My Rates

6 Months 3.10%
1 Year 2.44%
2 Years 2.54%
3 Years 2.69%
4 Years 2.84%
5 Years 2.84%
7 Years 3.39%
10 Years 3.79%
6 Months Open 6.70%
1 Year Open 6.30%
*Rates subject to change and OAC
Wes Sudsbury Mortgage Broker

Wes Sudsbury

Mortgage Broker

83 Dawson Manor Blvd, Newmarket, Ontario









Why Wes Sudsbury?  Ask any one who I have ever worked with, worked for, or served, I simply won't give up until the job is done.  I will work my tail off until I have exceeded your expecations.  I simply live, love and breathe mortgages.  I am a true solution provider and whether you are a first time buyer or a seasoned real estate investor, you have come to the right place for all of your financing needs.  Thank you very much for the opportunity to earn your business.


Why Homeguard Funding Ltd?  Homeguard Funding Ltd. is an extremely well respected mortgage brokrage operating in Newmarket, Ontario since our inception in 1983.  We are family owned and operated. We have been in business for over 30 years, serving our clients accross Ontario.  I am very passionate about this business and extremely proud to be building it with my family.  Our mortgage practice continues to grow through referrals from our clients, friends, family and business partners.  Being small business owners, we understand what the value of a customer is and that service is everything.


Why Verico?  Verico is the number one network for mortgage brokers and agents in Canada. The corporate office provides Homeguard Funding Ltd. with access to more products, excellent support and unlimted tools and technology allowing us to focus on what matters most to us - our clients.   We have been proud members of the Verico Network since 2007.  Each office is independently onwed and operated.

BLOG / NEWS Updates

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

Decline in single-family component moderated by gain in multi-family dwellings

Canadian municipalities issued $8.1 billion worth of building permits in June, up 2.5% from May and the second highest value on record. Higher construction intentions for multi-family dwellings and commercial buildings were mainly responsible for the national increase. All building components reported gains in June, except for single-family dwellings. The value of residential building permits fell 0.9% in June to $5.0 billion, the fourth decrease in five months. The decline was mainly the result of lower construction intentions in four provinces, notably Ontario. In June, the value of permits for single-family dwellings decreased 12.5% to $2.4 billion. Seven provinces registered declines, with Ontario being the main contributor to the decrease. Conversely, construction intentions for multi-family dwellings rose 12.5% in June to $2.7 billion, marking a third consecutive monthly increase. Seven provinces registered gains, led by Ontario and British Columbia. Click here for more information


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