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Premiere Makes Profit 500 List
Premiere named mortgage firm of year, makes Profit top 500 list
Don MacVicar, president of Premiere Mortgages. (TIM KROCHAK / Staff)
Accolades just keep coming in forPremiere Mortgage Centre Inc.in Halifax.
The locally owned and managed mortgage brokerage firm was recently named Mortgage Brokerage of the Year by the national publication Canadian Mortgage Professional.
Just last week, Profit Magazine put Premiere Mortgage on its list of the top 500 fastest-growing companies in Canada at 69th place, with growth of 1,018 per cent over the past five years.
“It feels pretty good to get back-to-back recognition like this,” company president Don MacVicar said Monday.
“The competition is pretty aggressive in some of the other markets.”
MacVicar, a Halifax native, and some partners set up Premiere Mortgage about seven years ago after he returned to Nova Scotia with his family following a career in the banking business in Toronto.
Growth to date has far exceeded anything he had in mind, he said.
“I thought I was coming back to the Maritimes to get in a little of that more relaxed pace of life everybody was talking about.”
MacVicar said the brokerage firm plans to maintain an aggressive growth rate in Atlantic Canada and Ontario in coming years.
The company has 60 mortgage agents and originated $600 million in new mortgages in 2012, with a forecast of $700 million for 2013.
Canada’s big banks are expected to follow theRoyal Bank of Canadaand increase mortgage rates in the coming days. MacVicar said this may be good for the real estate industry.
RBC raised the rate on one-year mortgages 14 basis points to 3.14 per cent on Monday. A hundred basis points are equal to one per cent.
Two- and three-year mortgages went up 10 basis points to 3.14 and 3.65 per cent, respectively.
MacVicar said independent brokerages like Premiere can sometimes offer consumers a buffer from interest rate hikes, but he said some upward movement in rates is inevitable across the board.
“Even with these modest increases of 10 to 14 basis points, rates are at historic lows,” he said.
“The upward movement in rates might be good for the real estate industry as it may encourage consumers who’ve been sitting on the fence with rate guarantees to make a move.”
Other Nova Scotia companies on the Profit magazine list of fastest-growing companies includedMercer’s Best Built Structures Inc.of Dartmouth,Terra Beata Farms Ltd.of Heckmans Island, Lunenburg County, andJewelPop Inc.of Dartmouth.
Don MacVicar-President, Premiere Mortgage Centre
Don, President and founding member of Premiere Mortgage Centre brings over 20 years experience in the banking and mortgage industry. Don has returned to Atlantic Canada after spending six years in various management positions with a major financial institution in Toronto. Prior to becoming President, Don was Vice President of Sales for a major Canadian Bank. Don was responsible for building a mortgage sales force in Greater Toronto which succeeded in growing a portfolio of over $600 million in annual mortgage origination. His proudest achievement has been to see Premiere Mortgage Centre surpass that landmark after only 6 years in business.