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My Rates

6 Months 3.10%
1 Year 2.99%
2 Years 3.29%
3 Years 3.54%
4 Years 3.64%
5 Years 3.29%
7 Years 4.14%
10 Years 4.54%
6 Months Open 6.70%
1 Year Open 6.00%
*Rates subject to change and OAC

Gail Burden



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141 Torbay Road, St. John's, Newfoundland and Labrador

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Gail recently joined the East Coast Mortgage Broker team and brings with her a wealth of expertise in financial industry.   She began her journey in finance more that 30 years ago while residing in her home town of St. Lunaire on the tip of the Great Northern Peninsula.  Later she relocated to the S. John's area where she continues to pursue her passion in the financial business.

Gail values her clients  and work hard to develop long lasting relationships and guarantee to offer a mortgage that best suits your needs and lifestyle.  Having the ability to access the many lending options within the ECMB channel has certainly created many options that can be utilized to suit each individual.

Gail can help you with your new home purchase, refinancing for debt consolidation, refinancing for home renovations, mortgage renewal or new home construction.


BLOG / NEWS Updates

Canadian home sales activity strengthens in July

Statistics released today by The Canadian Real Estate Association (CREA) show national home sales were up from June to July 2018. Highlights: National home sales rose 1.9% from June to July. Actual (not seasonally adjusted) activity was down 1.3% from July 2017. The number of newly listed homes edged down 1.2% from June to July. The MLS Home Price Index (HPI) in July was up 2.1% year-over-year (y-o-y). The national average sale price edged up 1% y-o-y. National home sales via Canadian MLS Systems rose 1.9% in July 2018, building on increases in each of the two previous months but still running below levels recorded from mid-2013 to the end of last year. Led by the Greater Toronto Area (GTA), more than half of all local housing markets reported an increase sales activity from June to July. Actual (not seasonally adjusted) activity was down 1.3% y-o-y. The result reflects fewer sales in major urban centres in British Columbia and an offsetting improvement in activity in the GTA. This years new stress-test on mortgage applicants continues to weigh on home sales but its effect may be starting to fade slightly in Toronto and nearby markets, said CREA President Barb Sukkau. The degree to which the stress-test continues to sideline home buyers varies depending on location, housing type and price range. All real estate is local, and REALTORSremain your best source for information about sales and listings where you live or might like to in the future, said Sukkau. Improving national home sales activity in recent months obscures significant differences in regional trends for home sales and prices, said Gregory Klump, CREAs Chief Economist. Regardless, rising interest rates and this years stress test on mortgage applicants will likely prove to be difficult hurdles to overcome for many would-be first time and move-up homebuyers, heading into the second half of the year and beyond.

MY LENDERS

TD Bank Scotia Bank Attain Mortgage First National MCAP Home Trust
Merix Equitable Bank Street Capital CMLS Fisgard Capital ICICI Bank
Optimum  RMG Mortgages Bridgewater Marathon Mortgages