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My Rates

6 Months 4.45%
1 Year 2.04%
2 Years 1.99%
3 Years 1.99%
4 Years 1.99%
5 Years 2.19%
7 Years 2.94%
10 Years 3.30%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
Alma Pasic Mortgage Advisor

Alma Pasic

Mortgage Advisor


Phone:
Address:
227-5589 Byrne Road, Burnaby, British Columbia

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The Canadian mortgage industry has never been more confusing.  Do I use a broker?  Do I go straight to my bank?  Who can get me the best rate?  Who can give me the best independent advice?

 

Alma Pasic has been helping clients navigate the confusing World of mortgages and financing in Canada for almost 20 years.  Using her expert knowledge of the industry and relationships with leading financial institutions, Alma gets her clients the approvals needed with the best terms.

 

As well as being the coauthor of “Complete Home Buyer’s Guide for Canadians”, available on amazon.ca, Alma is also a leading provider of real estate investment seminars throughout the Lower Mainland.

 

She offers a full service financial platform across a wide range of products and options by working with a range of realtors, accountants, builders, developers and financial planners. 

 

Alma has the resources and relationships to access the complete range of mortgage options. 

 

First Time Home Buyer                Self Employed                  Credit Challenged

Construction                                  Commercial                       Investment

Debt Consolidation                      Home Equity Loans          Consumer Proposal Payout

Bridge Loans                                 Home Improvements       New to Canada

Offshore Investor                          Spousal Buyout                Reverse Mortgages

 

 


BLOG / NEWS Updates

Residential permits continue to trend down since March peak

Residential permits decreased 8.3% to $6.4 billion in August, the lowest level since March. Ontario and British Columbia drove most of the decline. Construction intentions for multi-family units fell 15.9%, largely reflecting Ontarios decline (-24.3%). This was despite the approval of high value condominium projects in the city of Toronto. In contrast, single family intentions were up slightly (+1.2%), led by a 15.7% gain in Quebec. Additionally, Newfoundland and Labrador (+0.7%) reported the first provincial increase in this component after six consecutive monthly declines.

Price growth continues to decrease in August

In August, the TeranetNational Bank National Composite House Price IndexTM was up 1.0% from the previous month. It is now the third consecutive month in which the monthly price increase is lower than the previous month (2.8% in May, 2.7% in June and 2.0% in July). The August index was led by six of the 11 constituent markets: Ottawa-Gatineau (2.1%), Hamilton (1.7%), Montreal (2.1%), Quebec City (1.3%), Winnipeg (1.3%) and Victoria (1.3%). Growth was equal to the national average in Halifax (1.0%), while it was more moderate in Vancouver (0.8%), Calgary (0.8%), Toronto (0.7%) and Edmonton (0.6%). This is the sixth consecutive month in which gains were observed in all regions included in the composite index. The slowdown in price growth can be linked to the slowdown in housing sales reported in recent months by the Canadian Real Estate Association. In fact, when analyzing the 12-month growth in the number of sale pairsused to calculate the 11 metropolitan indices, this is the first time in twelve months that they have not increased in all cities. Moreover, this slowdown in price is expected to continue in the coming months as the unsmoothed composite index adjusted for seasonal effects rose only 0.1% from July. Source: https://housepriceindex.ca/2021/09/august2021/

MY LENDERS

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