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My Rates

6 Months 3.10%
1 Year 2.39%
2 Years 2.14%
3 Years 2.44%
4 Years 2.64%
5 Years 2.59%
7 Years 3.44%
10 Years 3.84%
6 Months Open 5.95%
*Rates subject to change and OAC
AGENT LICENSE ID
M11002298
BROKERAGE LICENSE ID
11968
Emad Ibrahim Mortgage Agent

Emad Ibrahim

Mortgage Agent


Phone:
Address:
3011 Mrkham Rd unit 3, Markham, Ontario

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I will tailor home loan packages that best suit your needs. 
Mortgage and finance, specialises in home, investment and commercial loans, focusing in all areas such as purchases, refinance, first home buyers, and self employed, to just name a few!
Whether you want to build it, buy it or remodel it, I am ready and willing to help you create the home of your dreams. Helping you realize your dream home is what I love most about my job. Let me professionally analyze your mortgage needs and together we can ensure that you are making a financially sound decision on potentially the largest investment of your life.
As your Mortgage Consultant, I make a life-long commitment to helping you achieve your financial goals by listening to your needs. As your goals grow and change, so will your mortgage needs. I will be your trusted lender, a friendly ally to aid you along life's financial journey. If stability, experience and integrity are attributes you seek, I look forward to working with you!
Most important of all I listen to you to understand your current needs and long term financial goals, helping you secure your financial future it is my goal.


BLOG / NEWS Updates

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

Decline in single-family component moderated by gain in multi-family dwellings

Canadian municipalities issued $8.1 billion worth of building permits in June, up 2.5% from May and the second highest value on record. Higher construction intentions for multi-family dwellings and commercial buildings were mainly responsible for the national increase. All building components reported gains in June, except for single-family dwellings. The value of residential building permits fell 0.9% in June to $5.0 billion, the fourth decrease in five months. The decline was mainly the result of lower construction intentions in four provinces, notably Ontario. In June, the value of permits for single-family dwellings decreased 12.5% to $2.4 billion. Seven provinces registered declines, with Ontario being the main contributor to the decrease. Conversely, construction intentions for multi-family dwellings rose 12.5% in June to $2.7 billion, marking a third consecutive monthly increase. Seven provinces registered gains, led by Ontario and British Columbia. Click here for more information

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TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital