My Rates

6 Months 3.10%
1 Year 2.29%
2 Years 2.14%
3 Years 2.24%
4 Years 2.39%
5 Years 2.34%
7 Years 3.09%
10 Years 3.69%
6 Months Open 3.10%
*Rates subject to change and OAC
David Whyte Mortgage Specialist

David Whyte

Mortgage Specialist

308 - 15252 32 Avenue, South Surrey, British Columbia








It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.

BLOG / NEWS Updates

Dreyer Group Mortgages Named 2013 5 Star Mortgage Professional

Dreyer Group Mortgages Inc, a member of the VERICO brokers network, has been awarded in the top 7% of mortgage professionals in Vancouver delivering exceptional advice and service to homeowners. Five Star Professionals research team contacted over 48,800 households in the Vancouver area to identify residents who have worked with a mortgage professional in the past 8 months. These were residents who purchased a home in Vancouver between September 2011 and May 2012. The respondents evaluated candidates against 5 key objective criteria including customer service, integrity and overall experience. Other criteria included applicable licensing and favorable regulatory history. After collecting completed surveys (by phone, email and online), Five Star Professional evaluates each candidate for completeness, licensing and to eliminate self-nomination. Self-nominations for this award are not accepted. They are then given a score for favorable and unfavorable evaluations. From there, winners are determined. This came totally out of the blue comments Jared Dreyer, President Dreyer Group Mortgages, we’re thrilled and honored by this award primarily because it comes directly from client feedback. Dreyer continues, I understand that there are 13 other winners and congratulate each of them.” The 14 Winners of 2013 will be published in the March issues of Vancouver Magazine and Western Living. About Five Star Professional As an independent research firm, Five Star Professional has been conducting research that recognizes outstanding service professionals since 2003. The Five Star program is the largest and most widely published award program in the U.S. and has recently conducted their first survey and award program in Vancouver, Canada. Five Star Professional conducts rigorous market-specific research identifying professionals who deliver the highest quality service to their clients. For more information visit www.fivestarprofessional.com About Dreyer Group Mortgages Inc. (Top 10 Mortgage Team in Canada) - Member VERICO Financial Brokers Network (#1 Brokers Network in Canada) As a senior mortgage broker consulting team with vast experience in the financial services industry, Dreyer Group helps clients make the right decision with their mortgage by providing a wide-range of options based on sound advice and expertise. Being an independent mortgage brokerage, Dreyer Group is not restricted to one financial institutions products and accesses over 40 lenders coast-to-coast to provide the best in financing solutions. www.dreyergroup.ca Dreyer Group Mortgages 1-800-687-9020

Top five home renovations that increase property value

Looking to increase your homes property value? Here are five of the best renovations you can do to your home to increase property value. These five renovations can sometimes have a return on investment 5-6x what they cost. #5 Flooring Flooring is one of the most important aspects of your house. You will see an immediate rise in property valuation with the installation of hardwood floors. Existing hardwood floors that you can refinish are ideal as they are less costly to restore and in higher demand than new flooring materials. For the bathroom, tile will always be in demand and retain value exceptionally well. #4 Fixtures Kitchens often look tired and dated, in large part due to old fixtures. Replacing or updating cabinet hardware, light fixtures, countertops and faucets will result in an immediate increase in your homes value. This small, but effective upgrade will also revitalize the entire home. Pot lights are in high demand in open concept style homes. #3 Bathroom Thebathroomis the second most important room in the home in terms of valuation. If you can add a three-piece bathroom to a home with only one full bathroom, you will see a dramatic rise in the market value of your home. While you should never compromise bedroom space for a bathroom, try sneaking one in dead space in the home. Scott managed to fit in a 3-piece bathroom under a staircase the width of the room measured just 44 inches. As an added tip, use glass for the shower to make the bathroom feel more spacious. #2 Kitchen Kitchens are the single most important room in the home relating to valuation. The kitchen can make a significant difference in the value of your home. As such, it is crucial that you invest in having a modern, fresh anddesirable kitchen. Modern cabinetry, under cabinet lighting and new appliances will all significantly increase the value of your home on the market. To save on cost without compromising construction and desirability, look at options like Ikea cabinets as opposed to custom cabinetry. #1 An Income Suite No surprise, but the single biggest way to increase the value of your home is to build an income suite within the property. Whether this is converting yourbasement into a rental, or another floor in the home, an income property will increase your homes worth. The main reason for this is that it covers a portion, or sometimes all of your mortgage payments, and results in your home being cash flow positive which creates real wealth that can supplement your income. sources:www.homeownership.ca; www.genworth.ca


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