HOME RATES ABOUT SERVICES VIDEO BLOG CONTACT ME TEAM

My Rates

6 Months 7.94%
1 Year 7.35%
2 Years 6.52%
3 Years 5.91%
4 Years 5.77%
5 Years 5.19%
7 Years 6.24%
10 Years 6.29%
6 Months Open 9.75%
1 Year Open 8.00%
*Rates subject to change and OAC
AGENT LICENSE ID
11782
BROKERAGE LICENSE ID
10349
Marisa Parise Mortgage Broker

Marisa Parise

Mortgage Broker


Phone:
Address:
7676 Woodbine Ave, Suite 300, Markham, Ontario, L3R2N2

BROWSE

PARTNERS

COMPLETE

THE SURVEY

REFER

A FRIEND

30 years of experience in the mortgage financial industry, varied roles have enabled me to master Mortgage Brokering.

Specializing in:
* Purchases,re-finances and debt consolidation
*First Time Home Buyers
* Residential, Investment, Industrial & Commercial Properties
* Institutional or Private lending
*First & Second mortgage financing
*Self-employed

You can expect to be heard and understood, achieve credit building, personal budget, law awareness (Real Estate, Family/Estate and Corporate Law), streamline processes and guidance in Capital Gains provisions.

Access to all 50 lenders allows me to obtain the most competitive rates, flexible products, maximum pre-payment options, quick response times and a clear understanding of mortgage products.

Honesty,efficiency,service,dedication,reliable,determined,negotiator,analyze, maximizing savings and budgeting is what my expertise will provide for you and your specific requirements.

Your best interests are my focus throughout the entire process, I look forward to the opportunity in providing my expertise for your mortgage financing.....

I'm Equifax certified

I'm certified through the Equifax Credit Professional Program.

BLOG / NEWS Updates

Canadian Home Sales Showing Signs of Recovery

Following a weak second half of 2023, home sales over the last two months are showing signs of recovery, according to the latest data from the Canadian Real Estate Association (CREA). Home sales activity recorded over Canadian MLS Systems rose 3.7% between December 2023 and January 2024, building on the 7.9% month-over-month increase recorded the month prior. While activity is now back on par with 2023s relatively stronger months recorded over the spring and summer, it begins 2024 about 9% below the 10-year average. Sales are up, market conditions have tightened quite a bit, and there has been anecdotal evidence of renewed competition among buyers; however, in areas where sales have shot up most over the last two months, prices are still trending lower. Taken together, these trends suggest a market that is starting to turn a corner but is still working through the weakness of the last two years, said Shaun Cathcart, CREAs Senior Economist. https://stats.crea.ca/en-CA/

Bank of Canada maintains policy rate, continues quantitative tightening

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Global economic growth continues to slow, with inflation easing gradually across most economies. While growth in the United States has been stronger than expected, it is anticipated to slow in 2024, with weakening consumer spending and business investment. In the euro area, the economy looks to be in a mild contraction. In China, low consumer confidence and policy uncertainty will likely restrain activity. Meanwhile, oil prices are about $10 per barrel lower than was assumed in the October Monetary Policy Report (MPR). Financial conditions have eased, largely reversing the tightening that occurred last autumn. The Bank now forecasts global GDP growth of 2% in 2024 and 2% in 2025, following 2023s 3% pace. With softer growth this year, inflation rates in most advanced economies are expected to come down slowly, reaching central bank targets in 2025. In Canada, the economy has stalled since the middle of 2023 and growth will likely remain close to zero through the first quarter of 2024. Consumers have pulled back their spending in response to higher prices and interest rates, and business investment has contracted. With weak growth, supply has caught up with demand and the economy now looks to be operating in modest excess supply. Labour market conditions have eased, with job vacancies returning to near pre-pandemic levels and new jobs being created at a slower rate than population growth. However, wages are still rising around 4% to 5%. Source: https://www.bankofcanada.ca/2024/01/fad-press-release-2024-01-24/

MY LENDERS

Scotia Bank TD Bank First National EQ Bank MCAP Merix
Home Trust CMLS Manulife RFA B2B Bank Community Trust
Lifecycle Mortgage ICICI Bank Radius Financial HomeEquity Bank CMI Bridgewater
Sequence Capital Wealth One Fisgard Capital Bloom Financial NationalBank