140865 MSB
Kim Darwin Independent Mortgage Specialist

Kim Darwin

Independent Mortgage Specialist

5434 Yew Road, Sechelt, British Columbia







Thanks for viewing my website. I am an Independent Mortgage Consultant. My job is to find you the best and most economic financing to help you purchase the home you choose or refinance your home. Essentially, my goal is to save you the most amount of money possible. If you are purchasing a home, I work with your Realtor and Lawyer/Notary, as a team, to ensure that your whole transaction moves along smoothly. Before we get started, I would like to tell you a little about myself and the way I can help you navigate the world of Financing. Given all the changes with Lending and Borrowing, it can be difficult to know where you fit at any given time. I work as your financial advocate. I don’t work for the Banks or Credit Unions. This means that when you use my services to obtain financing, I may recommend a new Lender or I may simply coach you how to negotiate with your own Financial Institution. Whatever is in YOUR best interest, is the route I recommend, regardless of whether I am paid or not. In case you didn’t already know, the Lenders generally pay me for referring your Mortgage to them. My objective, is that if I recommend the best thing for all my clients, they will refer me to their friends and colleagues as a trusted advisor. I have been a Mortgage Consultant since 2004 and have operated my business, mainly by word of mouth referrals. In a community like the Sunshine Coast, this has worked very well. Prior to becoming a Mortgage Consultant, I worked as a Legal Assistant/Property Conveyancer for 16 years. I prepared and registered the legal property transfer papers and mortgage documents when people bought, sold and financed homes. I also prepared Wills and Estates and Corporate/Commercial legal documents. Before that, I worked for two Real Estate Companies. My prior work experience enables me to fully understand each step involved with a Purchase & Mortgage Transaction. After you consult with me, you will have a very clear picture of where your finances fit with the current lending rules and regulations. If you are unable to meet current lending criteria, I will give you tips and tricks to help you meet them in the future. Even if you have great credit and could walk into your Bank to obtain financing, how do you know your Loan’s Officer will give you the Bank’s best product or rate? Their job is to make money for their Employer. They may give you a small discount off their posted rate, whereas, I have access to numerous rate sales, often well below the rates your Bank offers. I absolutely love helping people and empowering them to make informed financial choices. I would love to help you too. Please give me a call to set up a time to get together. I look forward to hearing from you. Sincerely, Kim Darwin


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