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Corrina Warner  Mortgage Professional

Corrina Warner

Mortgage Professional


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100-99 Scurfield Blvd, Winnipeg, Manitoba

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I am proud to be a member of the One Link Mortgage and Financial team.  I have over 20 years experience in the banking and financial industry and have been working as a mortgage professional for over 10 of those years. 

My role as your Mortgage advisor is to find out what your mortgage goals and mortgage needs are and to provide you with sound financial advice and customer service by making recommendations, offering customized solutions and maintaining an ongoing relationship. I work for you, not the institution and value the opportunity to save you time and money.  I help my clients with property purchases, refinances, vacation homes, debt elimination and strategies to pay off your mortgage years earlier.

 

          My wife and I used Corrina to help us with a refinance on our home.  Not only did she find us an amazing rate, she was a joy to work  with throughout the entire process.  Glen D. Winnipeg, MB

 

        Corrina handled my mortgage refinance with ease, it was a pleasure to deal with her, and I'm looking forward to my next mortgage renewal with her.  Joe F. Winnipeg, MB

 

        Corrina has had an impact on our lives and will be forever grateful for the efforts put into obtaining our mortgage.  I would not hesitate to recommend Corrina to anyone.  James L. Edmonton, Ab

 

       The biggest benefit working with Corrina was her knowledge and her ability to get my mortgage approved.  She treats you like a person rather than just another means of getting paid.  She looks out for her clients best interest.  Gina A. Winnipeg, Mb

 

        To be honest had we not met Corrina I cannot think of what would have happened to our home.  I would suggest if you are buying a home, renewing your mortgage or have any questions that Corrina is the expert we all want in our lives.  Cheers Corrina!  Rob & Nadine G. Winnipeg, Mb

 


BLOG / NEWS Updates

Bank of Canada maintains policy rate, continues quantitative tightening

The Bank of Canada on Wednesday held its target for the overnight rate at 5%, with the Bank Rate at 5% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. Inflation in advanced economies has continued to come down, but with measures of core inflation still elevated, major central banks remain focused on restoring price stability. Global growth slowed in the second quarter of 2023, largely reflecting a significant deceleration in China. With ongoing weakness in the property sector undermining confidence, growth prospects in China have diminished. In the United States, growth was stronger than expected, led by robust consumer spending. In Europe, strength in the service sector supported growth, offsetting an ongoing contraction in manufacturing. Global bond yields have risen, reflecting higher real interest rates, and international oil prices are higher than was assumed in the July Monetary Policy Report (MPR). The Canadian economy has entered a period of weaker growth, which is needed to relieve price pressures. Economic growth slowed sharply in the second quarter of 2023, with output contracting by 0.2% at an annualized rate. This reflected a marked weakening in consumption growth and a decline in housing activity, as well as the impact of wildfires in many regions of the country. Household credit growth slowed as the impact of higher rates restrained spending among a wider range of borrowers. Final domestic demand grew by 1% in the second quarter, supported by government spending and a boost to business investment. The tightness in the labour market has continued to ease gradually. However, wage growth has remained around 4% to 5%. Recent CPI data indicate that inflationary pressures remain broad-based. After easing to 2.8% in June, CPI inflation moved up to 3.3% in July, averaging close to 3% in line with the Banks projection. With the recent increase in gasoline prices, CPI inflation is expected to be higher in the near term before easing again. Year-over-year and three-month measures of core inflation are now both running at about 3.5%, indicating there has been little recent downward momentum in underlying inflation. The longer high inflation persists, the greater the risk that elevated inflation becomes entrenched, making it more difficult to restore price stability. https://www.bankofcanada.ca/2023/09/fad-press-release-2023-09-06/

Housing market stabilizing as rising interest rates weigh in July

Summary On a seasonally adjusted basis, home sales decreased 0.7% from June to July, a first monthly contraction in six months following the renewed monetary tightening cycle of the Bank of Canada. On the supply side, new listings jumped 5.6% in July, a fourth consecutive monthly increase. Another sign of a loss of momentum in the real estate market is the proportion of listings cancelled during the month, which is back on the rise, a sign that some sellers are discouraged by recent interest rate hikes. Overall, active listing increased by 2.5%, the second monthly gain in a row. As a result, the number of months of inventory (active-listings to sales) increased from 3.1 in June to 3.2 in July. This continues to be higher than the trough of 1.7 reached in the pandemic but remains low on a historical basis. The active-listings to sales ratio is still tighter than its historical average in the majority of Canadian provinces, with only Manitoba indicating a ratio slightly above historical norm. Housing starts in Canada decreased in July (-28.5 to 255.0K, seasonally adjusted and annualized), beating consensus expectations calling for a 244K print. This decline follows the strongest growth ever recorded the previous month. Decreases in housing starts were seen in Ontario (-21.8K to 99.5K), British Columbia (-15.2K to 50.7K), Nova Scotia (-8.1K to 5.8K) and Saskatchewan (-1.9K to 5.3K). Meanwhile, increases were registered in Alberta (+11.9K to 38.5K), Quebec (+3.1K to 38.0K), Manitoba (+2.1K to 10K), New Brunswick (+0.6K to 5.0K), P.E.I. (+0.6K to 1.2K), while starts in Newfoundland (+0.1K to 1.1K) remained essentially unchanged. The Teranet National Bank Composite National House Price Index rose by 2.4% in July after seasonal adjustment. Eight of the 11 markets in the composite index were up during the month: Halifax (+4.9%), Hamilton (+4.4%), Vancouver (+3.9%), Toronto (+3.5%), Victoria (+1.6%), Winnipeg (+1.3%), Ottawa-Gatineau (+0.6%) and Edmonton (+0.3%). Conversely, prices fell in Quebec City (-1.2%), Montreal (-0.9%) and Calgary (-0.3%). https://www.nbc.ca/content/dam/bnc/taux-analyses/analyse-eco/logement/economic-news-resale-market.pdf

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