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Joanne Lewis Mortgage Specialist

Joanne Lewis

Mortgage Specialist


Phone:
Address:
303-960 Lynn Valley Rd, North Vancouver, British Columbia

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As a licensed Mortgage Broker I work directly with Canada's largest financial institutions including banks, credit unions and private lenders to find the best mortgage rate and product to suit your needs. My goal is to provide clients with exceptional service while making the entire mortgage process as simple and convenient as possible.  I will take care of everything from shopping the best rates and products, to orderding appraisals, scheduling the closing, and dealing directly with the lender.  I can save you both time and money when negotiating your mortgage, and the best part is there is no cost to you! My services are free for typical residential mortgages.  Contact me today - I would welcome the opportunity to assist you with your mortgage.  

 

Mortgage Products Offered:

  • Residential purchases
  • First-Time Homebuyers
  • Refinance/Equity Take Outs
  • Pre-Approvals
  • Financing for individuals who are self-employed
  • Financing for clients with poor credit
  • Construction financing

BLOG / NEWS Updates

Canadian home sales and new listings up again in June

Home sales recorded over Canadian MLS Systems in June 2020 rebounded by a further 63%, returning them to normal levels for the month some 150% above where they were in April. Transactions were once again up on a m-o-m basis across the country. Among Canadas largest markets, sales rose 83.8% in the Greater Toronto Area (GTA), 75.1% in Montreal, 60.3% in Greater Vancouver, 99.7% in the Fraser Valley, 54.9% in Calgary, 59% in Edmonton, 22.5% in Winnipeg, 34.8% in Hamilton-Burlington, 67.9% in London and St. Thomas, 55.6% in Ottawa and 43.6% in Quebec City. Actual (not seasonally adjusted) sales activity posted a 15.2% y-o-y gain in June. REALTORS across Canada are increasingly seeing business pick back up, stated Costa Poulopoulos, Chair of CREA. With sellers and buyers returning to the market, we continue to make sure clients stay safe by complying with government and health officials directives and advice, increasingly using technology to list and show properties virtually while providing secure methods to complete required forms and contracts. As always, but maybe now more than ever, REALTORS remain the best source for information and guidance when negotiating the sale or purchase of a home, continued Poulopoulos.

Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues program of quantitative easing

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of percent. The Bank Rate is correspondingly percent and the deposit rate is percent. The Bank is also continuing its quantitative easing (QE) program, with large-scale asset purchases of at least $5 billion per week of Government of Canada bonds. The Banks short-term liquidity programs announced since March to improve market functioning are having their intended effect and, with reduced market strains, their use has declined. The provincial and corporate bond purchase programs will continue as announced. The Bank stands ready to adjust its programs if market conditions warrant.

MY LENDERS

TD Bank Scotia Bank Attain Mortgage First National MCAP B2B Bank
Home Trust Merix Equitable Bank Street Capital CMLS Fisgard Capital
ICICI Bank Optimum  RMG Mortgages Bridgewater Marathon Mortgages