My Rates

6 Months 3.10%
1 Year 2.29%
2 Years 2.14%
3 Years 2.24%
4 Years 2.44%
5 Years 2.34%
7 Years 3.89%
10 Years 3.69%
6 Months Open 5.99%
1 Year Open 5.75%
*Rates subject to change and OAC
Wes Sudsbury Mortgage Broker

Wes Sudsbury

Mortgage Broker

83 Dawson Manor Blvd, Newmarket, Ontario









Why Wes Sudsbury?  Ask any one who I have ever worked with, worked for, or served, I simply won't give up until the job is done.  I will work my tail off until I have exceeded your expecations.  I simply live, love and breathe mortgages.  I am a true solution provider and whether you are a first time buyer or a seasoned real estate investor, you have come to the right place for all of your financing needs.  Thank you very much for the opportunity to earn your business.


Why Homeguard Funding Ltd?  Homeguard Funding Ltd. is an extremely well respected mortgage brokrage operating in Newmarket, Ontario since our inception in 1983.  We are family owned and operated. We have been in business for over 30 years, serving our clients accross Ontario.  I am very passionate about this business and extremely proud to be building it with my family.  Our mortgage practice continues to grow through referrals from our clients, friends, family and business partners.  Being small business owners, we understand what the value of a customer is and that service is everything.


Why Verico?  Verico is the number one network for mortgage brokers and agents in Canada. The corporate office provides Homeguard Funding Ltd. with access to more products, excellent support and unlimted tools and technology allowing us to focus on what matters most to us - our clients.   We have been proud members of the Verico Network since 2007.  Each office is independently onwed and operated.

BLOG / NEWS Updates

My New Blog!

This is my new blog!

Top five home renovations that increase property value

Looking to increase your homes property value? Here are five of the best renovations you can do to your home to increase property value. These five renovations can sometimes have a return on investment 5-6x what they cost. #5 Flooring Flooring is one of the most important aspects of your house. You will see an immediate rise in property valuation with the installation of hardwood floors. Existing hardwood floors that you can refinish are ideal as they are less costly to restore and in higher demand than new flooring materials. For the bathroom, tile will always be in demand and retain value exceptionally well. #4 Fixtures Kitchens often look tired and dated, in large part due to old fixtures. Replacing or updating cabinet hardware, light fixtures, countertops and faucets will result in an immediate increase in your homes value. This small, but effective upgrade will also revitalize the entire home. Pot lights are in high demand in open concept style homes. #3 Bathroom Thebathroomis the second most important room in the home in terms of valuation. If you can add a three-piece bathroom to a home with only one full bathroom, you will see a dramatic rise in the market value of your home. While you should never compromise bedroom space for a bathroom, try sneaking one in dead space in the home. Scott managed to fit in a 3-piece bathroom under a staircase the width of the room measured just 44 inches. As an added tip, use glass for the shower to make the bathroom feel more spacious. #2 Kitchen Kitchens are the single most important room in the home relating to valuation. The kitchen can make a significant difference in the value of your home. As such, it is crucial that you invest in having a modern, fresh anddesirable kitchen. Modern cabinetry, under cabinet lighting and new appliances will all significantly increase the value of your home on the market. To save on cost without compromising construction and desirability, look at options like Ikea cabinets as opposed to custom cabinetry. #1 An Income Suite No surprise, but the single biggest way to increase the value of your home is to build an income suite within the property. Whether this is converting yourbasement into a rental, or another floor in the home, an income property will increase your homes worth. The main reason for this is that it covers a portion, or sometimes all of your mortgage payments, and results in your home being cash flow positive which creates real wealth that can supplement your income. sources:www.homeownership.ca; www.genworth.ca


TD Bank Scotia Bank First National National Bank B2B Bank Home Trust
Bridgewater Bank MCAP Merix Industrial Alliance Optimum Canadiana Financial
Equitable Bank ICICI Bank CFF Bank Fisgard Capital  RMG Mortgages Street Capital