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Robert Mogensen

Robert Mogensen

Verico The Mortgage Advantage

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Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

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As your personal mortgage consultant, I’m an independent, unbiased, expert, here to help you move into a home that you will love.

I have access to mortgage products from a multitude of lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m your personal mortgage consultant who will help you get the right financing, from the right lender, at the right rate. 

Please call me today for your best mortgage solution and advice.   Phone: 604.802.8193

BLOG / NEWS Updates

Canadian home sales hold steady in November

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales activity was unchanged on a month-over-month basis in November 2014. Highlights: National home sales were unchanged from October to November. Actual (not seasonally adjusted) activity stood 2.7% above November 2013 levels. The number of newly listed homes edged down 0.4% from October to November. The Canadian housing market remains balanced. The MLS Home Price Index (HPI) rose 5.2% year-over-year in November. The national average sale price rose 5.7% on a year-over-year basis in November. The number of home sales processed through the MLS Systems of Canadian real estate Boards and Associations was unchanged in November 2014 compared to October. As a result, activity remains much improved compared to the quiet start to the year. November sales strengthened in half of all local housing markets, with monthly increases in Montreal, Edmonton, Winnipeg, Hamilton- Burlington, Barrie, and Windsor-Essex tempered by a monthly decline in the Greater Toronto Area. The Canadian housing market remains a story about how sales and prices are still running strong in some areas while others are seeing subdued levels of activity with slower price gains or modest price declines, said CREA President Beth Crosbie. All real estate is local and your REALTOR remains your best source for information about how the housing market is shaping up where you currently live or might like to in the future. The effect of lower oil prices on Canadas housing markets is something of a wildcard at the moment, said Gregory Klump, CREAs Chief Economist. Its not clear how far oil prices may drop or for how long theyll stay down. How that plays out may affect the outlook for interest rates, job growth, consumer confidence, and sentiment about making major purchases.

Plans to build up in BC, AB and SK according to new building permit numbers

The total value of building permits was $7.5billion in October, edging up0.7% from September. The increase came mainly from higher construction intentions in British Columbia, Alberta and Saskatchewan. The value of non-residential building permits increased2.4% from the previous month to $3.1billion in October. Gains were posted in five provinces, led by British Columbia, followed by Quebec, a distant second. Yukon also posted a noticeable increase in October. Ontario registered the largest decrease, following a notable increase in September. In the residential sector, the value of permits edged down0.4% to $4.5billion in October, following a7.4% increase in September. Residential construction intentions fell in five provinces, with Quebec and Ontario accounting for most of the decline at the national level. Alberta and Nova Scotia posted the largest increases. Provinces: Large increase in British Columbia The total value of permits increased in four provinces in October, led by British Columbia, followed by Alberta and Saskatchewan. British Columbias gain was primarily attributable to higher construction intentions for institutional and commercial buildings. In Alberta, all components, except institutional buildings, were responsible for the increase, while in Saskatchewan, the advance was the result of higher construction intentions for multi-family dwellings and industrial buildings. After posting a38.0% gain in September, Ontario posted the largest decline in October. This decrease was due primarily to lower construction intentions for commercial and institutional buildings, following large increases in both components a month earlier. Manitoba was a distant second, with a decrease in construction intentions for non-residential buildings.

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