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My Rates

6 Months 3.14%
1 Year 2.89%
2 Years 2.54%
3 Years 3.09%
4 Years 2.99%
5 Years 2.99%
7 Years 3.79%
10 Years 4.09%
6 Months Open 6.00%
1 Year Open 3.95%
*Rates subject to change and OAC
BROKERAGE LICENSE ID
X030282
Kevin Gouwenberg Mortgage Broker

Kevin Gouwenberg

Mortgage Broker


Phone:
Address:
1105-660 Nootka Way, Port Moody, British Columbia

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It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.


BLOG / NEWS Updates

Bank of Canada increases overnight rate target to 1 1/4 per cent

The Bank of Canada today increased its target for the overnight rate to 1 1/4 per cent. The Bank Rate is correspondingly 1 1/2 per cent and the deposit rate is 1 per cent. Recent data have been strong, inflation is close to target, and the economy is operating roughly at capacity. However, uncertainty surrounding the future of the North American Free Trade Agreement (NAFTA) is clouding the economic outlook. The global economy continues to strengthen, with growth expected to average 3 1/2 per cent over the projection horizon. Growth in advanced economies is projected to be stronger than in the Banks October Monetary Policy Report(MPR). In particular, there are signs of increasing momentum in the US economy, which will be boosted further by recent tax changes. Global commodity prices are higher, although the benefits to Canada are being diluted by wider spreads between benchmark world and Canadian oil prices. In Canada, real GDP growth is expected to slow to 2.2 per cent in 2018 and 1.6 per cent in 2019, following an estimated 3.0 per cent in 2017. Growth is expected to remain above potential through the first quarter of 2018 and then slow to a rate close to potential for the rest of the projection horizon.

Finding the right neighbourhood to fit your needs

When youre looking for that perfect house, the right neighbourhood is a key factor. But what makes a great neighbourhood? First you have to take stock of what you need in a neighbourhood and then do your research to find one that suits your goals. Just follow these steps: Start with yourself Make a list of the things that are in your dream neighbourhood. Write down the things that really matter to you and fit your lifestyle. Then you need to order your list from the most to least important. If you are moving in with your partner, have them do the same, and see where your priorities line up and where you diverge. Now that you know what you want, you can start looking for it! Hit the streets Walk around the neighbourhood! Get a feel for the level of traffic and noise, natural light, views, etc. Would it be nice to do outdoor activities or take the kids out? Go and see for yourself. Search the stats Make sure to do your research. You would be amazed at the kinds of things you can learn about a neighbourhood just from census data or maps. Find out the demographics - is the area mostly seniors or singles, or is the area more kid-friendly? How many people are home-owners? What languages are spoken in the neighbourhood? These facts are easy to find and can be a major deciding factor in which neighbourhoods you find ideal.

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital