Sarah is new to the Mortgage industry and the My Better Mortgage Family. Sarah comes to us with a Diploma from Georgian College in Hotel Management. With more than 10+ years of Retail Management experience and 15+ years of Customer Service experience (customer experience certified). Sarah has a vast knowledge of how to exceed client expectations. Sarah has a proven track record of getting results in the most difficult of situations.
As a mom of 4 and wife of 10 years Sarah understands the importance of maintaining, growing and exceeding financial goals and freedoms. With having 4 children in 5 years Sarah knows the hardships of trying to maintain financial freedom while providing for her family. Sarah is passionate about supporting families and committing to helping them meet and exceed their financial goals whether it is: first time home buyers, refinancing or being Mortgage FREE sooner. Sarah is dedicated to helping meet your NEEDS.
For those of you who do not know me I am Sarah, a mortgage agent for My Better Mortgage. In 2007 I gained a diploma in Hotel Management where I went on to work in the retail and customer service industry for 10+ years and have retained a certification in customer excellence. Growing up with parents who were entrepreneurs I always felt a need to follow in there foot steps. So when Rachael presented me with the opportunity to work with her helping families and individuals, while growing my own business, I jumped at the opportunity. This was hands down one of the easiest life decisions I have made. Rachael gave us the opportunity to better my families financial future and help meet our long term goals. With my passion to help others and there families how could I say, NO! I am a mom of four young girls and I understand the importance of maintain, growing and exceeding your financial goals and gaining freedom. I had my four girls Payten 7, Abigail 6, Kylie 3 and Keaghan 3 in 5 years. The hardship of trying to maintain financial freedom while providing for our family was always a major stress point, as it is for most families. I understand what it is like to walk into a bank with not having the best credit score, as it is hard at times for young families to maintain PERFECT CREDIT and left feeling defeated. That feeling your goals are dreams out of your reach. My advice is to never give up. When I called Rachael I was already waiting for the NO on the other end of the phone. Like most after the 2nd NO you figure it must be true, this wont happen for me. So when I finally heard YES! it was emotional and surreal. I am committed to giving other this same opportunity to hear YES, the feeling that your dreams will finally become your reality.
I want to say THANK YOU to my wonderful Husband who for the past 12 years has supported any and all my career choices. When telling him that I wanted to JUMP into the world of Mortgages he smiled and said yes dear. He made sure every night after he had worked all day that I had a quite place to study (which is a difficult task in our household with 4 girls under the age of 7) and cheered me on after I passed every quiz. When I wrote the Mortgage Agent exam I came home feeling defeated, unsure that I had passed. He said to me you got this. His support has been unwavering and made this transition from Retail Manager/Stay at home Mom to Mortgage Agent easy. My Second THANK YOU goes out to my parents. Thank you always for your unconditional Love and being my voice of reason. As a young girl and now as a women I watch my parents do it all run a successful business for the past 30 years, maintain a house, be therapists, nurses, raise three kids, and help me raise my grandchildren, they are the true the definition of SUPER PARENTS/ GRANDPARENTS. With all these titles under their belt they still always finds the time to support my dreams and ambitions. For this I am eternally grateful. I can only hope one day I am the Entrepreneur, Wife, Friend, Parent and Grandparent you are and I do it with as much DETERMINATION, AMBITION, SELFLESNESS and GRACE (because we all know grace is not my strong suit) as you have. Last but not least, THANK YOU to the one and only RACHEAL BEEMER (principle broker of My Better Mortgage). I met Rachael last summer when I called her office needing some advice on MORTGAGES. My husband and I needed to move as our home was far to small for our growing family. At the time I was on a leave of absence from work and all the banks told me, I had to return to work! in order to be approved for a mortgage. I heard Rachaels ad on the radio and thought, what do I have to loose. After talking briefly with Rachael, she managed to ensure a TRUST with me that she had my families NEEDS covered and we were on our way to our GOALS! Rachael not only managed to get us into a mortgage that fit our lifestyle but was able to get us into our dream home without breaking the bank. When it came time for me to find a career that fit my lifestyle Rachael was there again to SUPPORT and INSURE my families financial future. Rachael has an amazing understanding for what MOMS need. She understands BALANCE; the need for moms to be with their children but contribute financially to their families. I am excited and happy to call Rachael my MENTOR and FRIEND. I look forward to our JOURNEY together and knowledge to come. I want to THANK YOU my future clients. Thank you for trusting me with your families, your dreams and your future. Thank you for making my families dreams possible.
Virtual Tours and Live Streams a Hit on REALTOR.ca
While staying home to help stop the spread of COVID-19, Canadians are spending more time looking at properties on REALTOR.ca, Canadas No. 1 real estate platform*. During the week of March 9, visits to REALTOR.ca dropped by 30%; however, since April 12 traffic has crept back up by 14% and consumer inquiries to REALTORS through the site rose by 25%similar to levels during the same period last year. Despite the pandemic, REALTOR.ca has seen a 14% increase of visitors during the first quarter of 2020.
As COVID-19 is limiting how buyers can visit homes that interest them, REALTOR.ca makes it possible for Canadian REALTORS to virtually showcase listings by integrating video and 3D tours from 10 of the most popular services. Since April 7, REALTORS can also schedule and promote live stream open houses using popular platforms such as Facebook Live, Instagram Live, Zoom and YouTube.
If theres one thing 30-plus years in this business has taught me, its that as an industry we are early adopters of technology, said Costa Poulopoulos, Chair of the Canadian Real Estate Association. With restrictions on how we can continue to serve our clients, Im proud that weve been able to add features for REALTORS that allow them to continue to show homes to interested buyers.
Canada's Manufacturing heavily impacted in March
Manufacturing shipments fell 9.2% in March after climbing 0.4% the prior month. This result was more than double the drop expected by consensus (-4.5%). Lower sales were registered in 17 of the 21 industries surveyed, including transportation (-26.5%), petroleum and coal products (-32.2%), and plastics/rubber products (-10.9%). Alternatively, shipments increased for food manufacturing (+8.2%) and paper manufacturing (+8.4%). With the price effect removed, total factory sales decreased 8.3% m/m, while inventories grew 0.8%. As a result, the real inventory-to-sales ratio rose from 1.56 to 1.72, a bad sign for future production.
Manufacturing sales came in much worse than expected in March, matching their largest one-month decline on record (December 2008). Sales retraced all the way back to their level in June 2016. It should come as no surprise that disruptions from COVID-19 were the chief cause of the decline. Indeed, 78.3% of manufacturing businesses reported being impacted by the pandemic. Transportation saw a significant decline owing to plant closures, while refineries lowered production as demand and prices waned. Not everyone experienced an adverse shock, as evidenced by marked increases for food (groceries) and paper manufacturing (toilet paper) in the month. This will likely be transitory, however, as households rushed to stock up in March. Eight of the ten provinces reported lower sales, with Ontario and Quebec posting the largest declines. All told, given that confinement measures had been in place for only two weeks in March, the April manufacturing picture can be expected to be even worse.
Home sales fell 56.8% from March to April, to the lowest level recorded since the inception of seasonally adjusted data in 1988. The fall was generalized to all the 26 major markets tracked by CREA except Newfoundland and Labrador, where sales rose 13.6%. New listings also fell sharply (-55.7%) but active listings only 8.7%. Therefore, the active-listings-to-sales ratio (our preferred gauge of market conditions) skyrocketed from 4.3 months of inventory in March to 9.2 in April, the largest since the 2008-09 recession.
Source: National Bank of Canada