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AGENT LICENSE ID
M17000226
BROKERAGE LICENSE ID
11947
Nancy Blakely Mortgage Agent

Nancy Blakely

Mortgage Agent


Address:
72 King Street West, Suite 202, Cobourg, Ontario

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Relax, while I find the best mortgage for you

 

     I have access to many different mortgage products, multiple lenders, and unpublished special rates from financial institutions. I can find the best mortgage or line of credit for you whether you are looking for a residential, multi-residential, or commercial loan for a new purchase, refinance, renewal. 

 

     It is important to understand that mortgage products can vary quite a bit from lender to lender in order to meet the various needs of borrowers.  For instance, in addition to standard mortgages, I have lenders that offer

  • residential mortgages to borrowers who own multiple rental properties; 
  • a one year residential rate hold on new home construction; 
  • good terms for a loan on a mobile home;
  • Manulife One--An excellent mortgage and or Line of Credit with full compliment of other financial services;
  • CHIP and Income Advantage reverse mortgages to seniors age 55+;
  • mortgages to borrowers who have declared bankrupcy in the past; 
  • mortgages to those who need to use child tax credit or other payments to support income;
  • mortgages to borrowers who are self-employed with stated income;
  • commercial loans; and
  • the list goes on. 

   

     I broker mortgages through the major banks, monoline lenders, and private lenders; therefore, I have the flexibility to meet your needs whatever they are.  Simply put, as an Independent Mortgage Agent, I offer you more choices and an unbiased opinion.

 

     I also offer an excellent Mortgage Protection Plan from Manulife at an affordable price.  It is worth noting that the best thing about the Manulife Mortgage Protection Plan is that the plan is not discontinued if you move to a new home and or you refinance with another lender.  If you purchase the plan through me, the plan stays with you as long as you have a mortgage on a property even if you move and or change the mortgagee.

 

     Contact me today for your free consultation!

 

Following is a Brief Description of Reverse Mortgages for Senior's age 55+

 

     There are three different products that are available to help seniors over the age of 55 live comfortably in their own home if they do not qualify for a standard mortgage.  The HomEquity CHIP and Income Advantage as well as the Manulife One Line of Credit are all good products to help seniors who need a little extra cash to make their lives more pleasurable.  

 

     If you or someone you know would benefit from a CHIP or Income Advantage reverse mortgage from Homequity bank, please call me.  I will be glad to explain the product in more detail on the phone or in person. 

 

     Did you know that seniors can get as little as $500 a month tax free income from the equity in their home through the Income Advantage Reverse Mortgage?

 

     Adding $500 tax free to your monthly income could make your life so much more enjoyable. Conversely, $6,000 is not a lot of equity to take out of your home over the course of a year especially considering the value of your home today.

 

     I feel very strongly that the Income Advantage is an excellent tool to help seniors live independent, comfortable and happy in their own home for as long as possible; particularly, in situations where the home owner is experiencing health issues and suddenly has unexpected expenses, or worse, suddenly is living on a single pension. This product is an excellent tool to help seniors through difficult times.

 

     If you are struggling to make ends meet on a pension, for whatever reason, I highly recommend that you consider an Income Advantage reverse mortgage. With this product, you choose how much money you need monthly to live comfortably and, if you need a lump sum for home repairs or a well-deserved vacation, then you can also take a lump sum of $10,000 or more at any time you choose.

 

     I am also a CHIP reverse mortgage specialist among many other mortgage products. With the CHIP reverse mortgage, you could receive a larger tax free lump sum amount out of the equity of your home anywhere from $25,000 to 55% of the value of your home in most cases.

 

     With either product, there is no need to make a payment all the while you own your home but, if your situation changes and you wish to make payments or want to pay the mortgage off later, and then you have the option to do that too.

 

     I have access to many different products from multiple lenders including unpublished special rates on standard mortgages, lines of credit designed specifically for seniors, or private mortgages. I am a certified mortgage specialist in Ontario. I am customer focused and will do everything in my power to ensure you are served well.

 

     Another product that is good for seniors who feel that they would like the flexability of a loan to consolidate debt, pay for home repairs, or unexpected expenditures is the Manulife One Line of Credit.  Manulife One offers very competative rates, and, interest is calculated differently than the major banks in a manner that makes their Line of Credit more advantageous for the borrower.  To see a video that demonstrates this product  Click here

 

     I will be glad to give you more information about any of these products that are available to help seniors.  I also am pleased to give a short 5 or 10 minute group presentation to briefly explain the products at meetings if you wish.

 

     Please contact me by clicking the contact button on my webpage or call 905.269.3721 to arrange a complimentary meeting at your convenience.

 

     I look forward to speaking with you.

Sincerely,

Nancy

 

 

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
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