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My Rates

1 Year 2.89%
2 Years 3.09%
3 Years 3.04%
4 Years 3.29%
5 Years 3.09%
7 Years 3.69%
10 Years 3.74%
*Rates subject to change and OAC
AGENT LICENSE ID
10317
BROKERAGE LICENSE ID
ON: 10317 -NB 160000437
Brad MacPherson MORTGAGE SPECIALIST, COMMERCIAL/RESIDENTIAL

Brad MacPherson

MORTGAGE SPECIALIST, COMMERCIAL/RESIDENTIAL


Phone:
Address:
Suite 2 - 227 Grafton Street, Charlottetown, Prince Edward Island

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

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A FRIEND

PREMIERE MORTGAGE CENTER

227 GRAFTON STREET CHARLOTTETOWN, PE C1A 1L2

Phone Direct [902] 394 - 6334

EMAIL US TODAY (Click here)

 

COMMERCIAL - RESIDENTIAL - NEWCOMERS - PRIVATE EQUITY

 

Offering a full range of mortgages and loans at some of the best rates in the Canada on a wide range of homes and businesses across Prince Edward Island and throughout Atlantic Canada.

 

For all your Commercial, Business and Residential Mortgage Financing requirements; whether you are buying or refinancing your business, apartments, commercial rental properties or your personal home we have the right mortgage solution for you.

 

Our Mortgage Team has over 20+ years of commercial, business and residential mortgage experience to assist you in all aspects of your mortgage and business financing needs.

 

Our Team understands the continually changeing lender policies and procedures in Canada to provide you with a customized solution, that is right for you. 

 

Our Premiere Mortgage Team works for you the customer to not only meet, but exceed your expectations.

 

Make us part of your Dream today! Phone: (902) 394-6334

 

 

COMMERCIAL - BUSINESS

 

Just a few examples of the industry sectors we service...

 

 

APARTMENTS - RENTAL PROPERTIES

 

SENIORS - COMMUNITY CARE HOMES AND NURSING HOMES

 

SMALL To MEDIUM SIZE BUSINESS

 

HEALTH CARE

 

AGRICULTURE or AQUACULTURE

 

MANUFACTURING - PROCESSING 

 

LAND DEVELOPMENT - CONSTRUCTION

 

FRANCHISE

 

And many more...

 

Premiere Newcomer Mortgages

 

Facilitating Mortgages for Newcomers to PEI - Canada. 

 

CLICK HERE TO CONTACT PREMIERE TODAY

 

 

Premiere partner-insured home mortgage for as little as 5% cash down. Ask us about insured and non-insured Newcomer programs, tailored to meet your needs. Under Insured Newcomer Program income confirmation is required.

 

Non-Resident and Permanent Resident

 

Non-Insured Newcomer Program with;

- No income confirmation required,

- Up to 65% loan to value,

- With 35% Cash Down.

- Best Interest Rates In Canada

- QUICK APPROVAL

 

 

Newcomers to Canada play an increasing role in Canada’s future population growth, creating new market opportunities. Premiere partners-insured mortgage financing is available to borrowers with permanent and non-permanent residence status, helping newcomers to realize their dream of homeownership in Canada.

 

Benefits (Insured)

 

  • Access to Homeownership — Newcomers with permanent residence status can purchase a home with a minimum down payment starting at 5%.
  • Competitive Interest Rates — Access to Premiere Partners-insured mortgage, and as a result, competitive interest rates.
  • Availability — Products and services available coast-to-coast-to-coast.

 

Features (Insured)

 

  • For permanent residents, where there is limited Canadian credit history and where foreign credit bureaus are not available, Premiere partners-insured continues to consider alternative sources of payment history for Loan-to-Value ratios between 80.01% and 95%.
  • Newcomers with non-permanent resident status have access to Premiere partners-insured financing of up to 90% loan-to-value ratio for the purchase of a 1 unit owner-occupied residential property.
  • No additional fees or premiums as a result of residency status – standard insured-product specific premiums apply.
  • No minimum period of residency required.

 

At Premiere Mortgage your.... APPROVED!

