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My Rates

6 Months 2.99%
1 Year 1.84%
2 Years 1.84%
3 Years 1.74%
4 Years 1.84%
5 Years 1.75%
7 Years 2.29%
10 Years 2.74%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
AGENT LICENSE ID
M20000664
BROKERAGE LICENSE ID
13016

Anis Omar



Phone:
Address:
580 Clarence St, London, Ontario

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Hello!



We are your Licensed mortgage specialist available 7 days a week! 

 

We serve London, surrounding areas and the GTA.

 

Our job is to get you approved!

 

Whether you're full time or part-time, great credit or bruised credit, looking for a rental property or just want to pull out some equity, we can help you get the perfect mortgage for your situation.

 

We have access to over 30 mortgage lenders including TD Mortgages, Scotia bank, Meridian Credit Union and a host of other Lenders. We're a one stop shop to get you the lowest possible interest rate and product that fits your needs. 

 

If you would like to know how much you qualify for or just want to discuss your unique situation a little further, contact us anytime and we would be happy to assist. 

 

We pride ourselves on providing the great customer service we all expect from our professionals!

 

Best of all, our services are completely free!

 

Contact us anytime if you have any questions! 

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How much is your home worth? 

 

Have you been thinking about refinancing to pay off some debt or take some cash equity out of your home for a big purchase or investment?

 

If you're curious about how much your house is worth, click on the link below for a free home valuation report. The report calculates your home value based on recent sales data in your neighborhood and is absolutely free with no obligations.

 

Free home valuation report

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BLOG / NEWS Updates

PROMISES, PROMISES AND MORE PROMISES

Canadas Parliament re-convened today with a ceremonial Speech from the Throne delivered by the Governor General. Canadas continued response to the COVID-19 pandemic took centre-stage, while providing a lens for a plethora of broader promises: an extension of the wage subsidy, expanded employment insurance, investments in childcare, reaffirmed commitments to universal pharmacare, and green infrastructure investments among many others. Given the exhaustive list of priorities, this Speech is unlikely to bring the minority government down as it provides plenty of hooks for negotiations in the lead-up to a Fall update where details will be laid out. It clearly signals more fiscal spending ahead for Canada leaving the question not if but how much. But this was largely channeled ahead, so the market reaction has been mutedor more likely, it is eclipsed by broader US and global developments. There is little beyond lip service by way of fiscal restraint. This will be left to the Finance Minister to make inevitable trade-offs in her first budget this Fall, particularly as she may need to reserve some firepower for second waves. Source: Scotiabank https://www.scotiabank.com/ca/en/about/economics/economics-publications/post.other-publications.fiscal-policy.fiscal-pulse.federal.federal-budget-analysis.federal-throne-speech--september-23--2020-.html

Home affordability improved in Q2 2020

Housing affordability in Canadas large urban centres improved in the second quarter of 2020 after having deteriorated in the two prior quarters. Higher incomes helped in Q2 but the largest portion of the improvement came in the form of lower interest rates. Indeed, the latter declined 19 basis points in the quarter, reflecting the easing from the central bank. Combined, income and mortgage rates were more than enough to offset the increase in home prices. Still, the decline in interest rates on a quarterly average basis does not completely reflect the change in 5-year mortgage rates since the beginning of the COVID-19 pandemic. The February to June decline in mortgage interest rates was a much more significant 41 basis points. Looking ahead, the preliminary data for rates shows additional improvements in the third quarter of the year (cumulatively they are down over 70 bps). While we expect this to help affordability, home prices should remain resilient based on the latest resale market data showing record sales volumes. Homebuyers have rushed back to the market after having delayed purchases and are now being offered record-low interest rates. Once pent-up demand is exhausted, the Canadian housing market will still have to face high levels of unemployment and reduced household formation due to lower immigration.

MY LENDERS

TD Bank Scotia Bank Attain Mortgage First National MCAP B2B Bank
Home Trust Merix Equitable Bank Street Capital CMLS Fisgard Capital
ICICI Bank Optimum  RMG Mortgages Bridgewater Marathon Mortgages