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My Rates

6 Months 3.14%
1 Year 2.04%
2 Years 2.04%
3 Years 2.04%
4 Years 2.04%
5 Years 2.14%
7 Years 3.14%
10 Years 3.54%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
AGENT LICENSE ID
M14000545
BROKERAGE LICENSE ID
12993
Tristan Kirk Principal Broker | Managing Partner

Tristan Kirk

Principal Broker | Managing Partner


Phone:
Address:
150 King Street West 2nd Floor Suite 335, Toronto, Ontario

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Citadel Mortgages is your COMPLETE SOLUTION for all of your mortgage needs. Our complete mortgage solution programs are perfect for anyone looking to buy a new home, refinance, obtain a second mortgage, consolidate debts, access the equity in your home or are self – employed.

See the Difference for Yourself, Get Approved Today !

 

 

The Citadel Mortgage Social Awareness Program

Citadel Mortgages believes in supporting our community and the people that need our support. That is why once your mortgage closes we will make a donation to a charity or foundation on your behalf of your choice !

If you do not have a charity or foundation you would like to donate to you can choose any one of the foundations we support !

When your mortgage closes we give back to the community, lets make a difference together !

 

We Have Partnered With Forest Farmer !

 

For those of you familiar with Citadel Mortgages, you know that environmental sustainability is at the top of our check list when it comes to our business practices. That’s why for every mortgage closed with Citadel Mortgages, we plant a tree in your name to support Canadian forest restoration. This initiative started in 2018 when we partnered with Forest Farmer™, a Canadian company that strives to address climate change and restore habitat through Corporate Social Responsibility and planting trees.

 


See the Difference for Yourself, Get Approved Today !

attain Mortgage

More than just Mortgages. We can help you build your future.

attain Mortgage

More than just Mortgages. We can help you build your future.

BLOG / NEWS Updates

Employment continues to rebound in July

From February to April, 5.5 million Canadian workers were affected by the COVID-19 economic shutdown. This included a drop in employment of 3.0 million and a COVID-related increase in absences from work of 2.5 million. Employment rose by 419,000 (+2.4%) in July, compared with 953,000 (+5.8%) in June. Combined with gains of 290,000 in May, this brought employment to within 1.3 million (-7.0%) of its pre-COVID February level. The number of Canadians who were employed but worked less than half their usual hours for reasons likely related to COVID-19 dropped by 412,000 (-18.8%) in July. Combined with declines recorded in May and June, this left COVID-related absences from work at just under 1 million (+972,000; +120.3%) above February levels. By the week of July 12 to July 18, the total number of affected workers stood at 2.3 million, a reduction since April of 58.0%.

Canadian home sales and new listings up again in June

Home sales recorded over Canadian MLS Systems in June 2020 rebounded by a further 63%, returning them to normal levels for the month some 150% above where they were in April. Transactions were once again up on a m-o-m basis across the country. Among Canadas largest markets, sales rose 83.8% in the Greater Toronto Area (GTA), 75.1% in Montreal, 60.3% in Greater Vancouver, 99.7% in the Fraser Valley, 54.9% in Calgary, 59% in Edmonton, 22.5% in Winnipeg, 34.8% in Hamilton-Burlington, 67.9% in London and St. Thomas, 55.6% in Ottawa and 43.6% in Quebec City. Actual (not seasonally adjusted) sales activity posted a 15.2% y-o-y gain in June. REALTORS across Canada are increasingly seeing business pick back up, stated Costa Poulopoulos, Chair of CREA. With sellers and buyers returning to the market, we continue to make sure clients stay safe by complying with government and health officials directives and advice, increasingly using technology to list and show properties virtually while providing secure methods to complete required forms and contracts. As always, but maybe now more than ever, REALTORS remain the best source for information and guidance when negotiating the sale or purchase of a home, continued Poulopoulos.

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