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My Rates

1 Year 2.89%
2 Years 2.89%
3 Years 2.69%
4 Years 2.89%
5 Years 2.94%
7 Years 3.69%
10 Years 3.74%
*Rates subject to change and OAC
AGENT LICENSE ID
10317
BROKERAGE LICENSE ID
10317
Sai Tao Mortgage Broker

Sai Tao

Mortgage Broker


Phone:
Address:
227 Grafton Street, Charlottetown, Prince Edward Island

BROWSE

PARTNERS

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PARTNERS

COMPLETE

THE SURVEY

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A FRIEND

PREMIERE MORTGAGE CENTER INC.

COMMERCIAL AND RESIDENTIAL

227 GRAFTON STREET, CHARLOTTETOWN, PE C1A 1L2

CALL (902) 978-1777

微信: 329612013

Click here to EMAIL US RIGHT NOW!

在加拿大,我们为您提供各类型贷款最好的服务,为您寻找最适合您的利率。如果您需要此类型的服务,您可以通过上面的微信,电话,邮件等方式和我们取得联系。

 

Offering a full range of Commercial and Residential Mortgages and Private Equity at some of the best rates in the country. Purchase Financing, Purchase Plus Improvements, Refinancing, Debt Consolidation and much more on a wide range of properties and businesses across Prince Edward Island and throughout Atlantic Canada.

 

For all your Commercial and Business Financing requirements; whether you are buying or refinancing your business, rental income properties or your personal home we have the right mortgage solution for you.

BUYING A BUSINESS?

Our Commercial Team has over 20+ years of commercial real estate, business brokerage and financing experience to assist you in all aspects of your financing needs.

Ask us about our full line of commercial lending and transaction services. Our Commercial Team understands Lenders appetites for your project, the 'wheeel house' in which the Lenders prefer and the continually changeing commercial policies and procedures to ensure you the right lending partner for your project.

 

Every commercial project requires a professional, accurate and customised loans package made to 'fit the box' of the lender, to not only meet, but exceed your funding requirements.

 

Make us part of your Team today! Phone: (902) 978 1777

 

MULTI-FAMILY RESIDENTIAL APARTMENTS (5 units and up)

COMMERCIAL RENTAL PROPERTIES

CARE HOMES AND NURSING HOMES

SMALL To MEDIUM BUSINESS (Purchase and Start-Ups.)

AGRICULTURE or AQUACULTURE

MANUFACTURING and/or PROCESSING 

LAND DEVELOPMENT and/or CONSTRUCTION

SERVICE TYPE AND FRANCHISE BUSINESS

And many more...

 

What is a PRIVATE EQUITY Mortgage? A great solution for Construction, Land developement or 'Bruised Credit'....

Do you have poor credit, no credit or situations such as CRA liens, bankruptcy, credit proposals or other similar issues you feel are deterring you from moving forward with a project or mortgage financing? We can help.

Feel free to contact us for a Private Equity loan/mortgage that can be a great solution, for you.

 

PHONE: (902) 978-1777

BUYING A HOME?

At Premiere Mortgage Centre, you come to the professionals who work for you, we review and advise you of the best personalized mortgage solution to suit your needs, offer you the best rates and terms, then broker your mortgage to ALL the lenders in Canada who bid for your business, providing the best personalized mortgage solution for you. 

One-stop mortgage brokering, at NO COST TO YOU!

At Premiere Mortgage your.... APPROVED!

 

 

NEWCOMERS TO CANADA, click here for more information...

Phone: (902) 978-1777

 

PURCHASE - REFINANCE - DEBT CONSOLIDATION and much more...

Single Family Homes

Duplex Homes

Condominiums

Multi-Family Residential Apartments

...and so much more.

 

 

Our team brings many years of experience and expertise in lending services to provide our valued clients with the best possible loans package, customized for them.

 

As a client, you can be confident in knowing that you are receiving credible, reliable advice and expertise. The biggest strength of our team at Premiere Mortgage is that we are driven by offering fantastic service and a positive experience on a consistent basis to all of our clients.

 

With our Team, Premiere Mortgage customers experience utlimate care and professionalism.

 

For more details on personalized mortgage solutions please visit our Corporate web site at:ChoosePremiere.com


BLOG / NEWS Updates

Construction intentions for multi-family dwellings in Montréal continue to climb

In October, the value of permits for both single-family and multi-family dwellings increased in the CMAs of Montral and Toronto. However, in the Vancouver CMA, both residential components fell, offsetting the gains in September. Municipalities in the CMA of Montral issued $538.1 million in permits for multi-family dwellings in October, higher than in Toronto ($409.2 million) and Vancouver ($330.6 million). In regards to single-family homes, Toronto registered $451.3 million in permits, followed by Vancouver ($148.1 million) and Montral ($122.4 million). The Montral CMA issued permits approving the construction of 2,956 new units, stemming mainly from multi-family dwellings (2,720). October marked the fifth consecutive month where the number of units approved for multi-family dwellings exceeded 2,000. Vancouver approved the construction of 1,860 new units for multi-family homes, while Toronto (1,691) approved fewer despite having a higher value for the component.

Housing Market Digest by Will Dunning, Economist for Mortgage Professionals Canada

The Office of the Superintendent of Financial Institutions (OSFI) now requires that all residential mortgages by federally-regulated lenders must be stress-tested, at two percentage points above the contract interest rate (or the 5- year posted rate, if that is higher). In combination with the requirements for mortgage insurance, about 90% of all new mortgages will be tested. This can be expected to reduce housing activity by 10-15%. It is on top of the impact from recent rises for mortgage interest rates (another 5-10% drop in activity). The combined 15-25% drop in housing activity will affect the broader economy. In two years, employment could be 150,000-250,000 lower than it would otherwise be. There is a risk that house prices will fall. In a modern economy, a sustained drop in house prices is one of the most dangerous things that can happen: as happened in the US a decade ago, falling house prices can turn into widespread economic decline. Resale activity recovered a bit more in September, to 492,900, due to partial rebounds in BC and Ontario. Activity is flat in most other areas. CREAs House Price Index was flat in September. The year-over-year change is now 10.7% (down from the peak of 19.7% that was seen in April). The sales-to-new-listings ratio (SNLR) was 55.7% in September, slightly above the balanced market threshold of 51%. This indicator points to an outlook for stable prices (at worst). But, as noted, OSFIs stress test policy creates a risk of falling prices. We should, in general, expect that resale activity will trend upwards over time, because the population is growing and the housing inventory is expanding. Therefore, it is useful to look at sales on a per capita basis. Recent activity is below the long-term average.

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