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My Rates

3 Years 1.84%
5 Years 1.84%
*Rates subject to change and OAC
AGENT LICENSE ID
M10001481
BROKERAGE LICENSE ID
12060
Richard Hasfal Mortgage Agent

Richard Hasfal

Mortgage Agent


Phone:
Address:
95 Queen St. S. Unit B, Mississauga, Ontario

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Welcome and thank you for visiting my site!  For most people, your home is your biggest financial investment. And most people don't realize you have options on how you can finance your investment.  Your ideal mortgage is out there, whether you are:

 - buying a home, vacation home or investment property;

 - refinancing your current home to pay down debt or increase cash flow; or

 - renewing your current mortgage.

 

With access to over 59 lenders, including the major banks, credit unions, trusts and private lenders, I can  show you ALL your options and find you the best rates and terms that suit your financial profile and needs.

 

If you're ready to get started, please fill out the online application.  If you have any questions, please contact me.

 

I look forward to helping you manage your greatest investment and achieve your financial goals.

 

Best regards,

Richard


BLOG / NEWS Updates

Canada: Residential sales reached a new record in September

Seasonally adjusted home sales rose 0.9% in September to a monthly record of 56,422 units. Sales in Ontario missed Augusts record by a hair due to a 5.3% monthly decline in Toronto. Records were nonetheless registered in Ottawa and Hamilton. In the Province of Quebec, sales were at a record level in the Quebec CMA and in Gatineau, and close to August records in Montreal. In B.C., transactions reached a record outside the three main markets of Vancouver, Fraser Valley and Victoria. There were also sales records in Nova Scotia and New Brunswick. The active-listings-to-sales ratio indicates that the Canadian home resale market was favorable to sellers in Ontario Quebec, the Maritimes Provinces and marginally so in B.C. The market was balanced in the four other provinces.

PROMISES, PROMISES AND MORE PROMISES

Canadas Parliament re-convened today with a ceremonial Speech from the Throne delivered by the Governor General. Canadas continued response to the COVID-19 pandemic took centre-stage, while providing a lens for a plethora of broader promises: an extension of the wage subsidy, expanded employment insurance, investments in childcare, reaffirmed commitments to universal pharmacare, and green infrastructure investments among many others. Given the exhaustive list of priorities, this Speech is unlikely to bring the minority government down as it provides plenty of hooks for negotiations in the lead-up to a Fall update where details will be laid out. It clearly signals more fiscal spending ahead for Canada leaving the question not if but how much. But this was largely channeled ahead, so the market reaction has been mutedor more likely, it is eclipsed by broader US and global developments. There is little beyond lip service by way of fiscal restraint. This will be left to the Finance Minister to make inevitable trade-offs in her first budget this Fall, particularly as she may need to reserve some firepower for second waves. Source: Scotiabank https://www.scotiabank.com/ca/en/about/economics/economics-publications/post.other-publications.fiscal-policy.fiscal-pulse.federal.federal-budget-analysis.federal-throne-speech--september-23--2020-.html

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