My Rates

6 Months 3.10%
1 Year 2.64%
2 Years 2.54%
3 Years 2.84%
4 Years 2.89%
5 Years 2.89%
7 Years 3.69%
10 Years 3.74%
6 Months Open 3.10%
1 Year Open 2.65%
*Rates subject to change and OAC
Wes Sudsbury Mortgage Broker

Wes Sudsbury

Mortgage Broker

83 Dawson Manor Blvd, Newmarket, Ontario









Why Wes Sudsbury?  Ask any one who I have ever worked with, worked for, or served, I simply won't give up until the job is done.  I will work my tail off until I have exceeded your expecations.  I simply live, love and breathe mortgages.  I am a true solution provider and whether you are a first time buyer or a seasoned real estate investor, you have come to the right place for all of your financing needs.  Thank you very much for the opportunity to earn your business.


Why Homeguard Funding Ltd?  Homeguard Funding Ltd. is an extremely well respected mortgage brokrage operating in Newmarket, Ontario since our inception in 1983.  We are family owned and operated. We have been in business for over 30 years, serving our clients accross Ontario.  I am very passionate about this business and extremely proud to be building it with my family.  Our mortgage practice continues to grow through referrals from our clients, friends, family and business partners.  Being small business owners, we understand what the value of a customer is and that service is everything.


Why Verico?  Verico is the number one network for mortgage brokers and agents in Canada. The corporate office provides Homeguard Funding Ltd. with access to more products, excellent support and unlimted tools and technology allowing us to focus on what matters most to us - our clients.   We have been proud members of the Verico Network since 2007.  Each office is independently onwed and operated.

BLOG / NEWS Updates

Employment increased by 35,000 in October

In October, employment rose for youth aged 15 to 24, while it was little changed for the core-aged population of 25- to- 54 year-olds, and for people 55 and older. The largest employment increase was in Quebec, followed by Alberta, Manitoba, Newfoundland and Labrador, and New Brunswick. At the same time, there was a decline in Saskatchewan. Employment rose in several industries, led by other services; construction; information, culture and recreation; and agriculture. Employment declined in wholesale and retail trade. The number of private sector employees increased in October, while public sector employment and self-employment were little changed.

Canadian home sales edge up again in October

According to statistics released by The Canadian Real Estate Association (CREA), national home sales posted a modest monthly increase in October but remain below levels recorded one year ago. Newly introduced mortgage regulations mean that starting January 1st, all home buyers applying for a new mortgage will need to pass a stress test to qualify for mortgage financing, said CREA President Andrew Peck. This will likely influence some home buyers to purchase before the stress test comes into effect, especially in Canadas pricier housing markets. A professional REALTOR is your best source for information and guidance in negotiations to purchase or sell a home during these changing times. Home sales via Canadian MLS Systems edged up 0.9% in October 2017 on the heels of monthly increases in August and September, but remained almost 11% below the record set in March. National sales momentum is positive heading toward year-end, said Gregory Klump, CREAs Chief Economist. It remains to be seen whether that momentum can continue once the recently announced stress test takes effect beginning on New Years day. The stress test is designed to curtail growth in mortgage debt. If it works as intended, Canadian economic growth may slow by more than currently expected.


TD Bank Scotia Bank First National B2B Bank Home Trust
MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank Fisgard Capital  RMG Mortgages Street Capital