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My Rates

1 Year 3.14%
2 Years 3.09%
3 Years 3.14%
4 Years 3.34%
5 Years 3.19%
7 Years 3.69%
10 Years 3.74%
*Rates subject to change and OAC
AGENT LICENSE ID
10317
BROKERAGE LICENSE ID
ON: 10317 -NB 160000437
Sai Tao Mortgage Broker

Sai Tao

Mortgage Broker


Phone:
Address:
227 Grafton Street, Charlottetown, Prince Edward Island

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

PREMIERE MORTGAGE CENTER INC.

COMMERCIAL AND RESIDENTIAL

227 GRAFTON STREET, CHARLOTTETOWN, PE C1A 1L2

CALL (902) 978-1777

微信: 329612013

Click here to EMAIL US RIGHT NOW!

在加拿大,我们为您提供各类型贷款最好的服务,为您寻找最适合您的利率。如果您需要此类型的服务,您可以通过上面的微信,电话,邮件等方式和我们取得联系。

 

Offering a full range of Commercial and Residential Mortgages and Private Equity at some of the best rates in the country. Purchase Financing, Purchase Plus Improvements, Refinancing, Debt Consolidation and much more on a wide range of properties and businesses across Prince Edward Island and throughout Atlantic Canada.

 

For all your Commercial and Business Financing requirements; whether you are buying or refinancing your business, rental income properties or your personal home we have the right mortgage solution for you.

BUYING A BUSINESS?

Our Commercial Team has over 20+ years of commercial real estate, business brokerage and financing experience to assist you in all aspects of your financing needs.

Ask us about our full line of commercial lending and transaction services. Our Commercial Team understands Lenders appetites for your project, the 'wheeel house' in which the Lenders prefer and the continually changeing commercial policies and procedures to ensure you the right lending partner for your project.

 

Every commercial project requires a professional, accurate and customised loans package made to 'fit the box' of the lender, to not only meet, but exceed your funding requirements.

 

Make us part of your Team today! Phone: (902) 978 1777

 

MULTI-FAMILY RESIDENTIAL APARTMENTS (5 units and up)

COMMERCIAL RENTAL PROPERTIES

CARE HOMES AND NURSING HOMES

SMALL To MEDIUM BUSINESS (Purchase and Start-Ups.)

AGRICULTURE or AQUACULTURE

MANUFACTURING and/or PROCESSING 

LAND DEVELOPMENT and/or CONSTRUCTION

SERVICE TYPE AND FRANCHISE BUSINESS

And many more...

 

What is a PRIVATE EQUITY Mortgage? A great solution for Construction, Land developement or 'Bruised Credit'....

Do you have poor credit, no credit or situations such as CRA liens, bankruptcy, credit proposals or other similar issues you feel are deterring you from moving forward with a project or mortgage financing? We can help.

Feel free to contact us for a Private Equity loan/mortgage that can be a great solution, for you.

 

PHONE: (902) 978-1777

BUYING A HOME?

At Premiere Mortgage Centre, you come to the professionals who work for you, we review and advise you of the best personalized mortgage solution to suit your needs, offer you the best rates and terms, then broker your mortgage to ALL the lenders in Canada who bid for your business, providing the best personalized mortgage solution for you. 

One-stop mortgage brokering, at NO COST TO YOU!

At Premiere Mortgage your.... APPROVED!

 

 

NEWCOMERS TO CANADA, click here for more information...

Phone: (902) 978-1777

 

PURCHASE - REFINANCE - DEBT CONSOLIDATION and much more...

Single Family Homes

Duplex Homes

Condominiums

Multi-Family Residential Apartments

...and so much more.

 

 

Our team brings many years of experience and expertise in lending services to provide our valued clients with the best possible loans package, customized for them.

 

As a client, you can be confident in knowing that you are receiving credible, reliable advice and expertise. The biggest strength of our team at Premiere Mortgage is that we are driven by offering fantastic service and a positive experience on a consistent basis to all of our clients.

 

With our Team, Premiere Mortgage customers experience utlimate care and professionalism.

 

For more details on personalized mortgage solutions please visit our Corporate web site at:ChoosePremiere.com


BLOG / NEWS Updates

Toronto index stopped trending down in January

In January the TeranetNational Bank National Composite House Price IndexTM rose 0.3% from the previous month, a tic higher than the historical average for January and a second consecutive monthly increase. However, only four of the 11 metropolitan markets surveyed showed gains the first time since January 2016 that a rise in the Composite Index has had so little breadth. It was due mainly to a second straight monthly jump of the index for the important Vancouver market (1.2% in January on the heels of 1.3% in December). The Toronto index rose 0.2%, the Victoria index 1.0% and the Montreal index edged up 0.1%. All the other component indexes were down on the month: Hamilton (0.2%), Ottawa-Gatineau ( 0.2%), Edmonton (0.3%), Calgary (0.3%), Halifax (-1.0%), Winnipeg (1.1%) and Quebec City (2.0%). For Montreal, it was a 13th monthly increase, and for Hamilton it was a fifth decrease in a row. The rise of the Toronto index was the first in six months. The raw (unsmoothed) Toronto index [1] on which it is based was up for a third consecutive month. The firming of the smoothed index is due entirely to condo dwellings. The smoothed index for non-condo units fell in January for a sixth straight month, bringing its cumulative decline to 9.6%. Click here for full release. https://housepriceindex.ca/2018/02/toronto-index-stopped-trending-down-in-january/

2018 CMHC Prospective Home Buyers Survey

In October 2017, CMHC surveyed 2,507 prospective home buyers on-line. Respondents were all prime household decision-makers who intend to purchase a new home within the next two years, including approximately 1,500 First-Time Buyers, 500 current owners, and 500 previous owners. The survey results highlight that: First-Time Buyers and Previous Owners share the same top motivator to purchase a home: they want to stop renting. Improved accessibility (physical obstacles and barriers) and investment opportunity were also noted as top motivators across all groups. Changes to mortgage regulations and concerns about possible future interest rate increases were not among the top motivators. Over four-in-ten First-Time Buyers and Previous Owners say they would delay their home purchase if they were not able to find their ideal home, with a fairly similar proportion saying they would be willing to compromise on the size of the home and location. The majority of future home buyers intend to obtain a mortgage to finance their home purchase, with First-Time Buyers showing higher incidence compared to Previous Owners and Current Owners. Across all future home buyers groups, more than six-in-ten say they are likely to have a financial buffer in case their expenses change in the future. Furthermore, the majority of future home buyers, especially Current Owners, agree that they feel confident they have the necessary tools and information to manage their mortgage and debt load. Among all groups, the two most common actions completed one to two years prior to the purchase of a home were saving for a down payment and determining what type of home to buy. On the other hand, in the last three months before purchasing, about two-in ten of prospective buyers pre-qualify for a mortgage. About one-in-four prospective home buyers stated that they would be very likely to consider delaying their purchase in the event of an increase in interest rates.

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