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M18000217
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11947
Nick Holloway Mortgage Agent

Nick Holloway

Mortgage Agent


Phone:
Address:
2725 Queensview Dr Suite 500, Ottawa, Ontario

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6 great reasons why you should use a mortgage broker?

9/24/2018

By Nick Holloway

  1. Receive independent advice for your home financing options

As independent mortgage professionals, we are not beholden to any one lender. We will start by getting to know you and your home ownership goals. Our aim is to help our clients to successfully secure financing for your home with the best available product and at the lowest cost.

  1. We negotiate on your behalf, so you can save time to focus on what’s important to you

It could take weeks for you to organize appointments with competing mortgage lenders, and we know you’d rather be spending your time house hunting! We work directly with over 30 mortgage lenders and we are able to quickly narrow down a list of those that suit you best, so you can rest assured that we will source the best options for your financing needs.

  1. Be assured that you’re getting the best rates and terms

Even if you have been pre-approved for a mortgage by your bank, you’re not necessarily obliged to stop shopping. The mortgage market is changing frequently and we often have access to promotional rates or offers which we can investigate and run the numbers to see if you can save money. We will always take the time to fully explain in plain language the various mortgage terms and conditions so you can choose with confidence.

  1. Our job is not complete until your mortgage closes

We offer a personalized service for our clients which means we remain your named contact and liaison from start to finish. We will work tirelessly for you behind the scenes with all the parties involved, including realtors, appraisers and lawyers, to ensure your mortgage transaction takes place on time and to your satisfaction.

  1. No cost to you for our service

Typically for most residential mortgages, there is no charge for our service. How are we able to do that? As with many other professional services, mortgage brokers are typically paid a finder’s fee once we have introduced trustworthy, dependable customers to a financial institution. These fees are quite standard across the industry so our focus remains on finding the best outcome for you, the customer.

  1. Ongoing support and consultation

What motivates us more than anything is delighting our customers and to remain your trusted advisor and mortgage expert for all future needs. So even once your mortgage paperwork is signed and paperwork is complete, we are available for any further advice you need. In addition, that you trust in our expertize to offer assistance for the needs of your family and friends in securing their own home financing.

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