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My Rates

6 Months 3.30%
1 Year 2.69%
2 Years 2.69%
3 Years 2.69%
4 Years 2.69%
5 Years 2.69%
7 Years 2.89%
10 Years 3.04%
*Rates subject to change and OAC
BROKERAGE LICENSE ID
ON: 10317 -NB 160000437
Cathy Parker Mortgage Broker

Cathy Parker

Mortgage Broker


Phone:
Address:
102-7071 Bayers Rd, Halifax, Nova Scotia

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What will your mortgage cost you? We get wrapped up in the search for the lowest (number)  interest rate but why if you don't know how the rate impacts your mortgage. Many Canadian homeowners pay too much for their homes over the life of the mortgage because they are not getting the best advice and mortgage  plan in the market. I will show you how to save money in your mortgage without comprimising your cash flow.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a Senior Premiere Mortgage Planner and an independent, unbiased, expert, I have access to many mortgage products from a variety of lenders at my fingertips. I work with you to determine the best product that will meet your immediate financial and future goals.

Whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the Premiere Mortgage Planner who can help you get the right financing, from the right lender, at the right rate.

Call me for todays unpublished rate specials!

Cathy


BLOG / NEWS Updates

Teranet–National Bank National Composite House Price Index

In October the Teranet-National Bank National Composite House Price IndexTM began the fourth quarter with a dip of 0.1% from the month before. The final quarter of the year is typically slow for the index, and the monthly decline was in line with the average of the last 10 Octobers, in five of which the index retreated. In short, it is too soon to herald a downward trend on the national home resale market. Indeed, if seasonal pressure were removed (seasonal adjustment), October would have been the third consecutive month of an underlying uptrend. Pulling the composite down on the month were retreats in the indexes for Edmonton (-1.0%), Winnipeg (-0.4%), Toronto (-0.2%), Hamilton (-0.2%), Calgary (-0.1%) and Montreal (-0.1%). Pulling it up were Quebec City (0.1%), Vancouver (0.2%), Ottawa-Gatineau (0.2%), Victoria (0.7%) and Halifax (1.3%). For Vancouver it was a first monthly rise in 15 months, consistent with a strong revival of home sales since August. For Ottawa-Gatineau, October was the seventh consecutive monthly rise, for a cumulative surge of 9.8%. Victoria has also had a good run, with gains in six of the last seven months. For Halifax it was the 10th advance in 12 months. For Toronto, on the other hand, October ended a run of six monthly rises. Same story for the five-month runs of Montreal and Winnipeg. According to the most recent data, however, the resale market remains balanced in Toronto and favourable to sellers in Montreal.

Unemployment rate unchanged in October

Following two consecutive months of growth, employment held steady in October. The unemployment rate was unchanged at 5.5%. On a year-over-year basis, employment grew by 443,000 or 2.4%, driven by gains in full-time work. Over the same period, total hours worked were up 1.3%. In October, employment increased in British Columbia and Newfoundland and Labrador, and was little changed in the other provinces. Employment was down for men in the core working ages of 25 to 54, and grew for the population aged 55 and over. Employment declined in manufacturing and construction. At the same time, employment was up in public administration and in finance, insurance, real estate, rental and leasing. The number of self-employed workers decreased, while the number of employees in the public sector increased for the second consecutive month.

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