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My Rates

6 Months 3.50%
1 Year 2.34%
2 Years 2.24%
3 Years 2.44%
4 Years 2.49%
5 Years 2.49%
7 Years 3.44%
10 Years 3.84%
6 Months Open 3.20%
1 Year Open 3.20%
*Rates subject to change and OAC
AGENT LICENSE ID
134200
Trish Balaberde Mortgage Broker

Trish Balaberde

Mortgage Broker


Phone:
Address:
#200 - 1505 Harvey Ave , Kelowna, British Columbia

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VERICO mortgage specialists are Canada’s Trusted Experts and will be with you through the life of your mortgage.  As your broker my goal is to help you understand and successfully finance your home.  I am not tied to any one lender and will work with you, educate you and provide independent advice on the financial options that will assist you in deciding what is right for your situation. Getting the best rate is important.  So is choosing the right term and product.  You know your goals and my knowledge and experience will provide the insight on why you will choose one lender over the other.                 

I work with several lenders (more choice means competitive rates and terms) and after consultation with you I can quickly narrow down a list of those that suit you best making the choice for you easy and convenient.   You can be assured I will negotiate on your behalf and you can count on my knowledge to secure competitive rates and terms that will benefit you.  Let me investigate to see if there is an alternative to better suit your needs.

Whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — with 16 years experience I am the VERICO Mortgage Advisor who will work with you to get the right financing from the best lender with the rate and terms best suited to you.  


BLOG / NEWS Updates

Canadian home sales fall further in July

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017. Highlights: National home sales fell 2.1% from June to July. Actual (not seasonally adjusted) activity in July stood 11.9% below last Julys level. The number of newly listed homes edged back by 1.8% from June to July. The MLS Home Price Index (HPI) was up 12.9% year-over-year (y-o-y) in July 2017. The national average sale price edged down by 0.3% y-o-y in July. Julys interest rate hike may have motivated some homebuyers with pre-approved mortgages to make an offer, said CREA President Andrew Peck. Even so, sales activity continued to soften in the Greater Golden Horseshoe region. Meanwhile, sales and prices in Montreal continue to strengthen. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to. July marked the smallest monthly decline in Greater Golden Horseshoe home sales since Ontarios Fair Housing Plan was announced in April, said Gregory Klump, CREAs Chief Economist. This suggests sales may be starting to bottom out amid stabilizing housing market sentiment. Time will tell whether thats indeed the case once the transitory boost by buyers with pre-approved mortgages fades. Click here to continue reading

Decline in single-family component moderated by gain in multi-family dwellings

Canadian municipalities issued $8.1 billion worth of building permits in June, up 2.5% from May and the second highest value on record. Higher construction intentions for multi-family dwellings and commercial buildings were mainly responsible for the national increase. All building components reported gains in June, except for single-family dwellings. The value of residential building permits fell 0.9% in June to $5.0 billion, the fourth decrease in five months. The decline was mainly the result of lower construction intentions in four provinces, notably Ontario. In June, the value of permits for single-family dwellings decreased 12.5% to $2.4 billion. Seven provinces registered declines, with Ontario being the main contributor to the decrease. Conversely, construction intentions for multi-family dwellings rose 12.5% in June to $2.7 billion, marking a third consecutive monthly increase. Seven provinces registered gains, led by Ontario and British Columbia. Click here for more information

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