My Rates

6 Months 3.10%
1 Year 2.19%
2 Years 2.24%
3 Years 2.34%
4 Years 2.54%
5 Years 2.49%
7 Years 3.44%
10 Years 3.84%
6 Months Open 6.30%
1 Year Open 6.30%
*Rates subject to change and OAC
Lou Salvino President

Lou Salvino


7500 Martin Grove Road, Unit 7, 2nd Floor, Vaughan, Ontario







             | Experienced | Professional | Personable |


     For the financial support and consulting solutions you can rely on, more of today’s smart consumers are choosing VERICO The Financial Forum Ltd. over any other financial services firm period. We are the only firm of our kind that works laterally with our clients every step of the way; if you want dedicated financial services designed to meet your mortgage lending and financing needs, trust VERICO The Financial Forum Ltd. To show you what we can do for you today.

visit our main website at www.thefinancialforum.ca


The Financial Solutions You Need

     Headquartered in Vaughan (Woodbridge), Ontario and serving consumers throughout Ontario and Canada, VERICO The Financial Forum Ltd. was founded under the principle of offering our clients real-world solutions to all of their mortgage lending needs. We are not affiliated directly with any lending institution which enables us to provide our clients with a completely unbiased opinion as to which company offers the best products, services and rates to suit their particular needs and wants. Partner with us today and experience the difference quality and service can make for you.

Our Philosophy

     Our team of experienced professionals strive to provide a higher level of service and support that our clients can’t get anywhere else. We have the ability to customize our financial consultancy services to offer as much support as needed to ensure our clients’ financial requirements are met and their expectations exceeded. VERICO The Financial Forum Ltd. offers the best value combined with the support of our creative minds to create a lending solution that will suit your needs. Contact us today for a free consultation and learn what we can do to help solve your mortgage lending needs.

     VERICO The Financial Forum Ltd. showcases the best value for the money mortgage lending solutions specializing in residential, investment property, recreational property, lines of credit as well as first and second mortgages. We have been helping consumers since 1984, let us help you today!

Connect With Us

     To learn more about VERICO The Financial Forum Ltd.  and our world-class financial services consultation, contact us today and let one of our experienced professionals assist you and answer any questions you might have.

BLOG / NEWS Updates

Canadian Unemployment Rate Drop

CTV.ca News Staff Date: Fri. May. 6 2011 11:29 AM ET The Canadian economy added more jobs in April than many economists had forecast, pumping out a surprisingly strong 58,300 jobs to push the jobless rate down a notch, to 7.6 per cent. April's gains bring the year-over-year increase in employment to 283,000, a bump of 1.7 per cent. Economists had expected a modest gain of 20,000 jobs in April, following a weak March. Instead, they got more than twice that, with almost all the gains in the province of Ontario and in the services sector. Jimmy Jean, a senior economist with Desjardins Securities, said that while the gains look good for Ontario, there were only about 3,000 jobs added in other provinces over the same time period. On the surface, the headline number looks good, but scratching below the surface, it's really concentrated in Ontario and also in the part-time component, Jean told CTV News Channel on Friday morning. So there could be some reversal of that in the following months. Douglas Porter of BMO Capital Markets called the jobs report pretty encouraging, on the basis that it beat economists' predictions and showed that the recovery continues to roll forward. The April job numbers According to the StatsCan numbers, service industry employment rose by 69,600 in April, while manufacturing jobs fell by 11,300. Part-time work expanded by 41,100 and full-time jobs by 17,200. Among the services sector, finance, insurance, real estate and leasing saw a gain of 19,000 jobs. Business, building and other support services chipped in with 17,000 new jobs. The key manufacturing and construction sectors were mostly flat in April, but both industries have seen increases in employment of 3.3 per cent and 2.7 per cent respectively over the past year. While employment among youths aged 15 to 24 and so-called core-aged workers (25 to 54) held steady in April, employment rose among women 55 and over -- up 29,000 in April. Compared with 12 months earlier, employment among these women increased by 102,000 or 7.9 per cent, the fastest rate of growth of all demographic groups, Statistics Canada said. Province-by-province numbers Ontario saw its jobless rate drop to 7.9 per cent, the lowest since December 2008. The province has seen an increase of 157,000 jobs, or 2.4 per cent, over the past 12 months -- most of them full-time. Newfoundland too added plenty of jobs, pushing the unemployment rate from 12.4 per cent down to 11.1 per cent, the lowest since comparable records began in 1976. But six out of 10 provinces experienced an overall drop in employment levels, although all were modest relative to their population. Here's what happened provincially (previous month in brackets): Newfoundland 11.1 (12.4) Prince Edward Island 11.2 (11.2) Nova Scotia 9.2 (9.0) New Brunswick 10.0 (9.6) Quebec 7.8 (7.7) Ontario 7.9 (8.1) Manitoba 5.2 (5.5) Saskatchewan 5.0 (5.2) Alberta 5.9 (5.7) British Columbia 7.9 (8.1) With files from The Canadian Press

Hello Summer...Hello Construction!

ctvtoronto.ca Date: Thursday May. 19, 2011 1:16 PM ET It happens the same time every year; as the weather trends toward the positive, drivers start feeling negative about traffic-clogging construction on Ontario highways. Construction crews are about to dig into dozens of projects across the province, meaning there could be long, frustrating summer commutes to cottage country or downtown offices. On Thursday, the province announced $2.5 billion in funding for improvements to the province's highways, roads and bridges. I know that for most people there's a kind of dread that comes over them when we think about highway construction, Ontario Transportation Minister Kathleen Wynne told reporters. But construction is critical because it keeps our highways, our bridges and our roads safe. More than 200 projects will get under way across the province's 3,000 bridges and 16,000 kilometres of highways. According to Wynne, this year's construction season will creates more than 17,000 jobs across the province. Key projects include: Improvements to Highway 427 between the Queen Elizabeth Way and Highway 401 Repairs to the Burlington Bay Skyway Bridge's Toronto-bound lanes Major bridge repairs in Chatham-Kent, Elgin County and Brantford Resurfacing for several corridors around Toronto, including highways 404, 400 and 7. Wynne said construction crews will do their best to minimize the impact on traffic by doing much of the work at night and during off-peak hours. She added that it's better to get the work done than let Ontario's aging infrastructure ride into the sunset. We have to acknowledge much of the infrastructure in Ontario, particularly highways and bridges, is baby boom infrastructure, she said. It happened at a time when there was a lot of growth in the province and we need to keep up with the repairs because, like the baby boom, it is aging. The City of Toronto will get the season started this weekend when the Gardiner Expressway is closed from Saturday to Monday morning at 8 a.m. between Carlaw Avenue to the Humber River, for a spring cleaning. With a report from CTV Toronto's Janice Golding


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