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My Rates

6 Months 3.10%
1 Year 2.64%
2 Years 2.54%
3 Years 2.69%
4 Years 2.89%
5 Years 2.94%
7 Years 3.44%
10 Years 3.74%
6 Months Open 4.99%
1 Year Open 5.99%
*Rates subject to change and OAC
AGENT LICENSE ID
M12000957
BROKERAGE LICENSE ID
12060
Alan Gilman Broker

Alan Gilman

Broker


Phone:
Address:
800 Industrial Unit 9, Ottawa, Ontario

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

Experienced Mortgage Professional 

Residential

Construction

Commercial

Investment Properties

Old Fashioned Work Ethic 

 

 PLEASE NOTE that all Mortgage Rates listed on this website reflect best available rates for the purchase of an owner occupied property with default Mortgage Insurance amortized over a 25 year period. In order to confirm what rate we can offer you; please reach out to me at your convenience and we can discuss. 

 

 


BLOG / NEWS Updates

About 50% of Pre-Approvals Aren't Worth the Paper they are Written on in 2017

You CAN increase the chances significantly of determining whether the Pre-Approval you havewill stand up after you remove your financing condition. Ask Yourself3 Questions 1) Where were you Pre-Approved? Ifit was done at the bank; chances are greater that the associate that did the P/A simply did a Pre-Qualification...which amounts to a rate hold. 2) Did the Bank or Broker ask you to provide any documentation to support your income and down payment? If the answer is no; then this IS only a Pre-Qualification / Rate Hold 3) Were you able to get the Pre-Approval done on the spot or did you do it online? If you answer yes to either; then there is a high likelihood that youhave a Pre-Qualification and Rate Hold once again. It is almost impossible to do a Pre-Approval on the spot

Financing Declined - Doesn't Mean You Cannot Be Financed

Financing Declined - does NOT mean its over Never before has it been more necessary to structure a mortgage application properly, apply to the right lender, and ensure that the bank/broker can demonstrate to the lender why that deal should be approved. The days of taking the applicants information, pressing submit and crossing your fingers are gone. In 2017, a Broker needs to broker the deal from start to finish. If you know someone that was recently declined, keep in mind that it does not mean that they cant get mortgage financing.

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital