It PAYS to shop around. Let your OntarioMortgage.Guru help you find the best solution to meet your needs!
Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.
The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.
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I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.
I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.
VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.
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Why You Should Call Your Mortgage Broker After the "Nice Lady at the Bank" Offers You a Mortgage!
So you are looking for a new mortgage to either purchase a home, take some equity out of your existing home or to refinance your existing debt, and you went and saw the nice lady at the bank and she said YES! Are you done now?NO! Why do we say no? A mortgage is a major financial commitment that you are taking on. Most people focus on the interest rate, and make their decision solely based on what they feel is a competitive interest rate offering.However, hidden inside all of the legal paperwork of a mortgage, are other potential costs and risks.Depending on future circumstances, which as we know are not always easy to predict, you could be selecting a mortgage that will cost you significantly more money in the long run!Would itnot be wise to be aware of these potential risks and/or costs, and should you not be making your decision based on all of these important factors? In addition, by going to your bank, you are gettinga quotefrom only one lender. As Mortgage Brokers, we have access to a large pool of lenders that compete with the major banks, and more often than not one of these lenders can provide mortgage terms and conditions that are much more favourable to you than the large banks offer. What do we recommend? We recommend that you DO go to your current financial institution, and see if they will offer you a mortgage. Once you have received an offer from them, we then suggest that you advise them that you are going to shop around for the best mortgage rate and terms. You will very likely get a better rate than the one they originally offered to you. Then we recommend just one more step. Contact us and provide us with the best deal your bank has offered you. We will do the rest, contacting our large stable of lenders to find a better mortgage for you. One extra step, that does not cost you anything, and you can have the peace of mind that whichever mortgage you choose to go with, even if it is the one from the nice lady at the bank, it is indeed competitive and provides you with the lowest risk and greatest financial stability. It is that easy. We're here to help. Kenneth and Aiesha1firstname.lastname@example.org@fairmortgagesolutions.com