HOME RATES ABOUT SERVICES VIDEOS BLOG CONTACT ME TEAM

My Rates

1 Year 2.44%
2 Years 2.14%
3 Years 2.35%
4 Years 2.49%
5 Years 2.59%
7 Years 3.24%
10 Years 3.79%
*Rates subject to change and OAC
AGENT LICENSE ID
160000448
BROKERAGE LICENSE ID
10317
Sharon Burke Mortgage Broker

Sharon Burke

Mortgage Broker


Phone:
Address:
364 Victoria Street, Fredericton, New Brunswick

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!


I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.


BLOG / NEWS Updates

Mortgage tips for the self-employed

Reporter/Byline: Krystal Yee Special to the Star According toIndustry Canada, self-employed workers represented 15.4 per cent of the workforce in 2012, about 2.67 million people. Some are likely looking at low mortgage interest rates andthinking about buying a home. It can sometimes work against you in a mortgage application to be self-employed. Marcy Berg, a mortgage broker atMortgages For Women, says the main reason isnt what you do for a living, but the lack of proof of income in the form of tax records. Its not any more difficult to get a mortgage when youre self-employed. The basic rules still apply for getting a mortgage, says Berg. But if you dont declare your freelance income, then you may have a problem. There are two basic methods that freelancers can (use to) show income, Berg says. The first is declared income, and the second is stated income. Declared income is provable. It is usually averaged over your last two income tax years. If you have been self-employed for a certain length of time, you may be able to use stated income. This is reasonable income based on the type and size of your business. Being accountable and organized is key for any self-employed or freelance worker. Self-employed workers who are looking to get approved for a mortgage should always keep their personal tax returns up-to-date and filed on time, Berg advises. Pay all income tax owing on time, and keep your credit repayment history clean, she adds. If you do this, you will be able to demonstrate to lenders that you are serious about your business, and serious about home ownership. If you are self-employed and looking to qualify for financing, here are a few things to consider: Many banks are now offering mortgages specifically geared towards freelance andself-employed individuals. If you have a healthy amount of money in your savings account, it can boost your chances of getting approved for a mortgage, and may even help you qualify for a lower rate. Self-employment can often times result in severe income level fluctuations from month-to-month, so if you dont already have an emergency fund, consider building one before you try to qualify for a mortgage. First published in the Toronto Star on October 7, 2011

MY LENDERS

TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital