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My Rates

1 Year 3.44%
2 Years 3.14%
3 Years 2.99%
4 Years 2.99%
5 Years 2.84%
7 Years 2.99%
10 Years 3.09%
*Rates subject to change and OAC
AGENT LICENSE ID
316184
BROKERAGE LICENSE ID
315823
Donna M Lang Mortgage Associate

Donna M Lang

Mortgage Associate


Phone:
Address:
234 University Park Drive, Regina, Saskatchewan

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Whether you are a first time home buyer or already a homeowner, refinancing to consolidate debt or wanting to use the existing equity in your home for a purchase, I can help you find the mortgage solution that is right for you.

 

As a mortgage associate, I have the ability to consult with many different lenders to obtain the best possible mortgage to fit your needs.

 

Let an expert take care of getting you the best rate that is up to 1.5% off those offered by banks to their clients.  Although I offer discounted rates, I only deal with first quality lenders.

 

Crown Mortgage Services is a member of the Verico Mortgage Brokers Network, Canada’s largest and most successful national network of independent mortgage brokers assuring access to the lowest rates.

 

Crown Mortgage Services has the most qualified professionals working for you.  Our brokers are AMP (Accredited Mortgage Professional) designated assuring that you are dealing with a qualified professional who has met the highest standards of industry performance, continuing education and ethical business practices.

 

Not only do I understand everything there is to know about mortgages, I can explain it in plain English.  I believe that when you understand your options you can make the best choice.

 

I work for you and not the lender.  I get paid by the lender and not you!

attain Mortgage

More than just Mortgages. We can help you build your future.

attain Mortgage

More than just Mortgages. We can help you build your future.

BLOG / NEWS Updates

Bank of Canada maintains overnight rate target at 1 ¾ percent

The Bank of Canada today maintained its target for the overnight rate at 1 percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 percent. The global economy is showing signs of stabilization, and some recent trade developments have been positive. However, there remains a high degree of uncertainty and geopolitical tensions have re-emerged, with tragic consequences. The Canadian economy has been resilient but indicators since the October Monetary Policy Report(MPR) have been mixed. Data for Canada indicate that growth in the near term will be weaker, and the output gap wider, than the Bank projected in October. The Bank now estimates growth of 0.3 percent in the fourth quarter of 2019 and 1.3 percent in the first quarter of 2020. Exports fell in late 2019, and business investment appears to have weakened after a strong third quarter. Job creation has slowed and indicators of consumer confidence and spending have been unexpectedly soft. In contrast, residential investment was robust through most of 2019, moderating to a still-solid pace in the fourth quarter.

LISTINGS FALL AGAIN TO END 2019, PUSHING PRICES HIGHER

Canadian Real Estate Association data show that national-level home sales fell 0.9% (sa m/m) in December 2019 after rising in the previous nine months. Limited availability looks to be increasingly weighing on sales activity. The month saw another broad-based decline in new listings18 of the 31 centres for which we have data witnessed fallsthat lifted the national sales-to-new listings ratio to 66.9%. It was the highest ratio since 2004 and a third straight month of supply- demand conditions tilted in favour of sellers (after data revisions). Fourteen cities reported sellers market conditions; the rest were balanced. The aggregate MLS Home Price Index (HPI) rose 3.4% (nsa y/y), its best gain since March 2018. Montreal remained Canadas tightest local market, with rising sales and falling listings leading to yet another record-high sales-to-new listings ratio and the citys steepest y/y MLS HPI gains since 2005. Ottawas ratio also reached a new high as new listings plunged by more than 20% (sa m/m), driving a record 12.5% (nsa y/y) MLS HPI increase. Toronto also crept into sellers market territory for the first time since March 2017as in Montreal, home purchases rose and new listings felland its 7.3% (nsa y/y) HPI rise was the sharpest since 2017. Click here for more. Source: Scotiabank Economics

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