The Canadian dream for many is to own a home. A piece of property with a house, their home to raise their family. Homeownership is a great thing, and it has a proven track record for raising more stable families. Could you help people own their home and earn a regular income?

Investor options ... be the bank?

A bank lends out other people’s money, not even their own. You put your money on deposit, in the bank, then that bank loans that money out on properties as well as other things. When they loan that money out, they get paid for the use and earn interest. Did you get any of that interest money paid to you by the banks using your money?

Have you ever tried to borrow money from a bank? Can you invest that money in anything that you wanted? The bank would tell you, if they loaned you the money, that you could only use it on certain properties, or real assets. In most cases you would not be able to invest your borrowed money in stocks. The banks are okay if you use your money to invest in stocks on their investment sites, but not their borrowed money. The banks are making money on those investment sites, and you are earning how much?

What if you could take your money, RRSP or other money and invest it in Mortgages? Could you do that? Could you make money? Is it a more secure investment where you can earn interest? Being the bank.

As a private lender or investor, you could invest in other people’s homes and earn interest, while offering to partner with them in a more stable investment. Lawyers would register your name on the title of the property for that Mortgage. If in the unlikely event that the borrower could not pay, then you as the mortgage holders would have rights to sell, and there is a plan to mitigate those potential risks.

In the news you see that the bank is making money. In some years big money.

When you are tracking your monthly expenses, you see fees that you are paying to your financial institution. What if you could be the bank, could you collect the fees? Is that possible?

Investors can collect an agreed upon interest though offering to lend money on Mortgages. Those Mortgages are secured against an asset. (a home, land, or business). Any investment is a risk but life itself is a risk. Without risk there is no reward. Could you earn a bigger reward if you became a bank by investing your money in homes?

Opportunities to own your own home start with investing in Real Estate. Make your plan, find your team and some opportunities include:

• How to invest money in real estate to earn an income?
• Purchase an investment property & manage it.
• Invest in mortgages for owner occupied homes, rental properties or more.

Investor options ... be the bank.

Melinda Baker Mortgage Broker M21000893 Verico The Mortgage Station 11707

Phone: 705-220-1608 melinda@themortgagestation.ca mortgageweb.ca/melindabaker