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My Rates

6 Months 4.75%
1 Year 2.99%
2 Years 3.29%
3 Years 3.44%
4 Years 2.99%
5 Years 3.34%
7 Years 3.59%
10 Years 3.89%
*Rates subject to change and OAC
AGENT LICENSE ID
11947
BROKERAGE LICENSE ID
11947
Marilee Pott Mortgage Agent

Marilee Pott

Mortgage Agent


Phone:
Address:
2725 Queensview Dr, Suite 500, Ottawa, Ontario

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It PAYS to shop around.

Did you know that statistics show that well over half of Canadians with a mortgage renegotiate before their term is up. And the average five-year borrower changes their mortgage every three-and-a-half years? That means choosing the right mortgage product is just as important as getting the best rate. 

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier. But I’m here to help!

With access to over 30 lenders, I will work with you to determine the best mortgage product that suits your financial needs and future goals.  I will save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're purchasing a home or investment property, renewing your mortgage, refinancing, renovating or consolidating your debts — I’m the Mortgage Broker who can help you get YOU what best matches your needs. 


BLOG / NEWS Updates

Canadian home sales activity improves in June

Statistics released today by The Canadian Real Estate Association (CREA) show national home sales were up from May to June 2018. Highlights: National home sales rose 4.1% from May to June. Actual (not seasonally adjusted) activity was down 10.7% from June 2017. The number of newly listed homes eased 1.8% from May to June. The MLS Home Price Index (HPI) in June was up 0.9% year-over-year (y-o-y). The national average sale price edged down 1.3% y-o-y in June. National home sales via Canadian MLS Systems rose 4.1% in June 2018 compared to May. While this marks the first substantive month-over-month increase this year, sales remain well down from monthly levels recorded over the past five years. More than 60% of all local housing markets reported increased sales activity in June compared to May, led by the Greater Toronto Area (GTA). By contrast, sales in British Columbia continue to moderate. Actual (not seasonally adjusted) activity was down almost 11% compared to June 2017. Sales marked a five-year low and stood almost 7% below the 10-year average for the month of June. Activity came in below year-ago levels in about two-thirds of all local markets, led overwhelmingly by those in the Lower Mainland of British Columbia. This years new stress-test on mortgage applicants has been weighing on homes sales activity; however, the increase in June suggests its impact may be starting to lift, said CREA President Barb Sukkau. The extent to which the stress-test continues to sideline home buyers varies by housing market and price range. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to in the future, said Sukkau.

Bank of Canada raises overnight rate target to 1 ½ per cent

The Bank of Canada today increased its target for the overnight rate to 1 per cent. The Bank Rate is correspondingly 1 per cent and the deposit rate is 1 per cent. The Bank expects the global economy to grow by about 3 per cent in 2018 and 3 per cent in 2019, in line with the April Monetary Policy Report (MPR). The US economy is proving stronger than expected, reinforcing market expectations of higher policy rates and pushing up the US dollar. This is contributing to financial stresses in some emerging market economies. Meanwhile, oil prices have risen. Yet, the Canadian dollar is lower, reflecting broad-based US dollar strength and concerns about trade actions. The possibility of more trade protectionism is the most important threat to global prospects. Canadas economy continues to operate close to its capacity and the composition of growth is shifting. Temporary factors are causing volatility in quarterly growth rates: the Bank projects a pick-up to 2.8 per cent in the second quarter and a moderation to 1.5 per cent in the third. Household spending is being dampened by higher interest rates and tighter mortgage lending guidelines. Recent data suggest housing markets are beginning to stabilize following a weak start to 2018. Meanwhile, exports are being buoyed by strong global demand and higher commodity prices. Business investment is growing in response to solid demand growth and capacity pressures, although trade tensions are weighing on investment in some sectors. Overall, the Bank still expects average growth of close to 2 per cent over 2018-2020.

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital