Nina McNamara Mortgage Associate

Nina McNamara

Mortgage Associate

Box 65021, Mission Hill Plaza, St. Albert, Alberta









What sets me apart from most is that I take the time to find out what your future financial plans are and I take into consideration your long-term goals. There’s much more involved than simply finding the lowest mortgage rates.

A mortgage is a long-term commitment that can have an impact on your long-term financial decisions. I have the tools to build you a customized mortgage plan; a unique mortgage plan that includes the features and options that you require for your specific situation.

Once I’ve built you a mortgage plan that fits your financial future and I’ve determined which type of mortgage product is best for you, I negotiate directly for you with competing lenders to get you the very best rate.

So if you are in need of obtaining a mortgage for a new purchase, re-financing, line of credit, a new build or an investment property contact me. Or if you would simply like to discuss mortgage options please do not hesitate to contact me and I can enlighten you on the products that we offer. Keystone Mortgage Corporation works with a variety of lenders whom offer products for Residential, Commercial and Agricultural purchases.

Nina McNamara

BLOG / NEWS Updates

Employment increased by 35,000 in October

In October, employment rose for youth aged 15 to 24, while it was little changed for the core-aged population of 25- to- 54 year-olds, and for people 55 and older. The largest employment increase was in Quebec, followed by Alberta, Manitoba, Newfoundland and Labrador, and New Brunswick. At the same time, there was a decline in Saskatchewan. Employment rose in several industries, led by other services; construction; information, culture and recreation; and agriculture. Employment declined in wholesale and retail trade. The number of private sector employees increased in October, while public sector employment and self-employment were little changed.

Canadian home sales edge up again in October

According to statistics released by The Canadian Real Estate Association (CREA), national home sales posted a modest monthly increase in October but remain below levels recorded one year ago. Newly introduced mortgage regulations mean that starting January 1st, all home buyers applying for a new mortgage will need to pass a stress test to qualify for mortgage financing, said CREA President Andrew Peck. This will likely influence some home buyers to purchase before the stress test comes into effect, especially in Canadas pricier housing markets. A professional REALTOR is your best source for information and guidance in negotiations to purchase or sell a home during these changing times. Home sales via Canadian MLS Systems edged up 0.9% in October 2017 on the heels of monthly increases in August and September, but remained almost 11% below the record set in March. National sales momentum is positive heading toward year-end, said Gregory Klump, CREAs Chief Economist. It remains to be seen whether that momentum can continue once the recently announced stress test takes effect beginning on New Years day. The stress test is designed to curtail growth in mortgage debt. If it works as intended, Canadian economic growth may slow by more than currently expected.


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