My Rates

1 Year 2.44%
2 Years 2.39%
3 Years 2.36%
4 Years 2.49%
5 Years 2.59%
7 Years 2.89%
10 Years 3.29%
*Rates subject to change and OAC
Catherine Morvai Mortgage Agent

Catherine Morvai

Mortgage Agent

7676 Woodbine Avenue, Suite 300, Markham, Ontario











I am a Mortgage Agent with Northwood Mortgage, serving clients in the GTA and Durham/Clarington Regions. You can apply online, call or email me.   I will meet with you where you are most comfortable.


We are here for people like you who are looking to fall in love with their first home, move up to their dream home, consolidate debts or refinance a mortgage using the equity in a home for everything from renovations to startup business costs.

Being affiliated with Northwood Mortgage allows you to relax knowing that you're in the right hands. So get in touch today to achieve your goals tomorrow.


I would like to help you to achieve your financial goals, and save you time and money, by finding you the right mortgage solution for your unique situation.  I commit to providing you with the best possible service.


Northwood Mortgage has access to over 40 bank and non-bank lenders, as well as private lenders.  We have access to lower rates than banks can offer. As well, prepayment penalty calculations can be less costly at non-bank lenders.


I can assist in arranging mortgages for all requirements and situations: 

1st and 2nd mortgages 
Purchases and Improvements 
Debt Consolidation 
Equity Take Out 
Second properties and Vacation homes 
Self Employed 
Reverse Mortgages 
Low Credit or limited credit history 
New Immigrants 
Past Bankruptcies 
Up to 95% Loan to Value 


Don't delay.  Call me today at 416-587-2875.

Visit my mortgage blog at:



BLOG / NEWS Updates

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

Decline in single-family component moderated by gain in multi-family dwellings

Canadian municipalities issued $8.1 billion worth of building permits in June, up 2.5% from May and the second highest value on record. Higher construction intentions for multi-family dwellings and commercial buildings were mainly responsible for the national increase. All building components reported gains in June, except for single-family dwellings. The value of residential building permits fell 0.9% in June to $5.0 billion, the fourth decrease in five months. The decline was mainly the result of lower construction intentions in four provinces, notably Ontario. In June, the value of permits for single-family dwellings decreased 12.5% to $2.4 billion. Seven provinces registered declines, with Ontario being the main contributor to the decrease. Conversely, construction intentions for multi-family dwellings rose 12.5% in June to $2.7 billion, marking a third consecutive monthly increase. Seven provinces registered gains, led by Ontario and British Columbia. Click here for more information


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