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My Rates

6 Months 4.34%
1 Year 6.04%
2 Years 5.49%
3 Years 4.99%
4 Years 4.84%
5 Years 4.69%
7 Years 4.89%
10 Years 5.64%
6 Months Open 4.34%
1 Year Open 9.19%
*Rates subject to change and OAC
AGENT LICENSE ID
M22002142
BROKERAGE LICENSE ID
11707
R. Mark Wideman Mortgage Agent Level 2

R. Mark Wideman

Mortgage Agent Level 2


Address:
1370 Killarney Beach Road, Lefroy, Ontario

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Hi There 

If you're reading this you're considering getting some help for a very important decision in your life.  Whether you are a first time home buyer or a seasoned home owner, arranging a mortgage can be very confusing.  Finding a mortgage that suits your individual needs is essential.  My mission is to learn and understand my client's needs and the external factors that affect them.  Then to assist them in making positive, well. informed decisions based on knowledge and real options presented.  Choice is key!  I will guide you through the process and strive to provide a stress free experience during one of your most important financial decision periods in your life!


BLOG / NEWS Updates

Bank of Canada: Financial Stability Report

Key takeaways Canadas financial system remains resilient. Over the past year, financial system participantsincluding households, businesses, banks and non-bank financial institutionshave continued to proactively adjust to higher interest rates. However, risks to financial stability remain. The Bank sees two key risks to stability, related to: Debt serviceabilityBusinesses and households continue to adjust to higher interest rates. Indicators of financial stress in both sectors were below historical averages through the COVID-19 pandemic but have been normalizing. Some indicators look to be increasing more sharply and warrant monitoring. Higher debt-servicing costs reduce financial flexibility for households and businesses and make them more vulnerable in the event of an economic downturn. Asset valuationsThe valuations of some financial assets appear to have become stretched, which increases the risk of a sharp correction that can generate system-wide stress. The recent rise in leverage in the non-bank financial intermediation sector could amplify the effects of such a correction. The financial system is highly interconnected. Stress in one sector can spread to others. Participants should continue to be proactive, including planning for more adverse conditions or outcomes. https://www.bankofcanada.ca/2024/05/financial-stability-report-2024/

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