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My Rates

6 Months 3.14%
1 Year 2.14%
2 Years 2.14%
3 Years 2.14%
4 Years 2.14%
5 Years 2.14%
7 Years 3.14%
10 Years 3.54%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
Alma Pasic Mortgage Advisor

Alma Pasic

Mortgage Advisor


Phone:
Address:
227-5589 Byrne Road, Burnaby, British Columbia

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The Canadian mortgage industry has never been more confusing.  Do I use a broker?  Do I go straight to my bank?  Who can get me the best rate?  Who can give me the best independent advice?

 

Alma Pasic has been helping clients navigate the confusing World of mortgages and financing in Canada for almost 20 years.  Using her expert knowledge of the industry and relationships with leading financial institutions, Alma gets her clients the approvals needed with the best terms.

 

As well as being the coauthor of “Complete Home Buyer’s Guide for Canadians”, available on amazon.ca, Alma is also a leading provider of real estate investment seminars throughout the Lower Mainland.

 

She offers a full service financial platform across a wide range of products and options by working with a range of realtors, accountants, builders, developers and financial planners. 

 

Alma has the resources and relationships to access the complete range of mortgage options. 

 

First Time Home Buyer                Self Employed                  Credit Challenged

Construction                                  Commercial                       Investment

Debt Consolidation                      Home Equity Loans          Consumer Proposal Payout

Bridge Loans                                 Home Improvements       New to Canada

Offshore Investor                          Spousal Buyout                Reverse Mortgages

 

 


BLOG / NEWS Updates

Among Canadians who are not yet back in their regular workplace, close to 4 in 10 do not feel safe returning

Months after COVID-19 began to spread in Canada, a large number of Canadian workers continue to work from home or are simply absent from their physical workplace. The survey asked these people whether they felt safe returning to work. At the time of survey collection in June, close to 4 in 10 Canadian workers who were not in their regular workplace (38%) reported that they did not feel safe returning to work. The most commonly-reported reasons for not feeling safe were fear of contracting the virus and fear of infecting family members. About 30% said that they felt safe returning to their physical workplace, and another 32% said that they did not know or chose not to answer the question.

National Bank of Canada Weekly Economic Watch

Housing starts rose from 166.5K in April to 193.5K in May (seasonally adjusted and annualized). Urban starts improved 22K to 181.1K on increases in both the multi-unit (+14.9K to 135.9K) and the single-detached (+7.1K to 45.3K) segments. At the provincial level, urban starts shot up in Quebec from 0K in April to 56.3K as social distancing measures were eased but plunged 37.1K to 56.5K in Ontario. June results should provide a clearer snapshot of the post-lockdown residential construction industry in Canada. Projects delayed on account of the Covid-19 pandemic might sustain starts at a relatively high level for a short while but the longer-term horizon looks less promising in light of much higher joblessness and reduced immigration. Moreover, tougher CMHC standards for mortgage insurance will likely exclude some potential buyers by shrinking their purchasing power. We estimate that the new rules governing maximum gross debt service will reduce by about 11% the amount that the median Canadian household will be allowed to borrow. Source: NBA Economics and Strategy

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