HOME RATES ABOUT SERVICES VIDEOS BLOG CONTACT ME TEAM

My Rates

1 Year 3.34%
2 Years 3.44%
3 Years 3.54%
4 Years 3.69%
5 Years 3.59%
7 Years 4.04%
10 Years 4.14%
*Rates subject to change and OAC
AGENT LICENSE ID
10317
BROKERAGE LICENSE ID
ON: 10317 -NB 160000437
Brad MacPherson MORTGAGE CONSULTANT, COMMERCIAL

Brad MacPherson

MORTGAGE CONSULTANT, COMMERCIAL


Phone:
Address:
77 Grafton Street, Charlottetown, Prince Edward Island

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

PREMIERE MORTGAGE CENTER

77 GRAFTON STREET CHARLOTTETOWN, PE C1A 1L2

Please Call: (902) 394-6334

 

COMMERCIAL - RESIDENTIAL - NEWCOMERS - PRIVATE EQUITY

 

Offering a full range of mortgages and loans at some of the best rates in the Canada on a wide range of homes and businesses across Prince Edward Island and throughout Atlantic Canada.

 

For all your Commercial, Business and Residential Mortgage Financing requirements; whether you are buying or refinancing your business, apartments, commercial rental properties or your personal home we have the right mortgage solution for you.

 

Our Mortgage Team has over 20+ years of commercial, business and residential mortgage experience to assist you in all aspects of your mortgage and business financing needs.

 

Our Team understands the continually changeing lender policies and procedures in Canada to provide you with a customized solution, that is right for you. 

 

Our Premiere Mortgage Team works for you the customer to not only meet, but exceed your expectations.

 

Call: (902) 394-6334

 

COMMERCIAL - BUSINESS

 

Just a few examples of the industry sectors we service...

 

 

MULTI-FAMILY RESIDENTIAL APARTMENTS - RENTAL PROPERTIES

 

LAND DEVELOPMENT - CONSTRUCTION - LINES OF CREDIT

 

MERGERS AND ACQUISITIONS

 

SENIORS - COMMUNITY CARE HOMES AND NURSING HOMES

 

SMALL To MEDIUM SIZE ENTERPRISES (SME'S) - BUSINESS LOANS

 

HEALTH CARE

 

AGRICULTURE or AQUACULTURE

 

MANUFACTURING - PROCESSING 

 

FRANCHISE FINANCING

 

And many more...

 

We Service 'Mandarin Speaking' Clients

 

THE RIGHT MORTGAGE SOLUTIONS, for Newcomers to Canada. 

 

Premiere partner-insured home mortgage for as little as 5% cash down. Ask us about insured and non-insured Newcomer programs, tailored to meet your needs. Please note, that our Insured Newcomer Program income confirmation is required.

 

 

- Best Interest Rates In Canada

- QUICK APPROVAL

 

 

Newcomers to Canada play an increasing role in Canada’s future population growth, creating new market opportunities. Premiere partners-insured mortgage financing is available to borrowers with permanent, temporary and non-permanent residence status, helping newcomers to realize their dream of homeownership in Canada.

 

 

 

 

BUYING OR REFINANCING YOUR HOME?

 

Single Family Homes

Semi-Detached - Duplex Homes

Condominiums

Multi-Family Residential Apartments

...and so much more.

 

 

Our team brings many years of experience and expertise in lending services to provide our valued clients with the best possible loans package, customized for them.

 

As a client, you can be confident in knowing that you are receiving credible, reliable advice and expertise. The biggest strength of our team at Premiere Mortgage is that we are driven by offering fantastic service and a positive experience on a consistent basis to all of our clients.

 

With our Team, Premiere Mortgage customers experience utlimate care and professionalism.

 


BLOG / NEWS Updates

Bank of Canada maintains overnight rate target at 1 ¾ per cent

The Bank of Canada today maintained its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 per cent. The global economic expansion continues to moderate, with growth forecast to slow to 3.4 per cent in 2019 from 3.7 per cent in 2018. In particular, growth in the United States remains solid but is expected to slow to a more sustainable pace through 2019. However, there are increasing signs that the US-China trade conflict is weighing on global demand and commodity prices. Global benchmark prices for oil have been about 25 per cent lower than assumed in the October Monetary Policy Report (MPR). The lower prices primarily reflect sustained increases in US oil supply and, more recently, increased worries about global demand. These worries among market participants have also been reflected in bond and equity markets. The drop in global oil prices has a material impact on the Canadian outlook, resulting in lower terms of trade and national income. As well, transportation constraints and rising production have combined to push up oil inventories in the west and exert even more downward pressure on Canadian benchmark prices. While price differentials have narrowed in recent weeks following announced mandatory production cuts in Alberta, investment in Canadas oil sector is projected to weaken further.

Largest portions of household budgets go to shelter and transportation

Shelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on transportation, the second-largest expenditure category, accounted for 19.9% of total consumption, followed by food expenditures at 13.4%. Households spent an average of $18,637 on shelter, up 3.4% from 2016. Included in this total was an average of $16,846 paid for principal residence (which includes rent, mortgage payments, repairs and maintenance costs, property taxes and utilities) and an average of $1,791 for other accommodation, such as hotels and owned secondary residences. In 2017, two out of every three Canadian households owned their home, and more than half of homeowners had a mortgage. Homeowners with a mortgage spent an average of $25,904 on their principal residence, compared with $9,642 for homeowners without a mortgage and $13,499 for renters. Canadian households paid $12,707 for transportation in 2017, up 6.7% from 2016. They spent an average of $11,433 on private transportation, which includes the purchase of cars, trucks and vans, as well as their operating costs. Households, on average, spent $2,142 on gasoline and other fuels in 2017, up 9.8% from 2016, reflecting the 11.8% annual average increase in gasoline prices. Spending on public transportation, which covers public transit, taxis, intercity buses, trains and air fares, remained relatively unchanged at $1,274. In 2017, 84.0% of households owned or leased a vehicle. Vehicle ownership was highest in rural areas (94.9%) and lowest in cities with a population of at least one million residents (79.0%).

MY LENDERS

TD Bank Scotia Bank Attain Mortgage First National MCAP Home Trust
Merix Equitable Bank Street Capital CMLS Fisgard Capital ICICI Bank
Optimum  RMG Mortgages Bridgewater Marathon Mortgages