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My Rates

1 Year 2.99%
2 Years 2.99%
3 Years 2.74%
4 Years 2.99%
5 Years 2.69%
7 Years 3.49%
10 Years 3.14%
*Rates subject to change and OAC
AGENT LICENSE ID
x026191
BROKERAGE LICENSE ID
x026191
Complete Mortgage Services Inc.

Complete Mortgage Services Inc.



Phone:
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2183 240 Street, Langley, British Columbia

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Complete Mortgage Services

Through our team of competent and resourceful mortgage professionals, coupled with our partnership with Verico Brokers network, we have access to the most competitive rates in the market as well as an extensive network of financial institutions. Furthermore, our dedicated Brokers do not work for any one lender; they negotiate with them on your behalf to get you the best mortgage and rate!

What you can expect from our mortgage professionals…

* Knowledgeable, competent and resourceful mortgage assistance.

* A customized mortgage solution to meet your financing needs.

* Access to an extensive network of financial institutions and low mortgage rates.

* Flexible and available to accommodate your schedule.

Should you want to discuss the financing opportunities for home ownership, a revenue property purchase, mortgage renewal or refinance please select the link below and one of our brokers will be happy get in touch with you. Request to be contacted by one of our Brokers.


BLOG / NEWS Updates

The Contagion of Fear

Fears of a possible coronavirus pandemic are sweeping the world. Markets are jittery with little hard data to go on. With the first case now reported in Canada, many are recalling the 2003 SARS where Canada was one of the epicenters. Arguably the biggest (economic) lesson from that experience is that fear is the biggest risk to the outlook. The impact of the SARS pandemic on the Canadian economy is difficult to estimate, confounded as it was by the slowing US economy, the invasion of Iraq and other events, but the Bank of Canada estimated -0.6ppt hit to annualized growth in Q2-2003, or just over 0.1% on the level of GDP. While it is premature to predict the path of todays coronavirus outbreak, we estimate that a SARS-equivalent pandemic today could have a similar impact on the Canadian economy with an estimated hit of just over 0.1% on the level of GDP by mid-2020, at which point a pandemic should be contained. This estimate is subject to a significant degree of uncertainty with risks skewed to a potentially larger impact. The effect should not be significant enough to trigger a broader economic malaise, but could this finally push Governor Poloz over the line to proactively stimulate the economy in his next rate call? Source: https://www.scotiabank.com/content/dam/scotiabank/sub-brands/scotiabank-economics/english/documents/insights-views/2020-01-27_IV.pdf

Bank of Canada maintains overnight rate target at 1 ¾ percent

The Bank of Canada today maintained its target for the overnight rate at 1 percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 percent. The global economy is showing signs of stabilization, and some recent trade developments have been positive. However, there remains a high degree of uncertainty and geopolitical tensions have re-emerged, with tragic consequences. The Canadian economy has been resilient but indicators since the October Monetary Policy Report(MPR) have been mixed. Data for Canada indicate that growth in the near term will be weaker, and the output gap wider, than the Bank projected in October. The Bank now estimates growth of 0.3 percent in the fourth quarter of 2019 and 1.3 percent in the first quarter of 2020. Exports fell in late 2019, and business investment appears to have weakened after a strong third quarter. Job creation has slowed and indicators of consumer confidence and spending have been unexpectedly soft. In contrast, residential investment was robust through most of 2019, moderating to a still-solid pace in the fourth quarter.

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