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Kathy Lien Senior Mortgage Advisor

Kathy Lien

Senior Mortgage Advisor


Phone:
Address:
227 - 5589 Byrne Road, Burnaby, British Columbia

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Welcome to my website!

As a Verico Senior Mortgage Advisor, I have access to numerous lenders and work on your behalf to find a mortgage product that fits into your overall goal. Here, you will find a wealth of information on mortgage financing - whether it is for residential home purchases, mortgage refinances, consolidation, or mortgage renewals and transfers from other financial institutions.

This site facilitates the process with tools that are informative and user-friendly. You can browse the Rates section to see the most current competitive rates, or use one of the many Calculators to determine mortgage payments, qualifiers, or compare interest savings. An on-line or off-line Mortgage Application is also available to submit for approval.

I am committed to earning your trust and business, so please let me know how I can achieve this! I am available anytime at 778.996.1591 or kathy.lien@verico.ca for any questions or to schedule a mortgage consultation or pre-approval at your convenience (including evenings and weekends). You can also fill out the Arrange a Callback form and I will reply within 24 hours.


Sincerely,

Kathy Lien


BLOG / NEWS Updates

Canada: Residential sales reached a new record in September

Seasonally adjusted home sales rose 0.9% in September to a monthly record of 56,422 units. Sales in Ontario missed Augusts record by a hair due to a 5.3% monthly decline in Toronto. Records were nonetheless registered in Ottawa and Hamilton. In the Province of Quebec, sales were at a record level in the Quebec CMA and in Gatineau, and close to August records in Montreal. In B.C., transactions reached a record outside the three main markets of Vancouver, Fraser Valley and Victoria. There were also sales records in Nova Scotia and New Brunswick. The active-listings-to-sales ratio indicates that the Canadian home resale market was favorable to sellers in Ontario Quebec, the Maritimes Provinces and marginally so in B.C. The market was balanced in the four other provinces.

PROMISES, PROMISES AND MORE PROMISES

Canadas Parliament re-convened today with a ceremonial Speech from the Throne delivered by the Governor General. Canadas continued response to the COVID-19 pandemic took centre-stage, while providing a lens for a plethora of broader promises: an extension of the wage subsidy, expanded employment insurance, investments in childcare, reaffirmed commitments to universal pharmacare, and green infrastructure investments among many others. Given the exhaustive list of priorities, this Speech is unlikely to bring the minority government down as it provides plenty of hooks for negotiations in the lead-up to a Fall update where details will be laid out. It clearly signals more fiscal spending ahead for Canada leaving the question not if but how much. But this was largely channeled ahead, so the market reaction has been mutedor more likely, it is eclipsed by broader US and global developments. There is little beyond lip service by way of fiscal restraint. This will be left to the Finance Minister to make inevitable trade-offs in her first budget this Fall, particularly as she may need to reserve some firepower for second waves. Source: Scotiabank https://www.scotiabank.com/ca/en/about/economics/economics-publications/post.other-publications.fiscal-policy.fiscal-pulse.federal.federal-budget-analysis.federal-throne-speech--september-23--2020-.html

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TD Bank Scotia Bank Attain Mortgage First National MCAP B2B Bank
Home Trust Merix Equitable Bank Street Capital CMLS Fisgard Capital
ICICI Bank Optimum  RMG Mortgages Bridgewater Marathon Mortgages