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My Rates

6 Months 3.09%
1 Year 1.74%
2 Years 1.74%
3 Years 1.74%
4 Years 1.74%
5 Years 1.84%
7 Years 2.74%
10 Years 2.95%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
AGENT LICENSE ID
M20000840
BROKERAGE LICENSE ID
12993

Stephen Willson

Mortgage Agent


Phone:
Address:
30 St Patrick Street 4th Floor, Toronto, Ontario

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Citadel Mortgages is your COMPLETE SOLUTION for all of your mortgage needs. Our complete mortgage solution programs are perfect for anyone looking to buy a new home, refinance, obtain a second mortgage, consolidate debts, access the equity in your home or are self – employed.

See the Difference for Yourself, Get Approved Today !

FSCO Lic # 12993

 

The Citadel Mortgage Social Awareness Program

Citadel Mortgages believes in supporting our community and the people that need our support. That is why once your mortgage closes we will make a donation to a charity or foundation on your behalf of your choice !

If you do not have a charity or foundation you would like to donate to you can choose any one of the foundations we support !

When your mortgage closes we give back to the community, lets make a difference together !

 

We Have Partnered With Forest Farmer !

 

For those of you familiar with Citadel Mortgages, you know that environmental sustainability is at the top of our check list when it comes to our business practices. That’s why for every mortgage closed with Citadel Mortgages, we plant a tree in your name to support Canadian forest restoration. This initiative started in 2018 when we partnered with Forest Farmer™, a Canadian company that strives to address climate change and restore habitat through Corporate Social Responsibility and planting trees.

 


See the Difference for Yourself, Get Approved Today !

attain Mortgage

More than just Mortgages. We can help you build your future.

attain Mortgage

More than just Mortgages. We can help you build your future.

BLOG / NEWS Updates

Canada: Residential sales reached a new record in September

Seasonally adjusted home sales rose 0.9% in September to a monthly record of 56,422 units. Sales in Ontario missed Augusts record by a hair due to a 5.3% monthly decline in Toronto. Records were nonetheless registered in Ottawa and Hamilton. In the Province of Quebec, sales were at a record level in the Quebec CMA and in Gatineau, and close to August records in Montreal. In B.C., transactions reached a record outside the three main markets of Vancouver, Fraser Valley and Victoria. There were also sales records in Nova Scotia and New Brunswick. The active-listings-to-sales ratio indicates that the Canadian home resale market was favorable to sellers in Ontario Quebec, the Maritimes Provinces and marginally so in B.C. The market was balanced in the four other provinces.

PROMISES, PROMISES AND MORE PROMISES

Canadas Parliament re-convened today with a ceremonial Speech from the Throne delivered by the Governor General. Canadas continued response to the COVID-19 pandemic took centre-stage, while providing a lens for a plethora of broader promises: an extension of the wage subsidy, expanded employment insurance, investments in childcare, reaffirmed commitments to universal pharmacare, and green infrastructure investments among many others. Given the exhaustive list of priorities, this Speech is unlikely to bring the minority government down as it provides plenty of hooks for negotiations in the lead-up to a Fall update where details will be laid out. It clearly signals more fiscal spending ahead for Canada leaving the question not if but how much. But this was largely channeled ahead, so the market reaction has been mutedor more likely, it is eclipsed by broader US and global developments. There is little beyond lip service by way of fiscal restraint. This will be left to the Finance Minister to make inevitable trade-offs in her first budget this Fall, particularly as she may need to reserve some firepower for second waves. Source: Scotiabank https://www.scotiabank.com/ca/en/about/economics/economics-publications/post.other-publications.fiscal-policy.fiscal-pulse.federal.federal-budget-analysis.federal-throne-speech--september-23--2020-.html

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