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My Rates

6 Months 6.30%
1 Year 2.09%
2 Years 2.04%
3 Years 2.24%
4 Years 2.39%
5 Years 2.29%
7 Years 3.29%
10 Years 3.74%
*Rates subject to change and OAC
AGENT LICENSE ID
M08001411
BROKERAGE LICENSE ID
12597
Nitesh Kumar Mortgage Broker

Nitesh Kumar

Mortgage Broker


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Address:
13 - 70 Delta Park Blvd, Brampton, Ontario

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We know that different people need different things in a mortgage. That's why we have solutions for all kinds of homeowners. Whether you are buying your first home, an investment or cottage property, or looking at home renovations or renewing your mortgage, we have a mortgage solution for you.

For most people, arranging a mortgage is the largest financial decision they will make in their lifetime. Let us help you make an educated decision as the mortgage you choose will form the foundation of your financial stability.

 

We negotiate with major financial institutions, chartered banks, trust and insurance companies, Canada Mortgage and Housing Corporation, Genworth Financial and others to bring our clients the most competitive mortgage rates and terms. We usually earn a commission or fee from the lender for all the work, advertising and promotion done on their behalf. Our professional services are provided, at most cases, at no cost to you.

 

As our client, you can choose form the widest range of options, obtain the most competitive rate and best product suited for your specific needs.

 

We are not just another mortgage company!

We are here to assist you in the best possible way by providing “Hands on Service”!

We are here because a qualified applicant can demand the best!


BLOG / NEWS Updates

Canadian home sales drop in April

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined in April 2017. Highlights: National home sales fell 1.7% from March to April. Actual (not seasonally adjusted) activity in April was down 7.5% from a year earlier. The number of newly listed homes jumped 10% from March to April. The MLS Home Price Index (HPI) was up 19.8% year-over-year (y-o-y) in April 2017. The national average sale price rose 10.4% y-o-y in April. Home sales over Canadian MLS Systems fell by 1.7% in April 2017 from the all-time record set in March. April sales were down from the previous month in close to two-thirds of all local markets, led by the Greater Toronto Area (GTA) and offset by gains in Greater Vancouver and the Fraser Valley. Actual (not seasonally adjusted) activity was down 7.5% year-over-year, with declines in close to 70% of all local markets. Sales were down most in the Lower Mainland of British Columbia, where activity continues to run well below last years record-levels. The GTA also factored in the decline, with faded activity compared to record levels set in April last year. Sales in Vancouver are down from record levels in the first half of last year but the gap has started to close, CREA President Andrew Peck. Meanwhile, sales are up in Calgary and Edmonton from last years lows and trending higher in Ottawa and Montreal. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. Homebuyers and sellers both reacted to the recent Ontario government policy announcement aimed at cooling housing markets in and around Toronto, said Gregory Klump, CREAs Chief Economist. The number of new listings in April spiked to record levels in the GTA, Oakville-Milton, Hamilton-Burlington and Kitchener-Waterloo, where there had been a severe supply shortage. And with only ten days to go between the announcement and the end of the month, sales in each of these markets were down from the previous month. It suggests these housing markets have started to cool. Policy makers will no doubt continue to keep a close eye on the combined effect of federal and provincial measures aimed at cooling housing markets of particular concern, while avoiding further regulatory changes that risk producing collateral damage in communities where the housing market is well balanced or already favours buyers.

Canadian home sales drop in April

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined in April 2017. Highlights: National home sales fell 1.7% from March to April. Actual (not seasonally adjusted) activity in April was down 7.5% from a year earlier. The number of newly listed homes jumped 10% from March to April. The MLS Home Price Index (HPI) was up 19.8% year-over-year (y-o-y) in April 2017. The national average sale price rose 10.4% y-o-y in April. Home sales over Canadian MLS Systems fell by 1.7% in April 2017 from the all-time record set in March. April sales were down from the previous month in close to two-thirds of all local markets, led by the Greater Toronto Area (GTA) and offset by gains in Greater Vancouver and the Fraser Valley. Actual (not seasonally adjusted) activity was down 7.5% year-over-year, with declines in close to 70% of all local markets. Sales were down most in the Lower Mainland of British Columbia, where activity continues to run well below last years record-levels. The GTA also factored in the decline, with faded activity compared to record levels set in April last year. Sales in Vancouver are down from record levels in the first half of last year but the gap has started to close, CREA President Andrew Peck. Meanwhile, sales are up in Calgary and Edmonton from last years lows and trending higher in Ottawa and Montreal. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. Homebuyers and sellers both reacted to the recent Ontario government policy announcement aimed at cooling housing markets in and around Toronto, said Gregory Klump, CREAs Chief Economist. The number of new listings in April spiked to record levels in the GTA, Oakville-Milton, Hamilton-Burlington and Kitchener-Waterloo, where there had been a severe supply shortage. And with only ten days to go between the announcement and the end of the month, sales in each of these markets were down from the previous month. It suggests these housing markets have started to cool. Policy makers will no doubt continue to keep a close eye on the combined effect of federal and provincial measures aimed at cooling housing markets of particular concern, while avoiding further regulatory changes that risk producing collateral damage in communities where the housing market is well balanced or already favours buyers.

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TD Bank Scotia Bank First National B2B Bank Home Trust
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