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My Rates

6 Months 3.09%
1 Year 1.79%
2 Years 1.79%
3 Years 1.79%
4 Years 1.79%
5 Years 1.84%
7 Years 2.79%
10 Years 2.95%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
AGENT LICENSE ID
MW-1311216
Nina McNamara Mortgage Associate

Nina McNamara

Mortgage Associate


Phone:
Address:
Box 65021, Mission Hill Plaza, St. Albert, Alberta

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What sets me apart from most is that I take the time to find out what your future financial plans are and I take into consideration your long-term goals. There’s much more involved than simply finding the lowest mortgage rates.

A mortgage is a long-term commitment that can have an impact on your long-term financial decisions. I have the tools to build you a customized mortgage plan; a unique mortgage plan that includes the features and options that you require for your specific situation.

Once I’ve built you a mortgage plan that fits your financial future and I’ve determined which type of mortgage product is best for you, I negotiate directly for you with competing lenders to get you the very best rate.

So if you are in need of obtaining a mortgage for a new purchase, re-financing, line of credit, a new build or an investment property contact me. Or if you would simply like to discuss mortgage options please do not hesitate to contact me and I can enlighten you on the products that we offer. Keystone Mortgage Corporation works with a variety of lenders whom offer products for Residential, Commercial and Agricultural purchases.

Nina McNamara


BLOG / NEWS Updates

Canada: Residential sales reached a new record in September

Seasonally adjusted home sales rose 0.9% in September to a monthly record of 56,422 units. Sales in Ontario missed Augusts record by a hair due to a 5.3% monthly decline in Toronto. Records were nonetheless registered in Ottawa and Hamilton. In the Province of Quebec, sales were at a record level in the Quebec CMA and in Gatineau, and close to August records in Montreal. In B.C., transactions reached a record outside the three main markets of Vancouver, Fraser Valley and Victoria. There were also sales records in Nova Scotia and New Brunswick. The active-listings-to-sales ratio indicates that the Canadian home resale market was favorable to sellers in Ontario Quebec, the Maritimes Provinces and marginally so in B.C. The market was balanced in the four other provinces.

PROMISES, PROMISES AND MORE PROMISES

Canadas Parliament re-convened today with a ceremonial Speech from the Throne delivered by the Governor General. Canadas continued response to the COVID-19 pandemic took centre-stage, while providing a lens for a plethora of broader promises: an extension of the wage subsidy, expanded employment insurance, investments in childcare, reaffirmed commitments to universal pharmacare, and green infrastructure investments among many others. Given the exhaustive list of priorities, this Speech is unlikely to bring the minority government down as it provides plenty of hooks for negotiations in the lead-up to a Fall update where details will be laid out. It clearly signals more fiscal spending ahead for Canada leaving the question not if but how much. But this was largely channeled ahead, so the market reaction has been mutedor more likely, it is eclipsed by broader US and global developments. There is little beyond lip service by way of fiscal restraint. This will be left to the Finance Minister to make inevitable trade-offs in her first budget this Fall, particularly as she may need to reserve some firepower for second waves. Source: Scotiabank https://www.scotiabank.com/ca/en/about/economics/economics-publications/post.other-publications.fiscal-policy.fiscal-pulse.federal.federal-budget-analysis.federal-throne-speech--september-23--2020-.html

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