Hello and thank you for reading our information!
Given the state of the housing market and the recent changes to mortgage rules, it has never been more important to understand your financing options and receive expert counsel before taking action.
If you are looking to get not only the best financing options available to you, but also answers to the key questions you have as you make your purchase decision, we would be very happy to assist.
My name is Rebecca Griffith and I am a senior Mortgage advisor with Streetwise Mortgages (www.streetwisemortgages.com ), an award-winning mortgage brokerage that specializes in providing clients with top notch lending advice and mortgage solutions.
We have helped thousands of satisfied clients obtain the optimal property financing to achieve their life and wealth goals, and would be happy to assist you with the following aspects relating to financing:
Mortgage Pre-qualification and Affordability
This goes beyond getting a “pre-approval," which is often provided by your bank and states what you may qualify to purchase.
Our experience with the standard bank pre-approval methods is that there is always a set of "conditions" in the fine print that must be met at the time of purchase - and this is when surprises can surface.
Through our mortgage pre-qualification program, we take the insecurity out of your financing by doing all the homework for you upfront.
No fine print conditions.
We can tell you precisely:
1. What you qualify for
2. What your terms will be and
3. How to move forward
Important things to consider:
1. Know your source(s) of down payment
Will you use equity from an existing property? Personal or business savings? Will you receive a “gifted” down payment?
It is important to plan the source of funds ahead of time and understand the impact on your mortgage
2. Which lenders have products that best align with your needs?
3. What are the implications of keeping or selling your existing property?
Structure financing in harmony with your life and wealth Goals
While it is important to obtain the best financing terms for your next mortgage, it is as equally important to ensure that the mortgage you are getting fits within the big picture of your goals and plans.
Whether you are buying your next property to upsize, downsize, or to help the kids or accumulate wealth - we will ensure that your financing aligns with what you would like to do next.