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My Rates

6 Months 3.95%
1 Year 2.44%
2 Years 2.54%
3 Years 2.54%
4 Years 2.84%
5 Years 2.74%
7 Years 3.04%
10 Years 3.44%
*Rates subject to change and OAC
AGENT LICENSE ID
M08000257
BROKERAGE LICENSE ID
11947
Susanna Penning Mortgage Agent

Susanna Penning

Mortgage Agent


Phone:
Address:
2725 Queensview Dr Suite 500, Ottawa, Ontario

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When it comes to your mortgage, your interest is my interest.
 
I will simplify a mortgage for you. It doesn’t have to be difficult. My 25 years of experience in the financial industry provides me with the knowledge I need to get you a great rate while providing excellent customer service to help your home ownership dreams become a reality.
 
Let Me Show You How I am Different…
 
The Mortgage Advisors has a dedicated team of elite brokers and agents that will do what it takes to secure the right mortgage for you by:
 
Working for you. Your Mortgage Expert understands the needs of clients and the complexities involved in obtaining and communicating their financing requirements.
 
Representing you. Your Mortgage Expert does business with a variety of lenders compared to traditional institutions concerned in selling only “their” product.
 
Utilizing their independence. Your Mortgage Expert has access to a wide range of Financial Services and Products to ensure financing requirements are met precisely with the customers’ best interest in mind.
 
Having a strong understanding of the marketplace. Your Mortgage Expert will shop for the best deal, without the inconvenience of setting up appointments and the subsequent credit inquiries.
 
Maintaining a professional standard. Your Mortgage Expert is required to be registered with the Ministry of Finance and complete the required educational programs ongoing.
 
Upholding strict confidentiality. Integrity that you can trust.
 
Providing you with peace of mind. Working with you, “Working for you”.
 
 
Get A Mortgage Broker Working For You!
 
Buying a home is one of the most significant investments you can make in life. The question is; what are you going to do to ensure you find the right mortgage for your needs and circumstances? A mortgage broker is the perfect answer.
 
Everyone has the right to make their own financial decisions, but when you are trying to find a mortgage, going it alone is not always the easiest choice. The mortgage industry is large, complex and highly varied, and it always takes resources and know-how to make the best decisions.
 
Even if you are educated and experienced with the mortgage market, you might not be aware of every available option and which options are truly going to be of benefit to you and save you the most money.

BLOG / NEWS Updates

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

Decline in single-family component moderated by gain in multi-family dwellings

Canadian municipalities issued $8.1 billion worth of building permits in June, up 2.5% from May and the second highest value on record. Higher construction intentions for multi-family dwellings and commercial buildings were mainly responsible for the national increase. All building components reported gains in June, except for single-family dwellings. The value of residential building permits fell 0.9% in June to $5.0 billion, the fourth decrease in five months. The decline was mainly the result of lower construction intentions in four provinces, notably Ontario. In June, the value of permits for single-family dwellings decreased 12.5% to $2.4 billion. Seven provinces registered declines, with Ontario being the main contributor to the decrease. Conversely, construction intentions for multi-family dwellings rose 12.5% in June to $2.7 billion, marking a third consecutive monthly increase. Seven provinces registered gains, led by Ontario and British Columbia. Click here for more information

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