It PAYS to shop around.
Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.
The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.
But I’m here to help!
I’m a VERICO Mortgage Broker and I’m an independent, unbiased, expert, here to help you move into a home you love.
I have access to mortgage products from over Forty-Two lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.
As a VERICO Mortgage Broker we are Canada’s Trusted Experts who will be with you through the life of your mortgage.
I will save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Broker who can help you get the right financing, from the right lender, at the right rate.
First quarter: The value of multi-family dwellings leads the rise
Canadian municipalities issued $24.9 billion worth of building permits in the first quarter of 2018, up 3.3% compared with the fourth quarter of 2017.
Construction intentions for residential dwellings led the national increase, rising 6.9% from the fourth quarter of 2017 to $15.9 billion in the first quarter of 2018. The 18.4% increase of the multi-family component more than offset a 3.5% decline in the single-family component.
On the other hand, the value of non-residential building permits fell 2.6% from the fourth quarter of 2017 to $9.0 billion in the first quarter of 2018. The drop was the result of lower activity in both the industrial and institutional components.
Tips to keep your family safe from asbestos
(NC) Most of us know that breathing asbestos fibres can cause cancer and other diseases. But although many know its often found in insulation, few realize it may also be in cement, plaster, floor and ceiling tiles, house siding and certain car parts.
Fortunately, there are no significant health risks if materials containing asbestos in your home are left undisturbed. This includes asbestos tightly bound in products that are in good condition or sealed and isolated behind walls or floorboards, or in the attic.
However, you can be exposed to hazardous asbestos fibres when your home or other building you spend time in, such as your workplace, is being renovated or demolished. Asbestos fibres can be released into the air when materials that may contain asbestos are disturbed by sanding, drilling, sawing or breaking them apart.
Some car parts may contain asbestos, and you can be exposed when changing your brakes or replacing a transmission clutch.
The Government of Canada is taking action to help protect Canadians from this harmful substance. In December 2016, it was announced that asbestos and asbestos-containing products would be banned by 2018. In January, Canada published draft regulations to prohibit the use, sale, import and export of asbestos and products containing asbestos, and the manufacture of products containing asbestos, with limited exclusions.
Tips to protect yourself:
Avoid disturbing asbestos materials yourself.
Before doing any major renovations, remodelling or demolitions, reduce your risk of exposure by hiring a professional to test for asbestos.
If asbestos is found, hire a qualified asbestos removal specialist to get rid of it before beginning work.
Be sure to check with your auto parts dealer before doing any work yourself with replacement parts.