My Rates

6 Months 3.10%
1 Year 2.64%
2 Years 2.54%
3 Years 2.84%
4 Years 2.94%
5 Years 3.04%
7 Years 3.79%
10 Years 4.09%
6 Months Open 6.45%
1 Year Open 3.70%
*Rates subject to change and OAC

Cherryl Small

Mortgage Agent

100 Consilium Place, Toronto, Ontario







Hi, I'm Cherryl, thanks for visiting my site!

As a licensed Mortgage Agent with Matrix Mortgage Global, I am happy to be a part of a team that is committed to servicing clients with integrity and professionalism.  I am here to help you every step of the way, from your very first mortgage and beyond!  I work for you!

Although rates are important, your decision should not be based solely on them.  My commitment to finding the right solution for you goes beyond simply quoting rates.  As your trusted agent, I will look for the perfect fit for your circumstances.

Many of us have had setbacks in our lives and at Matrix Mortgage Global, our expertise is the alternative market, we are not afraid of a little bruised credit!  For those of you without bruised credit, we welcome your business also.  At Matrix Mortgage, we have forged strong relationships with many institutions, ranging from banks to private lenders.

I am here to assist you, whatever your needs are.  I look forward to hearing from you!

Call me for today's unpublished rate specials!



BLOG / NEWS Updates

Employment increased by 35,000 in October

In October, employment rose for youth aged 15 to 24, while it was little changed for the core-aged population of 25- to- 54 year-olds, and for people 55 and older. The largest employment increase was in Quebec, followed by Alberta, Manitoba, Newfoundland and Labrador, and New Brunswick. At the same time, there was a decline in Saskatchewan. Employment rose in several industries, led by other services; construction; information, culture and recreation; and agriculture. Employment declined in wholesale and retail trade. The number of private sector employees increased in October, while public sector employment and self-employment were little changed.

Canadian home sales edge up again in October

According to statistics released by The Canadian Real Estate Association (CREA), national home sales posted a modest monthly increase in October but remain below levels recorded one year ago. Newly introduced mortgage regulations mean that starting January 1st, all home buyers applying for a new mortgage will need to pass a stress test to qualify for mortgage financing, said CREA President Andrew Peck. This will likely influence some home buyers to purchase before the stress test comes into effect, especially in Canadas pricier housing markets. A professional REALTOR is your best source for information and guidance in negotiations to purchase or sell a home during these changing times. Home sales via Canadian MLS Systems edged up 0.9% in October 2017 on the heels of monthly increases in August and September, but remained almost 11% below the record set in March. National sales momentum is positive heading toward year-end, said Gregory Klump, CREAs Chief Economist. It remains to be seen whether that momentum can continue once the recently announced stress test takes effect beginning on New Years day. The stress test is designed to curtail growth in mortgage debt. If it works as intended, Canadian economic growth may slow by more than currently expected.


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