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My Rates

6 Months 3.10%
1 Year 2.44%
2 Years 2.14%
3 Years 2.34%
4 Years 2.59%
5 Years 2.64%
7 Years 3.24%
10 Years 3.79%
6 Months Open 3.10%
*Rates subject to change and OAC
AGENT LICENSE ID
144901
Ian McDonald Mortgage Broker

Ian McDonald

Mortgage Broker


Phone:
Address:
2 45819 Stevenson Road, Chilliwack, British Columbia

BROWSE

PARTNERS

COMPLETE

THE SURVEY

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A FRIEND

Residential and Commercial Properties - Purchase - Refinance - Transfer

 

I adhere to the all-important know-your-client and know-your-product rules and ethical conduct and practices.

 

My evidence manual consists of 8 years as a realtor, 4 years as a mortgage broker and I have training in investment and insurance advisory through the Canadian Securities Institute.

 

I have products and plans that are a good fit for excellent, good and difficult credit client profiles.

 

These plans (will) save you money!

 

I look forward to serving you and in your best interests.

 

Ian McDonald @ 604-798-8295

 

 

Real Estate as an investment. There are many ways to invest in real estate. As with any investment the opportunities range in complexity, risk level, ease of entry and exit. This introduces some of the more common approaches to real estate investments.  Which should you choose? That depends on your personal financial situation, access to financing and risk tolerance. It makes sense when the market is appreciating and you get the benefits of amortisation, depreciation, leverage and the potential for future rent increases to add to your bottom line net operating income (NOI).

The top 5 investment strategies for real estate are, the “Buy and Hold” strategy, the “Flip”, the “Hybrid” buy, fix up, and hold, the “Joint Venture” and the “Rent to Own”.

 

Mortgages as an investment. Of the huge investment market, the mortgage as an investment, particularly an investment in diversified mortgages, is as good as it gets, especially if the investor is looking for regular income with an option for growth. The advantage of a mortgage as an investment is that it is narrowly focused and has minimal management costs. Another important feature is that it is a stable investment and rarely is there value fluctuation as the investment must distribute 100% of its net income to the investor. Of course, the main advantage of the mortgage investment is the all important safety of investor capital, with all assets being secured by mortgages on real property. It’s an investment worth serious consideration by investors looking for above-average income, growth and security.

 

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital