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AGENT LICENSE ID
M08000257
BROKERAGE LICENSE ID
11947
Susanna Penning - Your Mortgage Specialist Mortgage Agent

Susanna Penning - Your Mortgage Specialist

Mortgage Agent


Phone:
Address:
2725 Queensview Dr Suite 500, Ottawa, Ontario

BROWSE

PARTNERS

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

OUR VISION

Our vision is to be the preferred and most-trusted mortgage agent team in Ottawa, and hence develop a solid base of clients who continually repeat and refer. 

OUR MISSION

We will achieve this mission with a team of solid professionals who continually set an industry standard for excellence and integrity. We’ll strive to provide each client, with unique and individual needs, an experience that cannot be found elsewhere. Through the highest level of professional competence, we’ll finalize your most important financial transaction with seamless perfection.

OUR CULTURE

  1. Integrity

  2. Efficiency

  3. Compliance

  4. Fun

  5. Positivity

  6. Teamwork

  7. Commitment

  8. Respect

  9. Reliability

  10. Consistency

  11. Accuracy

  12. Perseverance

 
When it comes to your mortgage, your interest is our interest.
 
We will simplify a mortgage for you. It doesn’t have to be difficult. Our 30 years of combined experience in the financial industry provides us with the knowledge we need to get you a great rate while providing excellent customer service to help your home ownership dreams become a reality.
 
Let Me Show You How I am Different…
 
Your Mortgage Specialists  have a dedicated team of elite agents that will do what it takes to secure the right mortgage for you by:
 
Working for you. Your Mortgage Specialist understands the needs of clients and the complexities involved in obtaining and communicating their financing requirements.
 
Representing you. Your Mortgage Specialist does business with a variety of lenders compared to traditional institutions concerned in selling only “their” product.
 
Utilizing their independence. Your Mortgage Specialist has access to a wide range of Financial Services and Products to ensure financing requirements are met precisely with the customers’ best interest in mind.
 
Having a strong understanding of the marketplace. Your Mortgage Specialist will shop for the best deal, without the inconvenience of setting up appointments and the subsequent credit inquiries.
 
Maintaining a professional standard. Your Mortgage Specialist is required to be registered with the Ministry of Finance and complete the required educational programs ongoing.
 
Upholding strict confidentiality. Integrity that you can trust.
 
Providing you with peace of mind. Working with you, “Working for you".

BLOG / NEWS Updates

National Bank of Canada Weekly Economic Watch

Housing starts rose from 166.5K in April to 193.5K in May (seasonally adjusted and annualized). Urban starts improved 22K to 181.1K on increases in both the multi-unit (+14.9K to 135.9K) and the single-detached (+7.1K to 45.3K) segments. At the provincial level, urban starts shot up in Quebec from 0K in April to 56.3K as social distancing measures were eased but plunged 37.1K to 56.5K in Ontario. June results should provide a clearer snapshot of the post-lockdown residential construction industry in Canada. Projects delayed on account of the Covid-19 pandemic might sustain starts at a relatively high level for a short while but the longer-term horizon looks less promising in light of much higher joblessness and reduced immigration. Moreover, tougher CMHC standards for mortgage insurance will likely exclude some potential buyers by shrinking their purchasing power. We estimate that the new rules governing maximum gross debt service will reduce by about 11% the amount that the median Canadian household will be allowed to borrow. Source: NBA Economics and Strategy

Virtual Tours and Live Streams a Hit on REALTOR.ca

While staying home to help stop the spread of COVID-19, Canadians are spending more time looking at properties on REALTOR.ca, Canadas No. 1 real estate platform*. During the week of March 9, visits to REALTOR.ca dropped by 30%; however, since April 12 traffic has crept back up by 14% and consumer inquiries to REALTORS through the site rose by 25%similar to levels during the same period last year. Despite the pandemic, REALTOR.ca has seen a 14% increase of visitors during the first quarter of 2020. As COVID-19 is limiting how buyers can visit homes that interest them, REALTOR.ca makes it possible for Canadian REALTORS to virtually showcase listings by integrating video and 3D tours from 10 of the most popular services. Since April 7, REALTORS can also schedule and promote live stream open houses using popular platforms such as Facebook Live, Instagram Live, Zoom and YouTube. If theres one thing 30-plus years in this business has taught me, its that as an industry we are early adopters of technology, said Costa Poulopoulos, Chair of the Canadian Real Estate Association. With restrictions on how we can continue to serve our clients, Im proud that weve been able to add features for REALTORS that allow them to continue to show homes to interested buyers.

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