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My Rates

1 Year 3.09%
2 Years 2.34%
3 Years 2.39%
4 Years 2.44%
5 Years 2.29%
7 Years 2.44%
10 Years 2.89%
*Rates subject to change and OAC
AGENT LICENSE ID
G2583
BROKERAGE LICENSE ID
E8889
George Calandrino Mortgage / Real Estate Broker

George Calandrino

Mortgage / Real Estate Broker


Phone:
Address:
495 St. Martin Ouest #203, Laval, Quebec

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A FRIEND

You just signed an offer to purchase and now you need financing; looking to renovate and need funding; looking to tap into your home's acquired equity - I can help you with that. I have to start by apologizing - I don’t sell mortgages – I offer financing solutions. In today’s ever changing lending criteria, you need someone who can work with you and manage the criteria. I listen to your needs, your current situation and how you want the mortgage to work for you. I will design a solution for you that will get you in the home you signed for; get the renovations done or get you the equity for the project you've been planning for.
What will I do for you?
I work for you
Your interests are my priority
I deliver on-time approvals
I will keep you informed throughout the whole process – till the notary date
I am available to answer your questions
You reached my voicemail – no worries, I return my calls promptly
I will ALWAYS make sure that you get the best design possible

If you want clear and stress-free information, call me at 514-772-3934. It will be my pleasure to assist you in this exciting yet heart pounding experience.


BLOG / NEWS Updates

National Bank of Canada Weekly Economic Watch

Housing starts rose from 166.5K in April to 193.5K in May (seasonally adjusted and annualized). Urban starts improved 22K to 181.1K on increases in both the multi-unit (+14.9K to 135.9K) and the single-detached (+7.1K to 45.3K) segments. At the provincial level, urban starts shot up in Quebec from 0K in April to 56.3K as social distancing measures were eased but plunged 37.1K to 56.5K in Ontario. June results should provide a clearer snapshot of the post-lockdown residential construction industry in Canada. Projects delayed on account of the Covid-19 pandemic might sustain starts at a relatively high level for a short while but the longer-term horizon looks less promising in light of much higher joblessness and reduced immigration. Moreover, tougher CMHC standards for mortgage insurance will likely exclude some potential buyers by shrinking their purchasing power. We estimate that the new rules governing maximum gross debt service will reduce by about 11% the amount that the median Canadian household will be allowed to borrow. Source: NBA Economics and Strategy

Virtual Tours and Live Streams a Hit on REALTOR.ca

While staying home to help stop the spread of COVID-19, Canadians are spending more time looking at properties on REALTOR.ca, Canadas No. 1 real estate platform*. During the week of March 9, visits to REALTOR.ca dropped by 30%; however, since April 12 traffic has crept back up by 14% and consumer inquiries to REALTORS through the site rose by 25%similar to levels during the same period last year. Despite the pandemic, REALTOR.ca has seen a 14% increase of visitors during the first quarter of 2020. As COVID-19 is limiting how buyers can visit homes that interest them, REALTOR.ca makes it possible for Canadian REALTORS to virtually showcase listings by integrating video and 3D tours from 10 of the most popular services. Since April 7, REALTORS can also schedule and promote live stream open houses using popular platforms such as Facebook Live, Instagram Live, Zoom and YouTube. If theres one thing 30-plus years in this business has taught me, its that as an industry we are early adopters of technology, said Costa Poulopoulos, Chair of the Canadian Real Estate Association. With restrictions on how we can continue to serve our clients, Im proud that weve been able to add features for REALTORS that allow them to continue to show homes to interested buyers.

MY LENDERS

TD Bank Scotia Bank Attain Mortgage First National MCAP B2B Bank
Home Trust Merix Equitable Bank Street Capital CMLS Fisgard Capital
ICICI Bank Optimum  RMG Mortgages Bridgewater Marathon Mortgages