My Rates

6 Months 3.10%
1 Year 2.29%
2 Years 2.24%
3 Years 2.39%
4 Years 2.49%
5 Years 2.44%
7 Years 3.39%
10 Years 3.69%
*Rates subject to change and OAC
Sean Donohue

Sean Donohue

Mortgage Broker

775 Blackburn Mews West, Kingston, Ontario









It PAYS to talk to me.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.


My assistant Karin Schmidt is available to help during your transaction.  Full contact info is available in (Browse Partners) section. 



BLOG / NEWS Updates

Brexit to Fuel Canada Home Prices in Highest Forecast Since 2000

Home prices across Canada are set to jump this year as interest rates are keptnear record lows by economic uncertainty from the U.K. referendum to leave the European Union, according to brokerage Royal LePage. The average house price will rise 12.4 percent from 2015 to C$563,000 ($434,000), the highest year-over-year forecast from a real estate firm since at least 2000, Royal LePage reported Wednesday. With turmoil from Junes Brexit decision filtering into Canadas economy, homebuyers can expectmortgage rates to stay low and steady demand to continue to push prices higher,said Phil Soper, the brokerages chief executive officer. Price gains will be led by Toronto and Vancouver, the countrys hottest housing markets. The average price of a Vancouver property -- including condominiums, two-story homes and bungalows -- will surge 27 percent from last year to C$1.2 million, according toRoyal LePage. Prices in Toronto are forecast to climb 14.9 percent to C$718,000. The only major city set to cool is Edmonton, sliding 1 percent to C$376,700. Bloomberg

VERICO Economist on Brexit - Q3 2016 Economic Update with Michael Campbell

The following is an excerpt of the Economic Update for Q3 2016 released by VERICOs Economic Consultant Michael Campbell. Read the full report on the VERICO blog Brexit is important but its part of a much bigger story. Ive been talking about the demise of the European Union for six years and the UK vote to remain or leave is just one step. The key to know is that the Brexit vote and the demise of the European union is driven by economic and financial events not politics. The politics that the media is so fond of focusing on is a by-product of the dismal economic and financial performance. If the Europes economy and job creation were booming there would be far less dissatisfaction with the EU and no Brexit vote or the surge in anti-EU parties. The gross mishandling of the refugee crisis also exacerbates the dissatisfaction with the EU establishment. Of course there are numerous other complaints but none would resonate with the same level of passion if the economy was strong. Its the same in the US. Both Donald Trump and Bernie Saunders would not have gained so much support if the US economy hadnt left so many people behind while the elites thrived. Ninety-five million Americans are permanently unemployed. The point to understand is that this is just the beginning. My prediction is that 2017 to 2020 will make the economic and financial volatility weve witnessed over the last five years look like a warm-up act.


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