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Corrina Warner  Mortgage Professional

Corrina Warner

Mortgage Professional


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Address:
200-1215 Henderson Hwy, Winnipeg, Manitoba

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I am proud to be a member of the VERICO One Link Mortgage and Financial team.  I have over 20 years experience in the banking and financial industry and have been working as a mortgage professional for VERICO One Link since 2007.  I am an Accredited Mortgage Professional (AMP), and a charter member of the Canadian Association of Accredited Mortgage Professionals (CAAMP).

My role as your Mortgage advisor is to find out what your mortgage goals and mortgage needs are and to provide you with sound financial advice and customer service by making recommendations, offering customized solutions and maintaining an ongoing relationship. I work for you, not the institution and value the opportunity to save you time and money.  I help my clients with property purchases, refinances, vacation homes, debt elimination and strategies to pay off your mortgage years earlier.

 

          My wife and I used Corrina to help us with a refinance on our home.  Not only did she find us an amazing rate, she was a joy to work  with throughout the entire process.  Glen D. Winnipeg, MB

 

        Corrina handled my mortgage refinance with ease, it was a pleasure to deal with her, and I'm looking forward to my next mortgage renewal with her.  Joe F. Winnipeg, MB

 

        Corrina has had an impact on our lives and will be forever grateful for the efforts put into obtaining our mortgage.  I would not hesitate to recommend Corrina to anyone.  James L. Edmonton, Ab

 

       The biggest benefit working with Corrina was her knowledge and her ability to get my mortgage approved.  She treats you like a person rather than just another means of getting paid.  She looks out for her clients best interest.  Gina A. Winnipeg, Mb

 

        To be honest had we not met Corrina I cannot think of what would have happened to our home.  I would suggest if you are buying a home, renewing your mortgage or have any questions that Corrina is the expert we all want in our lives.  Cheers Corrina!  Rob & Nadine G. Winnipeg, Mb

 


BLOG / NEWS Updates

Forecast Update: Economies Shutting Down

Rapidly evolving developments necessitate an update to the forecasts we published just last Friday. Additional quarantine or shut-down measures have been put in place in a number of countries in the last few days. As a result, we now anticipate global GDP growth to be 0% in 2020, followed by a sizeable rebound in activity in 2021 given our view that economic activity will rebound quickly once the virus is no longer a serious threat to public health. At present, we believe activity will begin to return to normal in the third quarter, except in countries where containment measures were aggressively deployed in the first quarter (essentially the Asian economies), where activity resumes in the second quarter. In Canada, the closure of non-essential business in Quebec and Ontario announced earlier this week will have large economic consequences. At present, we believe Canadian economic activity will fall by 28% in Q2 as these measures are felt. If other provinces follow, the fall in Q2 economic activity would be in the 35% range. We now assume that economic activity resumes by the start of the third quarter and that growth rebounds sharply at that time. However, the 20% drop in US economic activity in the second quarter will restrain the rebound in Canadian activity in the third quarter owing to the usual lags between US and Canadian economic outcomes. Under these assumptions, Canadian GDP would fall by slightly more than 4% in 2020 and rebound by 5.1% in 2021. Though we have not included any additional measures in this update beyond those already announced, we believe a substantial ramping up of fiscal support measures in Canada is forthcoming. There is a chance that aggressive virus management measures are required beyond Q2 to ensure the virus is truly well-contained. Evidence in Asia this week suggests that even in countries where aggressive management measures have been put in place, COVID-19 can come back quite quickly. If measures in Canada are not lifted by the end of Q2, growth would fall again in Q3, and GDP would fall by 6.3% in 2020 instead of the 4.1% we currently expect. A key question for forecasters is the length of the virus-related restrictions on firms and households. As noted above, a shift of one quarter in the resumption of normal operating conditions can have a large impact on growth outcomes. Since we do not have a good handle on the ultimate length of the interruptions, we consider it more informative to assign probabilities to the time at which virus containment measures end. At this time, we believe there is a 75% chance that activity resumes by Q3 and a 25% chance that activity returns to more normal levels by Q4. How officials manage virus containment internationally, as well as the evolution of the virus, will inform our assessment of probabilities going forward. Source: Scotiabank Economics

Home resale market was gaining momentum prior to Covid-19

At the national level, resale home prices were gaining momentum in February. The 0.4% monthly gain in the Composite index was double the average of the previous ten years for a month of February. In particular, after 12 consecutive monthly declines, Vancouver HPI rose in each of the last five months, reflecting the fact that Vancouver resale market recently returned to balance. Sure, we still saw weakness in other regions, such as the Prairie Provinces (Alberta, Manitoba and Saskatchewan) where markets were still favorable to buyers. But CREA just reported a rather generalized increase in home sales in February, including for Calgary and Edmonton. Unfortunately, then came the outbreak of Covid-19 and its impact on oil prices and disruptions in the supply chain. The unprecedented sanitary measures imposed by the authorities to tackle the pandemic will severely impact business activity and jobs over the coming months. In that situation, the home resale market should be heavily curtailed for the coming months. Source: Teranet Inc., and National Bank of Canada

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