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Robert Mogensen Mortgage Consultant, AMP

Robert Mogensen Mortgage Consultant, AMP

Verico The Mortgage Advantage

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560 - 171 West Esplanade, North Vancouver, British Columbia

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It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

As your personal mortgage consultant, I’m an independent, unbiased, expert, here to help you move into a home that you will love.

I have access to mortgage products from a multitude of lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m your personal mortgage consultant who will help you get the right financing, from the right lender, at the right rate. 

Please call me today for your best mortgage solution and advice.   Phone: 604.802.8193

BLOG / NEWS Updates

How will Bank of Canada's rate cut impact you?

As you might have seen in the news, the Bank of Canada cut its overnight rate to 0.5% from 0.75%. Here is what this change might mean to you. If you currently have a fixed rate mortgage, your mortgage payments will remain unchanged. However, if your mortgage is coming up for renewal in the next 16 months, now is the time to talk to your mortgage broker and discuss what your options are to save more of your money. If you have a variable rate mortgage, you may see your mortgage payments reduce over the next few months. The Variable rate is dependent on the lenders Prime Rate. The Prime Rate is set at the discretion of each lender and is influenced by a number of economic factors, one of which is the Overnight rate. For those who are thinking about opening a HELOC (Home Equity line of credit) to do an upcoming renovation or to put into a college fund the cost to borrow may come down along with the variable rate. If you have any questions about your home financing, feel free to contact me and I can help you work on a long term plan to reach your home ownership goals.

Labour Market Boosts Canadian Real Estate in the Second Quarter

Against the backdrop of mixed economic signals at home and abroad, Canadas real estate market remained healthy in the second quarter of 2015, with solid national average price appreciation across housing segments. Furthermore, the combination of high sales volumes and vigorous price appreciation in Canadas largest cities has put the national residential real estate market on track for a record year in terms of total sales. With most Canadian real estate markets across the country advancing modestly, and some rapidly, Royal LePage advises that a further interest rate cut by the Bank of Canada could over-stimulate markets such as greater Toronto and Vancouver. According to the Royal LePage House Price Survey and Market Survey Forecast released today, the average price of a home in Canada rose between 3.9 per cent and 7.5 per cent year-over-year in the second quarter. The detached bungalow segment had the highest national increase, rising 7.5 per cent year-over-year to $438,938, while standard two-storey homes appreciated 6.8 per cent to $471,002. During the same period, the average price of a condominium rose 3.9 per cent to $268,583. Looking ahead, Royal LePage forecasts that the average price of a home in Canada will increase 6.1 per cent for the full year when compared to 2014. The robust national average home price increases that we have seen in the second quarter are heavily influenced by activity levels in Toronto and Vancouver, said Phil Soper, president and chief executive officer, Royal LePage. The housing industry in both cities boasts a foundation of prosperous labour markets driving demand for housing that is in limited supply above average price increases arent going away any time soon. Looking to Canada as a whole, 2015 is shaping up to be a record year for housing, despite the cloud of economic uncertainty caused by low oil prices and twitchy global economies.

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