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M08005484
BROKERAGE LICENSE ID
10317
Marcel Ghazouli Mortgage Broker

Marcel Ghazouli

Mortgage Broker


Phone:
Address:
210-1179 King St W, Toronto, Ontario

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Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.  Lack of relevant  information or fear of the unknown can cause costly mistakes down the road. 

Mortgage lending has changed for the better.  If ever a second opinion was warranted, it is definitely worth your while to call me and find out more.  With so many more borrowing solutions available today, you have more choices and strategies than ever before to attain your future financial goals.  I'm here to help you achieve them.   

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.  I’m an independent, unbiased expert with access to over 40 lenders.  This is because I don't work for any one lender, I work for you.  This means that the end result will be customized to fit your immediate financial needs and future goals, and not those of the lender.

As your personal Mortgage advisor, I will be with you through the life of your mortgage.  I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’ll help you get the right financing, from the right lender, at the right rate. Let's get started!


BLOG / NEWS Updates

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

Decline in single-family component moderated by gain in multi-family dwellings

Canadian municipalities issued $8.1 billion worth of building permits in June, up 2.5% from May and the second highest value on record. Higher construction intentions for multi-family dwellings and commercial buildings were mainly responsible for the national increase. All building components reported gains in June, except for single-family dwellings. The value of residential building permits fell 0.9% in June to $5.0 billion, the fourth decrease in five months. The decline was mainly the result of lower construction intentions in four provinces, notably Ontario. In June, the value of permits for single-family dwellings decreased 12.5% to $2.4 billion. Seven provinces registered declines, with Ontario being the main contributor to the decrease. Conversely, construction intentions for multi-family dwellings rose 12.5% in June to $2.7 billion, marking a third consecutive monthly increase. Seven provinces registered gains, led by Ontario and British Columbia. Click here for more information

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