 

CLICK HERE NOW CONTACT PEI 'NEWCOMER' MORTGAGE SPECIALIST

 

 

BUYING OR REFINANCING YOUR HOME?

(Click here for more information)

 

 

Single Family Homes

Duplex Homes

Condominiums

Multi-Family Residential Apartments

...and so much more.

 

 

Our team brings many years of experience and expertise in lending services to provide our valued clients with the best possible loans package, customized for them.

 

As a client, you can be confident in knowing that you are receiving credible, reliable advice and expertise. The biggest strength of our team at Premiere Mortgage is that we are driven by offering fantastic service and a positive experience on a consistent basis to all of our clients.

 

With our Team, Premiere Mortgage customers experience utlimate care and professionalism.

 


BLOG / NEWS Updates

Bank of Canada increases overnight rate target to 1 1/4 per cent

The Bank of Canada today increased its target for the overnight rate to 1 1/4 per cent. The Bank Rate is correspondingly 1 1/2 per cent and the deposit rate is 1 per cent. Recent data have been strong, inflation is close to target, and the economy is operating roughly at capacity. However, uncertainty surrounding the future of the North American Free Trade Agreement (NAFTA) is clouding the economic outlook. The global economy continues to strengthen, with growth expected to average 3 1/2 per cent over the projection horizon. Growth in advanced economies is projected to be stronger than in the Banks October Monetary Policy Report(MPR). In particular, there are signs of increasing momentum in the US economy, which will be boosted further by recent tax changes. Global commodity prices are higher, although the benefits to Canada are being diluted by wider spreads between benchmark world and Canadian oil prices. In Canada, real GDP growth is expected to slow to 2.2 per cent in 2018 and 1.6 per cent in 2019, following an estimated 3.0 per cent in 2017. Growth is expected to remain above potential through the first quarter of 2018 and then slow to a rate close to potential for the rest of the projection horizon.

Fourth Quarter Housing Market Trends Seal 2017 as ‘the Year of the Condo’

According to the Royal LePage House Price Survey, Canadas residential real estate market saw strong, but slowing year-over-year price growth in the fourth quarter of 2017. While year-over-year aggregate appreciation remained high in the Greater Toronto Area (GTA) and Greater Vancouver, two-storey and bungalow home values softened in the GTA, slightly declining on a quarter-over-quarter basis. Meanwhile, in both Greater Vancouver and the GTA, condominium prices continued to outpace all other property types, primarily due to growing affordability constraints within these markets. The Royal LePage National House Price Composite, compiled from proprietary property data in 53 of the nations largest real estate markets, showed that the price of a home in Canada increased 10.8 per cent year-over-year to $626,042 in the fourth quarter of 2017. When broken out by housing type, the median price of a two-storey home rose 11.1 per cent year-over-year to $741,924, and the median price of a bungalow climbed 7.1 per cent to $522,963. During the same period, the median price of a condominium appreciated faster than any other housing type studied, rising 14.3 per cent to $420,823 on a year-over-year basis. This trend was predominantly driven by the significant price gains witnessed in many of the countrys largest condominium markets. In the GTA, the median price of a condominium increased 19.5 per cent year-over-year to $476,421, while in the City of Toronto, the segment saw a similar gain of 19.6 per cent year-over-year to $515,578. In Greater Vancouver, condominiums also followed a similar price trajectory during the quarter, rising 20.2 per cent to $651,885, while the median price of a condominium unit in the City of Vancouver rose 18.7 per cent to $775,806. Many suburban markets across the GTA and Lower Mainland of British Columbia posted strong year-over-year condominium price gains of 20 per cent or more as well, with the segment appreciating at a faster rate than detached homes, which had previously led the charge. To prospective homeowners in our largest cities, condominiums represent the last bastion of affordability, said Phil Soper, president and CEO, Royal LePage. This is especially true for first-time buyers whose purchasing power has been reduced by tightening mortgage regulations. Click here for more. https://www.royallepage.ca/en/realestate/news/fourth-quarter-housing-market-trends-seal-2017-as-the-year-of-the-condo/

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