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My Rates

1 Year 2.89%
2 Years 2.89%
3 Years 2.69%
4 Years 2.89%
5 Years 2.94%
7 Years 3.69%
10 Years 4.09%
*Rates subject to change and OAC
AGENT LICENSE ID
10317
BROKERAGE LICENSE ID
10317
Brad MacPherson MORTGAGE SPECIALIST, COMMERCIAL/RESIDENTIAL

Brad MacPherson

MORTGAGE SPECIALIST, COMMERCIAL/RESIDENTIAL


Phone:
Address:
Suite 2 - 227 Grafton Street, Charlottetown, Prince Edward Island

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

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A FRIEND

PREMIERE MORTGAGE CENTER

227 GRAFTON STREET CHARLOTTETOWN, PE C1A 1L2

Phone Direct [902] 394 - 6334

EMAIL US TODAY (Click here)

 

COMMERCIAL - RESIDENTIAL - NEWCOMERS - PRIVATE EQUITY

 

Offering a full range of mortgages and loans at some of the best rates in the Canada on a wide range of homes and businesses across Prince Edward Island and throughout Atlantic Canada.

 

For all your Commercial, Business and Residential Mortgage Financing requirements; whether you are buying or refinancing your business, apartments, commercial rental properties or your personal home we have the right mortgage solution for you.

 

Our Mortgage Team has over 20+ years of commercial, business and residential mortgage experience to assist you in all aspects of your mortgage and business financing needs.

 

Our Team understands the continually changeing lender policies and procedures in Canada to provide you with a customized solution, that is right for you. 

 

Our Premiere Mortgage Team works for you the customer to not only meet, but exceed your expectations.

 

Make us part of your Dream today! Phone: (902) 394-6334

 

 

COMMERCIAL - BUSINESS

 

Just a few examples of the industry sectors we service...

 

 

APARTMENTS - RENTAL PROPERTIES

 

SENIORS - COMMUNITY CARE HOMES AND NURSING HOMES

 

SMALL To MEDIUM SIZE BUSINESS

 

HEALTH CARE

 

AGRICULTURE or AQUACULTURE

 

MANUFACTURING - PROCESSING 

 

LAND DEVELOPMENT - CONSTRUCTION

 

FRANCHISE

 

And many more...

 

Premiere Newcomer Mortgages

 

Facilitating Mortgages for Newcomers to PEI - Canada. 

 

CLICK HERE TO CONTACT PREMIERE TODAY

 

 

Premiere partner-insured home mortgage for as little as 5% cash down. Ask us about insured and non-insured Newcomer programs, tailored to meet your needs. Under Insured Newcomer Program income confirmation is required.

 

Non-Resident and Permanent Resident

 

Non-Insured Newcomer Program with;

- No income confirmation required,

- Up to 65% loan to value,

- With 35% Cash Down.

- Best Interest Rates In Canada

- QUICK APPROVAL

 

 

Newcomers to Canada play an increasing role in Canada’s future population growth, creating new market opportunities. Premiere partners-insured mortgage financing is available to borrowers with permanent and non-permanent residence status, helping newcomers to realize their dream of homeownership in Canada.

 

Benefits (Insured)

 

  • Access to Homeownership — Newcomers with permanent residence status can purchase a home with a minimum down payment starting at 5%.
  • Competitive Interest Rates — Access to Premiere Partners-insured mortgage, and as a result, competitive interest rates.
  • Availability — Products and services available coast-to-coast-to-coast.

 

Features (Insured)

 

  • For permanent residents, where there is limited Canadian credit history and where foreign credit bureaus are not available, Premiere partners-insured continues to consider alternative sources of payment history for Loan-to-Value ratios between 80.01% and 95%.
  • Newcomers with non-permanent resident status have access to Premiere partners-insured financing of up to 90% loan-to-value ratio for the purchase of a 1 unit owner-occupied residential property.
  • No additional fees or premiums as a result of residency status – standard insured-product specific premiums apply.
  • No minimum period of residency required.

 

At Premiere Mortgage your.... APPROVED!

 

CLICK HERE NOW CONTACT PEI 'NEWCOMER' MORTGAGE SPECIALIST

 

 

BUYING OR REFINANCING YOUR HOME?

(Click here for more information)

 

 

Single Family Homes

Duplex Homes

Condominiums

Multi-Family Residential Apartments

...and so much more.

 

 

Our team brings many years of experience and expertise in lending services to provide our valued clients with the best possible loans package, customized for them.

 

As a client, you can be confident in knowing that you are receiving credible, reliable advice and expertise. The biggest strength of our team at Premiere Mortgage is that we are driven by offering fantastic service and a positive experience on a consistent basis to all of our clients.

 

With our Team, Premiere Mortgage customers experience utlimate care and professionalism.

 


BLOG / NEWS Updates

Employment increased by 35,000 in October

In October, employment rose for youth aged 15 to 24, while it was little changed for the core-aged population of 25- to- 54 year-olds, and for people 55 and older. The largest employment increase was in Quebec, followed by Alberta, Manitoba, Newfoundland and Labrador, and New Brunswick. At the same time, there was a decline in Saskatchewan. Employment rose in several industries, led by other services; construction; information, culture and recreation; and agriculture. Employment declined in wholesale and retail trade. The number of private sector employees increased in October, while public sector employment and self-employment were little changed.

Canadian home sales edge up again in October

According to statistics released by The Canadian Real Estate Association (CREA), national home sales posted a modest monthly increase in October but remain below levels recorded one year ago. Newly introduced mortgage regulations mean that starting January 1st, all home buyers applying for a new mortgage will need to pass a stress test to qualify for mortgage financing, said CREA President Andrew Peck. This will likely influence some home buyers to purchase before the stress test comes into effect, especially in Canadas pricier housing markets. A professional REALTOR is your best source for information and guidance in negotiations to purchase or sell a home during these changing times. Home sales via Canadian MLS Systems edged up 0.9% in October 2017 on the heels of monthly increases in August and September, but remained almost 11% below the record set in March. National sales momentum is positive heading toward year-end, said Gregory Klump, CREAs Chief Economist. It remains to be seen whether that momentum can continue once the recently announced stress test takes effect beginning on New Years day. The stress test is designed to curtail growth in mortgage debt. If it works as intended, Canadian economic growth may slow by more than currently expected.

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