Roslyn Goldmintz Mortgage Broker

Roslyn Goldmintz

Mortgage Broker

589 Eglinton Avenue East 2nd floor, Toronto, Ontario










Let over 25 years of mortgage experience work for you.

The mortgage process can be intimidating , and some financial institutions don't make the process any easier.

I am here to help.

 I’m an independent, unbiased, expert and I have access to mortgage products from a diverse group of lenders.  I work with you to determine the best product that will fit your immediate financial needs and future goals.

I save you money by sourcing the right mortgage product for you – not only on your first mortgage but through every subsequent renewal. So whether you're buying a property, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I can help you get the right financing, from the right lender, at the right rate.

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Add me to your home screen!

http://m.mortgageweb.ca/roslyn1Just click on this link from your mobile device and add the icon. You'll get quick access to my mortgage calculators . Of course you can always call me to run the numbers and make sure the right ones are being used.. more on that later.

Top five home renovations that increase property value

Looking to increase your homes property value? Here are five of the best renovations you can do to your home to increase property value. These five renovations can sometimes have a return on investment 5-6x what they cost. #5 Flooring Flooring is one of the most important aspects of your house. You will see an immediate rise in property valuation with the installation of hardwood floors. Existing hardwood floors that you can refinish are ideal as they are less costly to restore and in higher demand than new flooring materials. For the bathroom, tile will always be in demand and retain value exceptionally well. #4 Fixtures Kitchens often look tired and dated, in large part due to old fixtures. Replacing or updating cabinet hardware, light fixtures, countertops and faucets will result in an immediate increase in your homes value. This small, but effective upgrade will also revitalize the entire home. Pot lights are in high demand in open concept style homes. #3 Bathroom Thebathroomis the second most important room in the home in terms of valuation. If you can add a three-piece bathroom to a home with only one full bathroom, you will see a dramatic rise in the market value of your home. While you should never compromise bedroom space for a bathroom, try sneaking one in dead space in the home. Scott managed to fit in a 3-piece bathroom under a staircase the width of the room measured just 44 inches. As an added tip, use glass for the shower to make the bathroom feel more spacious. #2 Kitchen Kitchens are the single most important room in the home relating to valuation. The kitchen can make a significant difference in the value of your home. As such, it is crucial that you invest in having a modern, fresh anddesirable kitchen. Modern cabinetry, under cabinet lighting and new appliances will all significantly increase the value of your home on the market. To save on cost without compromising construction and desirability, look at options like Ikea cabinets as opposed to custom cabinetry. #1 An Income Suite No surprise, but the single biggest way to increase the value of your home is to build an income suite within the property. Whether this is converting yourbasement into a rental, or another floor in the home, an income property will increase your homes worth. The main reason for this is that it covers a portion, or sometimes all of your mortgage payments, and results in your home being cash flow positive which creates real wealth that can supplement your income. sources:www.homeownership.ca; www.genworth.ca


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