENSE ID
10317
Brad MacPherson MORTGAGE SPECIALIST, COMMERCIAL/RESIDENTIAL

Brad MacPherson

MORTGAGE SPECIALIST, COMMERCIAL/RESIDENTIAL


Phone:
Address:
Suite 2 - 227 Grafton Street, Charlottetown, Prince Edward Island

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

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A FRIEND

PREMIERE MORTGAGE CENTER

227 GRAFTON STREET CHARLOTTETOWN, PE C1A 1L2

Phone [902] 394 - 6334

EMAIL US TODAY (Click here)

 

COMMERCIAL - RESIDENTIAL - NEWCOMERS - PRIVATE EQUITY

 

Offering a full range of mortgages and loans at some of the best rates in the Canada on a wide range of homes and businesses across Prince Edward Island and throughout Atlantic Canada.

 

For all your Commercial, Business and Residential Mortgage Financing requirements; whether you are buying or refinancing your business, apartments, commercial rental properties or your personal home we have the right mortgage solution for you.

 

Our Mortgage Team has over 20+ years of commercial, business and residential mortgage experience to assist you in all aspects of your mortgage and business financing needs.

 

Our Team understands the continually changeing lender policies and procedures in Canada to provide you with a customized solution, that is right for you. 

 

Our Premiere Mortgage Team works for you the customer to not only meet, but exceed your expectations.

 

Make us part of your Dream today! Phone: (902) 394-6334

 

 

COMMERCIAL - BUSINESS

 

Just a few examples of the industry sectors we service...

 

 

APARTMENTS - RENTAL PROPERTIES

 

SENIORS - COMMUNITY CARE HOMES AND NURSING HOMES

 

SMALL To MEDIUM SIZE BUSINESS

 

HEALTH CARE

 

AGRICULTURE or AQUACULTURE

 

MANUFACTURING - PROCESSING 

 

LAND DEVELOPMENT - CONSTRUCTION

 

FRANCHISE

 

And many more...

 

Premiere Newcomer Mortgages

 

Facilitating Mortgages for Newcomers to PEI - Canada. 

 

CLICK HERE TO CONTACT PREMIERE TODAY

 

 

Premiere partner-insured home mortgage for as little as 5% cash down. Ask us about insured and non-insured Newcomer programs, tailored to meet your needs. Under Insured Newcomer Program income confirmation is required.

 

Non-Resident and Permanent Resident

 

Non-Insured Newcomer Program with;

- No income confirmation required,

- Up to 65% loan to value,

- With 35% Cash Down.

- Best Interest Rates In Canada

- QUICK APPROVAL

 

 

Newcomers to Canada play an increasing role in Canada’s future population growth, creating new market opportunities. Premiere partners-insured mortgage financing is available to borrowers with permanent and non-permanent residence status, helping newcomers to realize their dream of homeownership in Canada.

 

Benefits (Insured)

 

  • Access to Homeownership — Newcomers with permanent residence status can purchase a home with a minimum down payment starting at 5%.
  • Competitive Interest Rates — Access to Premiere Partners-insured mortgage, and as a result, competitive interest rates.
  • Availability — Products and services available coast-to-coast-to-coast.

 

Features (Insured)

 

  • For permanent residents, where there is limited Canadian credit history and where foreign credit bureaus are not available, Premiere partners-insured continues to consider alternative sources of payment history for Loan-to-Value ratios between 80.01% and 95%.
  • Newcomers with non-permanent resident status have access to Premiere partners-insured financing of up to 90% loan-to-value ratio for the purchase of a 1 unit owner-occupied residential property.
  • No additional fees or premiums as a result of residency status – standard insured-product specific premiums apply.
  • No minimum period of residency required.

 

At Premiere Mortgage your.... APPROVED!

 

CLICK HERE NOW CONTACT PEI 'NEWCOMER' MORTGAGE SPECIALIST

 

 

BUYING OR REFINANCING YOUR HOME?

(Click here for more information)

 

 

Single Family Homes

Duplex Homes

Condominiums

Multi-Family Residential Apartments

...and so much more.

 

 

Our team brings many years of experience and expertise in lending services to provide our valued clients with the best possible loans package, customized for them.

 

As a client, you can be confident in knowing that you are receiving credible, reliable advice and expertise. The biggest strength of our team at Premiere Mortgage is that we are driven by offering fantastic service and a positive experience on a consistent basis to all of our clients.

 

With our Team, Premiere Mortgage customers experience utlimate care and professionalism.

 


BLOG / NEWS Updates

Bank of Canada increases overnight rate target to 1 per cent

The Bank of Canada is raising its target for the overnight rate to 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent. Recent economic data have been stronger than expected, supporting the Banks view that growth in Canada is becoming more broadly-based and self-sustaining. Consumer spending remains robust, underpinned by continued solid employment and income growth. There has also been more widespread strength in business investment and in exports. Meanwhile, the housing sector appears to be cooling in some markets in response to recent changes in tax and housing finance policies. The Bank continues to expect a moderation in the pace of economic growth in the second half of 2017, for the reasons described in the July Monetary Policy Report (MPR), but the level of GDP is now higher than the Bank had expected. The global economic expansion is becoming more synchronous, as anticipated in July, with stronger-than-expected indicators of growth, including higher industrial commodity prices. However, significant geopolitical risks and uncertainties around international trade and fiscal policies remain, leading to a weaker US dollar against many major currencies. In this context, the Canadian dollar has appreciated, also reflecting the relative strength of Canadas economy. While inflation remains below the 2 per cent target, it has evolved largely as expected in July. There has been a slight increase in both total CPI and the Banks core measures of inflation, consistent with the dissipating negative impact of temporary price shocks and the absorption of economic slack. Nonetheless, there remains some excess capacity in Canadas labour market, and wage and price pressures are still more subdued than historical relationships would suggest, as observed in some other advanced economies.

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

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