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My Rates

6 Months 3.10%
1 Year 2.44%
2 Years 2.14%
3 Years 2.34%
4 Years 2.59%
5 Years 2.64%
7 Years 3.24%
10 Years 3.79%
6 Months Open 3.10%
*Rates subject to change and OAC
AGENT LICENSE ID
M12002096
BROKERAGE LICENSE ID
11972
Irma Sebastiano Mortgage Agent

Irma Sebastiano

Mortgage Agent


Phone:
Address:
UNit 3 8685 Lundy's Lane, Niagara Falls, Ontario

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My goal is to structure financing tailored to your specific situation and goals. With over 50+ lenders and private funding sources, not only can I assist good credit clients to obtain the best program’s and rate’s in the market, but I specialize in helping those who are self employed and don’t show enough taxable income to qualify for a standard traditional mortgage while still obtaining AAA rates for them, helping those individuals who have had credit issues, late payments, open debts, collections, judgments or bankruptcy.

The House of Mortgage Experts (H.O.M.E) offers more than 50 years of mortgage management experience, unmatched mortgage funding and debt management services.   It is through their support and my dedication, that I am able to offer my clients the opportunity to find the right solution for their mortgage and debt management needs.


BLOG / NEWS Updates

Welcome to my blog.

My New Blog!

Did you know by restructuring your finances andusing the equity in you home you can save a ton of money and do the things youreally want to do? Many peopleare interested in consolidating high interest credit card debt, lowering theirmonthly payments and increasing their cash flow. Some people dream oftaking elaborate vacations, renovating their homes or taking advantage ofinvestment opportunities. Refinancingyour home and utilizing the accrued equity can be an excellent way to achievethis

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital