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AGENT LICENSE ID
M08000257
BROKERAGE LICENSE ID
11947
Susanna Penning Mortgage Agent

Susanna Penning

Mortgage Agent


Phone:
Address:
2725 Queensview Dr Suite 500, Ottawa, Ontario

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

OUR VISION

Our vision is to be the preferred and most-trusted mortgage broker in Ottawa, and hence develop a solid base of clients who continually repeat and refer.

 

OUR MISSION

We will achieve this mission with a team of solid professionals who continually set an industry standard for excellence and integrity. We’ll strive to provide each client, with unique and individual needs, an experience that cannot be found elsewhere. Through the highest level of professional competence, we’ll finalize your most important financial transaction with seamless perfection.

 

OUR CULTURE

  1. Integrity

  2. Efficiency

  3. Compliance

  4. Fun

  5. Positivity

  6. Teamwork

  7. Commitment

  8. Respect

  9. Reliability

  10. Consistency

  11. Accuracy

  12. Perseverance

 
When it comes to your mortgage, your interest is our interest.
 
We will simplify a mortgage for you. It doesn’t have to be difficult. Our 30 years of combined experience in the financial industry provides us with the knowledge we need to get you a great rate while providing excellent customer service to help your home ownership dreams become a reality.
 
Let Me Show You How I am Different…
 
The Mortgage Advisors has a dedicated team of elite brokers and agents that will do what it takes to secure the right mortgage for you by:
 
Working for you. Your Mortgage Expert understands the needs of clients and the complexities involved in obtaining and communicating their financing requirements.
 
Representing you. Your Mortgage Expert does business with a variety of lenders compared to traditional institutions concerned in selling only “their” product.
 
Utilizing their independence. Your Mortgage Expert has access to a wide range of Financial Services and Products to ensure financing requirements are met precisely with the customers’ best interest in mind.
 
Having a strong understanding of the marketplace. Your Mortgage Expert will shop for the best deal, without the inconvenience of setting up appointments and the subsequent credit inquiries.
 
Maintaining a professional standard. Your Mortgage Expert is required to be registered with the Ministry of Finance and complete the required educational programs ongoing.
 
Upholding strict confidentiality. Integrity that you can trust.
 
Providing you with peace of mind. Working with you, “Working for you".

BLOG / NEWS Updates

Canadian home sales edge higher in March 2019

Home sales via Canadian MLS Systems edged up 0.9% in March 2019 following a sharp drop in February, leaving activity near some of the lowest levels recorded in the last six years. There was an even split between the number of markets where sales rose from the previous month and those where they waned. Among Canadas larger cities, activity improved in Victoria, the Greater Toronto Area (GTA), Oakville-Milton and Ottawa, whereas it declined in Greater Vancouver, Edmonton, Regina, Saskatoon, London and St. Thomas, Sudbury and Quebec City. Actual (not seasonally adjusted) sales activity fell 4.6% y-o-y to the weakest level for the month since 2013. It was also almost 12% below the 10-year average for March. That said, in British Columbia, Alberta and Saskatchewan, sales were more than 20% below their 10-year average for the month. By contrast, activity is running well above-average in Quebec and New Brunswick. It will be some time before policy measures announced in the recent Federal Budget designed to help first-time homebuyers take effect, said Jason Stephen, CREAs President. In the meantime, many prospective homebuyers remain sidelined by the mortgage stress-test to varying degrees depending on where they are looking to buy. All real estate is local, and REALTORS remain your best source for information about sales and listings where you live or might like to in the future, added Stephen.

5 ways to help stop the sniffles this allergy season

(NC) Spring has sprung again and while the warmer weather is definitely a welcome change, the return of itchy eyes and a constantly dripping nose may not be. Its estimated that 25 per cent of Canadians are affected by seasonal allergies, and depending on what you are allergic to, allergy season may not just affect you in the spring but could also linger right up until the first frost in the fall. This spring, try to avoid the discomfort by getting to the bottom of what is causing your allergies before they start. Here are five tips to help you get ahead of your symptoms: Check the pollen forecast: Be on top of this as it can change daily and really affect your symptoms. If youre planning on exercising, go to the gym or exercise inside on warm, windy days. When you are outside, protect yourself: Wear sunglasses or a hat not only do they look good and block the sun, they also help keep pollen off your body and out of your eyes. Cover up when being active outside: If you are doing outdoor activities like cutting the lawn or gardening, consider wearing a mask or scarf to cover your nose and mouth. Protect yourself from pollen: We carry a lot of pollen into the home with us. Wash your bedding more frequently during spring, summer and fall; keep your windows closed and remember your pets can track pollen into the house, too. Find the right product: Speaking to your local Shoppers Drug Mart pharmacist can be your first line of defense. They can help assess your symptoms and recommend an over-the-counter medication or product. If this isnt enough to kick your symptoms, your pharmacist can write you a prescription for a medication in all provinces excluding British Columbia and Ontario. If your symptoms are more severe, pharmacists in B.C. and Ontario can work with your doctor to make sure you have the right treatment option for you. www.newscanada.com

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